DO NOT GIVE THESE PEOPLE YOUR BANK INFORMATION!!!!!! I was double billed my first month in this…read moreprogram and they refused to fix their error. Their representative told me that it was my bank's responsibility to fix CESI's errors and refused to refund my money or transfer me to a supervisor. Extremely shady and predatory conduct AVOID.

I used CESI, but it has been some years back, maybe beginning in 2003. I was practically hopeless…read morewith debt and they were very encouraging on the phone and I felt great relief immediately. I never had a problem after that. They withdrew funds from my account every month, paid my bills and reduced my interest, and charged me $25 a month for this service. The end result was that I was debt free. Unfortunately again I am signing up with them to help clear my debts.

I have been trying to get a phone from Tina or DeeAnn since 4/4/25 to answer some questions that I…read morehad regarding the credit repair process. They finally responded to my text message with lengthy questions that I had, but even after answering, I still had more questions and kept inquiring about a phone call. Never received a phone call back, not even a text back to say they would schedule a call or call me at a certain time, nothing. They never had an actual conversation with me once I made my first payment to discuss what they would be disputing. I just don't understand how you dispute things that you know nothing about. For me to be paying $948, I would expect this company to be more attentive and responsive and active with your clients.

Saw 0 changes to my credit profile, had to go with a different company. Was better off trying to…read morerepair it myself. Wasted money and time.

Recently I was turned down for a credit card. It wasn't the first time and I knew each time I…read moreapplied for one it was hurting my credit scores. I looked at one website that gave me one free score and no report. Then, I contacted EFG Credit Solutions. Immediately I was impressed with their professionalism. I have a personal account manager who provided me with a report and all 3 scores. He has been able to improve my score more than 30 points in a short time. I am going to continue to be an EFG client and keep my scores high and avoid more credit problems!!

My credit score didn't budge after just under a year. I requested them to stop and they drafted 4…read moremore payments. I had to change my bank account to stop them from autodrafting my account. Currently still trying to get a return for the last 4 months. They assured me that if I didn't see a positive result after 6 months, they would work with me. They "worked me". Never again!

Told by D Cox that their office had believers, Christian women. For this thing from the truth. Got…read moreto call this morning and there was a discrepancy about the time for my appointment. Now I am a retired Legal Assistant who work for the chief justices of North Carolina. I had some young girl who sound like she was just out of high school fuss at me. Literally fuss at me. She went on and on with no professionalism. Y'all going to learn today because they are not the only people in town who can offer the services. In fact I'm not down and out to the point that I need to do this I was weighing my options. If people do not respect you, and holler at you over the phone and I'm not mature and do not act Christ like move on. There are other lawyers that offer the same resource. I can't wait to tell the governor about this one! Sometimes you never know who you're talking to. I'm using the speaker phone and I do acknowledge the capitalization. They are not the only dogs in town wagging their tail for your business. There is a serious communication problem on their part that they do not know how to speak respectfully, thoughtfully, intelligently to have a productive conversation.

I went online and filled out the intake forms My free…read moreconsultation morning came and I was very honest about my situation- and the kind and knowledgeable paralegal who was helping me explained that with my particular situation a bankruptcy would not be in my best interests. She was detailed, thorough and kind I am so appreciative of their honesty and integrity, compassion and help in which direction I may want to take I highly advise trying this company !

Over the years, I worked with several AXA-Advisors who sold me unnecessary, overpriced financial…read moreproducts which did not perform as was presented to me. Over the last year and a half, I had a 0% return on a 200K investment. And these people think they're doing you a big favor by charging the excessive fees for their lousy performance. I also had two other products which did about as well. Do yourself an big favor and send your money to Vanguard or some other low cost index fund.