I'm a veteran of the United States Air Force, and a retired police officer from the Chicagoland area. I was an officer for 30 years. I would like to say to all veterans that read this review that if you're looking to refinance your home the LendUs company is the place to go! The LendUs company cares about veterans and does everything in their power to make the refinancing process as quick, and stress-free as possible. There is one loan advisor that every veteran should ask for. Her name is DORA JOVER. I received many mailings from mortgage companies seeking my business to refinance my home. One of the mailings was from the LendUs company. I called and Dora answered the phone. Dora was very friendly, professional, and engaging. She was very knowledgeable in her craft and immediately won my trust. And I must say winning my trust is not easy because being a retired police officer takes a little bit more effort to win me over. She was very upfront and honest with me concerning what she could do for me in the refi process. I'm a Christian man and felt very comfortable in my spirit with giving Dora my business in the refi process. My wife and I have never met anyone that was as honest and kind as Dora. Her warm personality is infectious. She was efficient, driven, and informed me step-by-step on what she needed. She was very transparent concerning everything she did, and anytime I needed to call or ask her a question she always answered her phone. I've never gone through a refi process that was as smooth and efficient. The entire process took approximately one month and we closed on our home March 4, 2021. In closing, Dora is a true diamond in the rough. Your Organization is blessed to have such a wonderful person working for LendUs. Dora saved me $569.00 dollars a month, and over $6,838.00 a year on my mortgage! We Thank you so very much Dora. May God keep and bless you! read more

Chase was a fantastic loan advisor throughout the process that assisted us with our VA Home Loan. He gave us the amount we needed with the best rate we could imagine. During the pandemic, it was really hard to find a house we could buy. When we finally received the phone call from the home builder saying that we are the next on the list, the price had gone up so much. We had to ask for more than we were expecting, but chase made it happen. (We asked 2 other companies, but chase gave us the highest amount and the quickest response) Also later, we wanted to increase the loan amount when we realized that we want to upgrade the home, he also did it for us. When we were worried about our complicated income, he explained well to make sure we could qualify. We signed the contract with the builder in October 2021 for new construction, but because it was still building, escrow was supposed to close in April 2022. That was the timing that interest started to go up. He also managed to get us the best rate. He was confident, clear, and easy to reach. I would definitely ask him to help us get a loan if we are buying a house again and introduce him to my friends and family. Thank you so much chase for helping us buy the house! read more

This was our first time refinancing our home, and I'm so glad it was with Chase. My family and I were originally going to go with our original lender, but after a friend referred us to Chase (and told us that he had awesome rates) we didn't look back. Our original lending company was a Big box type organization-- long hold times to get to an agent, and having to play phone tag to get on their business hours. Working with Chase was a totally different experience. He was responsive via email and phone calls, and attentive with every single question and concern that we had. It was an obvious choice to go with Chase-- especially because his rates were better than our original lender. Moreover, Chase's communication throughout the process was perfect. Chase's detail oriented style was in line with my husbands, and the big picture summation of everything that needed to get done and checking in to tell us where we were in the process was in line with my communication style. Overall, we had an absolutely wonderful experience working with Chase and would highly recommend anyone wondering if they should refinance to talk to him. You'll be impressed, just as much as we were, at how painless and easy the process was with Chase. read more

5 STARS*****LendUS An extremely dedicated and professional group of individuals. I say individuals because when I first started shopping around for rates to refinance my house in Clarksville TN, I was going to go with another company that literally promised me they were getting the best possible deal. A friend of mine referred me to Chase and I contacted him to see what he could do for us, but Chase was not licensed in TN however in a matter of minutes Chase got me in contact with Hunter. Hunter and his team not only beat all others offers and rates, but they got me the best possible rate and the entire process took only a matter of days from start to closing including the loan being fully funded. I cannot express enough the gratitude my family and I feel for the entire team effort. They made everything extremely easy, fast, and stress-free. Without a doubt, I would recommend this group to anyone wanting to refinance or are simply looking at options when thinking of buying a home and we will most definitely go back to them in the future. Being a military family we are always on the move, therefore, we are convinced we will be requesting their help once again!! read more

If you are looking for someone who has your back - Chase is your guy. Every step of the way, at every single hour, Chase made himself available to us and carried us through the loan process. My husband and I are first time (first generation) home buyers, buying with a VA loan. We were referred to Chase through friends and family who could not speak more highly of him, so we got to know him and agreed he was our guy. Chase was available constantly to answer our questions, and always answered our questions and concerns with a smile. Being first time homebuyers, we had a plethora of questions and needed a lot of explanations, and Chase never failed to help us. Not only that, Chase fought hard to make sure that we got a great loan and put himself on the line to ensure our success. Ultimately, Chase pulled everything off even earlier than we expected. He worked tirelessly to get a roof over our heads and we are happy to call ourselves lifetime customers. We'll never forget everything you did for us, thank you Chase! read more

I rarely provide any reviews, but for this, I really want to let all those reading know that Chase and LendUS have been absolutely the best. As a veteran, I didn't realize how beneficial it was to have a VA loan. Chase walked me and the family through the whole process resulting in over $60K in the course of our refinance loan. The money we are saving is going to the kids 529s, so Chase is literally helping with the future of our children. He was quick and efficient. He was tireless in his support. He should've been sleeping, instead he was constantly keeping us up-to-date in consideration of our time zones (Hawaii and Japan), and my family (managing 4 and 7 year olds) and work schedules. It was so clear that he's been in the business a while and knows what he's doing. If there is literally one thing you should do when refinancing or looking for a loan for such a significant life event (realizing the American dream to purchase your own home), it is to go with Chase Zinkil. read more

First off Chase is just a great down to earth guy that is easy to talk to. I have worked with Chase multiple times. The first time was a refinance in Hawaii. And the Second time was in Alabama getting permanent financing for a house my wife and I built. Since it was in Alabama Chase assisted in upholding the continuity & smoothness of the transaction with his brother Hunter. Both times he went over and beyond to ensure he got us the best interest rates. He is always a phone call or txt away. He is very upfront with information, making sure that I get the best deals and even helping me understand how he is doing it and the reason behind everything. This most recent mortgage had to be extended a few times due to my building contractor delays. Chase made sure I got the extensions needed and absorbed a lot of the cost so that it didn't fall on me. In the future I will continue to use Chase and Hunter Zinkil whether it's buying investment properties, refinancing, or a vacation home. read more

You will not find a more dedicated Loan Officer than Chase Zinkil. We bought a home on a jumbo VA late last year. Chase answered my emails and texts, 24/7 within hours, day and night and weekends and holidays. He got me the best possible rate I could get at the time, and made it so easy for me since I'm not loan-savvy. Last month, he reached out to me for a refinance. We just closed on it last week. It cost me $0 to refinance. No exaggeration. $0. I dropped $700+ off of my monthly payment. I'm actually getting a couple hundred dollars refund check on the refinance. I never left my house. I provided all signatures on my laptop, and he sent the notary to my front porch to wet sign everything. If rates continue to drop, I will refinance again with him in a heartbeat. I'm saving hundreds of thousands of dollars with Chase over the life of the loan. The guy is the best, hands down. Regards, Lieutenant Colonel J. "Lumpy" Lumbaca, US Army (Retired). read more

Chase is nothing short of excellent. As first time buyers in Southern California, the home buying process can be daunting. Your dealing with a market so competitive, that as I first time buyer your looking to spend around 500k on a starter home. So you want to make sure you find the right team to handle this process. Chase was not only transparent every step of the way but he went above and beyond to explain the smallest details. He always reassured us when we had questions. Chase worked day and night to close our escrow within 30 days. His phone app, allowed us to see our Loan process along the way and helped give us 24 hour access to documents. Chase worked really hard to not only find us the lowest interest rate possible but found us lender credit that helped with closing cost! If you are looking for a guy who will work hard for you every step of the way and knows what he is doing, look no further cause chase is your guy! read more

We needed to refinance our house. We tried for six months or more. I cannot tell you how many mortgage brokers or lending institutions we tried, and all of them turned us down. We were ready to give up. One day, I received a call from Mr. Chase Zinkil as he had found out that we were trying to refinance. I explained that we had been turned down by many brokers, but he said he would like to give it a try. Mr. Chase Zinkil went to work and he never gave up. After a month of trying to get the house refinanced on our terms and interest rate so low, he was able to do it. I couldn't believe it! I am highly recommending Lend US and Mr. Chase Zinkil. He will go the extra mile and he will not give up. John - South San Francisco, California read more

As first time home buyers, my wife and I really appreciated Chase's guidance and expertise in the loan process. Chase was very patient and responsive to all of our questions and helped us feel comfortable each step of the way. We had a short 25 day close and Chase was able to work with us to secure the lowest interest rate and most favorable terms beating out a competitor's rates. Chase went above and beyond our expectations and does everything in his power to ensure we get the best service. It's very refreshing to work with someone who has your best interest in mind and we will definitely be working with Chase in the future. We won't hesitate to recommend him to our close friends and family. read more

Chase got me the best deal on my refi bar none. Rates are down and I decided to jump on the refi train like everyone else, my usual broker wanted me to buy the rate down to get where I wanted. Chase not only gave me the lowest rate available, he also got me enough of a credit to cover all my closing costs and most of my prepaids without increasing my loan amount. Everything happened super fast and he was extremely communicative along the way. I was so happy I got 4 of my friends to refinance with him as well. My previous mortgage broker was also so impressed with his rates, that she is currently refinancing her personal property with him. Highly recommend! read more

I have been completely amazed by Hunter's: 1) accessibility- seemingly always working and available, responses came quickly. 2) knowledge - knew exactly how to proceed every step of the way on our loan despite the curveballs thrown our way. 3) innovation - from the onset of our application, we had a tricky set of circumstances to maneuver, and Hunter's experience paid off. A couple of times I scratched my head, thinking, "really?" But trusting his guidance, we were able to get our loan funded early! 4) Overall customer service - just very friendly, easy going - had time for all questions any time of the day. Highly, highly recommend Hunter. read more

The more you give the more you get, LendUS is all about giving! Mr. Chase Zinkil the loan officer who facilitated the refinance on my home is not the person to make you feel belittled for asking a stupid question and understands veterans as if he was one himself. I'm grateful to have had the privilege to work with a genuinely honest respectful businessman and company. Who has significantly helped my family and I save minus the stress of wondering if we were getting the best deal available. The smoothest process I have ever encountered with any mortgage company by far. LendUS is the best mortgage company I have ever worked with hands down. read more

There's not much more I can say about Chase Zinkil without repeating myself, he's very conscious of your needs in my case it was refinancing my home. I knew all I had to do was pick up the phone and give Mr. Chase Zinkil a call tell him what I needed. And leave the rest up to him, I guarantee you'll be happy with his results. You Don' Have to worry about a thing Mr. Chase will keep you abreast on a day-to-day basis as needed . Again I'm trying not to repeat what I said about Mr. Chase Zinkil The other two times he's help me. He's the man you'll be looking for when it comes to your real estate needs I guarantee it. Charlie Bye read more

Chase was incredibly professional and ensured I was updated every step of the way. During a hectic period where I had to travel for work, we were still able to close with the lowest interest rate I have ever had on any loan, within one month from initiating the refinance. He was always clear and concise in what he needed from me and deadlines for each for us to be able to close quickly. Chase projected the kind of customer service and professionalism of a seasoned mortgage expert and I can not recommend him highly enough. I am truly satisfied with the service and result of conducting business with him and LendUS! read more

When I was struggling with home refinance and my friend send Chase's contact to me. After few minutes call I know he is absolutely knowledgeable and professional people I met in this field. Because this is my first time do refinance I was unfamiliar with all the details but Chase helped me and solved all my questions. Also even I need help after work hour he still pick up the phone call and patient answer my question. Finally my loan funded and he did his best to let me get best rate, everything went so smooth, I am so lucky I met Chase, definitely gonna refer more and more friend to him. A+++ read more

Mahalo Chase Zinkil, please allow me to express my gratitude for the extra time and effort you put into to refinancing my mortgage. Your meticulous work and the way you handle business when I need you to beat the competition was impeccable. You always show you cared, and I appreciate your advice when I wasn't available due to my wife health condition. Excellence service and awesome results, you made it happen and manage to get me the best interest rate possible. Thank you to all your amazing team, I know it takes an Army to get this type of results. May God continue blessing you always. read more

If I could give Chase and his team 20 stars I absolutely would. Chase is an incredible and extremely knowledgeable lender to work with. We researched several lenders before we began our transaction, and nobody came close to beating the rate that Chase was able to give us. With this being our first refinance, we did not know what to expect during the process. Chase went above and beyond to ensure all of our questions were answered and that our transaction went as smoothly as possible. Because of Chase and his team, we felt confident throughout the entire process. HIGHLY recommend!! read more