Our long, epic home-buying saga has finally reached its happy ending, and I'm calling Tim Storm the MVP of the team that helped us get here! Tim is very patient...the number of scenarios he ran for us over a period of several years is kind of mind-boggling. He's very quick to respond, even on weekends and other random times, which can be super important in a hot market. And perhaps most importantly, he knows how to be the voice of reason when his clients (i.e., us) need it most. Tim has won the trust of multiple real estate agents that we've worked with, and for such a complex and high-stakes endeavor as buying a house, you need someone you can trust on your side. I found Tim through referrals from multiple coworkers, and I can now wholeheartedly recommend him to you. read more

This is our second loan with Tim as our loan guy! he is AMAZING!! So good at making us feel at ease, gives us all numbers upfront and if there are any changes. His team makes it super simple and easy. He is a great person and works so well FOR you not just with you. I honestly can't say enough about him. He works hard for you and I feel he actually cares. read more

Tim was outstanding from the beginning to the end. We were first time home buyers and applied for VA loan, which is not the most desirable to a lot of sellers. In this crazy seller's market and hyperactive buyers flush with cash, Tim was able to convince the sellers that our offer would be aligned with their best interest. Actions speak louder than words and Tim proved that. He was in constant communication with us, whether it's late in the evening or weekend. All of our questions were answered promptly. Tim went above and beyond to help us get our first ever offer accepted. Our realtor was very impressed with Tim's service. We can say confidently that we would not be able to buy the house had it wasn't for Tim's help. read more

Tim Storm - Arbor Financial Group - Mortgage Brokers Near Me - Santa Ana, California

Tim made this process easy for us. My husband would send him home price amounts we were looking at & Tim would quickly respond back with the numbers broken down for us. He worked with us for a couple years now trying to find the right house for us. After a break from looking for a home, once we jumped back in, Tim was ready to get things moving forward for us. We highly recommend Tim & his team! read more

Excellent communication, fast response, clear instructions and patience in walking me through the process. Wonderful attitude and Tim is extremely likable. The fact that he called the sellers agent as well I know was incredibly helpful in securing the purchase. Couldn't have asked for a better experience, and with my first home! read more

Tim was excellent with all communications from start to finish. No inquiry was treated as invalid and he ran a separate finance scenario for every variable we could imagine. He's no spring chicken in his field and had an answer for every question. He was the definition of "Go to guy" throughout the entire process. We will definitely return anytime we need a financial expert. read more

Tim was extremely communicative and always answered all of our questions promptly and with all the patience in the world! When we didn't understand something, he kindly walked us through it. We could not have asked for a better partner in this process. We will without question recommend Tim and his team to anyone who is thinking of entering the real estate market. read more

Tim did a fantastic job helping my wife and me find a home. We appreciate Tim a lot, and we are in awe of the work he provided for us. Tim made the home-buying process easy, and we are very thankful. We still live in the home he helped us buy, and when it's time to find another home, you bet we will contact Tim! I highly recommend Tim!! read more

straightforward. Most of the documents were online made it very easy and fast and before I knew it we were at closing. Couldn't have been easier, and I would do it again. I highly recommend them they know what they're doing. read more

Tim Storm is incredible. He is kind, knowledgeable, and attentive. We closed and moved into our new home within 14 days of being in escrow! Did I mention it was a VA loan and a first-time homebuyer!? Amazing. I had many questions; he answered them all and always made me feel welcome. Thank you so much, Tim! read more

I used Tim twice - once when I was married and buying a house and the second time after I got divorced and bought a new house. He was incredibly helpful during an otherwise stressful time. He's very good at breaking things down and explaining details. I felt like I knew exactly what I was committing to each time thanks to his extensive experience and knowledge and the time he takes to understand your particular set of circumstances. read more

Tim was willing to work with me to get approved for another home loan as my primary home at the time was still in escrow. This helped me avoid having to move twice and made the process of selling and buying a home a quick and smooth transition! If you're looking for a lender that goes the extra mile, I highly recommend Tim Storm read more

I contacted Tim after reading the Yelp reviews. I am already pre-approved but we are now shopping rates. This is our 10th new home mortgage so I like to get my facts out there and just get a clear, concise response (can you get me approved, what are the rates , what are the cost, etc.). I sent emails out to 5 lenders. I heard from Tim quickly with exactly the type of response I needed. He even includes a video to walk you through the attachments. I am very impressed. He cannot beat my current lenders rate (thanks for being honest!) but if I have any issues at all, I know who I will turn to! Thanks so much for your time this weekend! read more

Tim helped me with my VA loan and I highly recommend him to anyone looking for any kind of home loan. He was able to do single family or multi unit, which is what I bought. This has helped me with my financial portfolio so much on so many levels. He is very professional and tech savvy. He put together very informative live video's with narration that is top notch. He even said in the narrative, "Eric I have put together a couple scenarios..." so you know it is tailored to your situation. It lets you know a range of different scenarios so you know what your options are. He has even followed up with me after my loan and will let you know if there are beneficial refinancing options available to you. read more

I just closed on my first property with Tim, and I am so happy that he was on my side. He provided consistent updates and was always checking in on me to see if I had any questions along the way. I will always purchase homes through him, he is organized, detailed oriented and will go above and beyond what you need. I found myself calling Tim more than I used my realtor! read more

Over a period of 20 years, we've gotten 7 loans with Tim Storm, and he's the consummate mortgage broker. First, he's intelligent and knowledgeable. With his vast experience, he knows which loans are best suited to and simplifies the process for his clients. He and Carol are responsive, easy to work with, and great at providing updates. Most importantly, Tim is honest, trustworthy and filled with integrity. He does what's in his clients' best interests, and we trust him completely. Overall, Tim does an outstanding job! read more

I recently worked with Tim on the purchase of our first home, on which we used a VA mortgage. I initially found Tim via a web search, and after being very impressed with his website and blog contacted Tim through his website. About two hours later (on a Saturday evening) Tim called me back --- this was my first indication of how proactive he was. After talking with him I knew immediately he would be the right person to work with. Tim was no pressure from the start, and always was a true professional. Working with a mortgage officer (and buying a home) is a stressful process --- but Tim always made me feel comfortable and at ease. My wife and searched for our home for over 6 months, and Tim never lost patience with us, and never gave us any pressure along the way. I asked him for more loan scenarios than I could count over those six months, and I doubt there was a time it ever took him more than a couple of hours to respond with a revised loan mockup. Tim's responsiveness to my initial inquiry was what originally impressed me, and he conducted himself in the same proactive manner throughout our transaction. Once we found the home we were looking for, our offer was the one accepted because we promised a 30 day close. Both real estate agents were skeptical of Tim's ability to close a VA loan in 30 days, but Tim assured me he could do it. Tim stayed in close contact with myself and both agents and the escrow office throughout the process, and kept everything on track. And sure enough we closed exactly 30 days after going under contract. I was very impressed, as were both agents in my purchase --- each went out of their way to comment how impressed they were with Tim. I would recommend Tim to anyone, and particularly other Veterans using a VA loan. Tim has tremendous knowledge of the product and the process, and his knowledge will help not only you understand the VA process, but also help you educate realtors and sellers that a VA loan is just as easy (and quick) to close as any other mortgage product. Thanks for everything, Tim! read more

Tim is THE BEST! I used Tim for my closing in Dec 2018, and he was incredibly helpful! He told me up front how much I needed for deposits, fees, etc., and also talked me through the many, many questions that I had. This was my first time buying a home in California, and there are a LOT of details that a mortgage broker needs to check off the list to meet the requirements of the VA, but Tim is THE expert on VA loans. When I went looking at condos and thought I wanted to make an offer, he would respond within hours to provide me with an estimate of the different monthly payments depending upon how much I wanted to put down, and the length of time for the mortgage. There were times when Tim had to talk me through all of the many details and decisions that need to be made quickly. Tim always remained so calm and composed (I on the other hand, was not all the time!), and gracious on forgiveness when I was late or didn't come through with a required document in a timely manner. I would recommend anyone who is going for a VA loan to use Tim so he can take great care of you - like he did with me. And I am now living "happily every after" in my new home courtesy of the VA home loan and Tim. Thanks Tim! read more

Fantastic service, always goes above and beyond to answer questions. I really appreciate the long-term commitment he has with his clients. He is very knowledgeable on all loan types, including unique scenarios. I was able to secure a great low rate many times with Tim, I highly recommend you give him a call! read more

I cannot possibly say enough about good things about Tim but I'll try. We have used his services twice in the last 2 years when buying homes. He is the most honest, meticulous, detail-oriented professional I have come across in the last 20 years of working with mortgage professionals. He especially understands the intricacies of VA mortgages. So many mortgage brokers make that claim but Tim is THE guy you want to use if you are using your hard-earned military benefits. Buying a house is stressful. Tim made it much less so. read more

I'd like to start off by thanking Tim for all the work he did into making our home purchase as smooth as possible. He was on top of all of the paperwork from day one. Tim is very knowledgeable and easy to talk to, not knowing much about the VA loan process he made it easier to understand the process. I HIGHLY recommend Tim to anyone looking for a mortgage banker. Thanks Byron! read more

I was referred to Tim to help my husband and I refinance our home. Tim was very personable, informative and thorough during the entire process. It made the refinancing process easy and quick. Every detail given throughout the process was accurate and benefited us 100%. If you want a loan EXPERT that will look out for your best interest and one you can trust. I HIGHLY recommended Tim. Thank you Tim!!!!! read more

I first contacted Tim when I was considering using my VA loan benefits, but I had issues with my credit, so I had to fix those issues first. I let him know that I would have to wait about a year before I could purchase a home due to the credit issues. He said no problem and would follow up with me occasionally via e-mail. He answered any questions I had very quickly and he was on top of everything. By the time my wife and I were ready to purchase a home, we had everything ready thanks to Tim. We just closed on our home today with no issues in between the opening and closing of escrow and I don't think it would have been possible without Tims help. Thank you so much! read more

I'm a real estate agent and just had the opportunity to work with Tim on a VA loan. He was super responsive, very communicative and awesome to work with! I feel very confident recommending him to my clients! read more

Tim is the best! He helped my wife and I purchase our first home using the VA Loan. He was with us every step of the way and always available for any questions we had (even when I asked silly questions as I was nervous buying my first home). Tim got us the best percentage rate possible and presented different scenarios for loan options. His team is very professional and thorough. We would definitely use Tim and his team again. We can't say enough about Tim...an honest, knowledgeable and professional mortgage broker. Thanks so much Tim for making our dream of home ownership a reality. read more

My wife and I have known Tim for many years. We rely on Tim for all our mortgage banking needs and recently closed on a home. Tim is professional, courteous and, importanly, responsive. You can guarantee that Tim will call you back, respond to your emails, etc., within minutes (not hours or days like so many other mortgage bankers). Tim responded responded to our questions with clear and concise answers and provided essential analytical information to allow us to make informative decisions. Tim simply performs at a higher level than the other mortgage bankers I have dealt with. His team follows his lead and performs at the highest level of customer service. Thanks Tim for your help on our recent purchase! read more

One of the worse experiences I have ever had. Not only did he did not respond to any text that I sent him his most used excuse for not getting back was he was out if town. If you want a loan office that only want the "low hanging fruit" pick him. If you want someone who actually will work for you since you are paying him. Find some one else. After being a reverse mortgage loan officer I find him to be a deterrent to the industry. read more

I have dealt with Tim for the past 11 years. He has helped me will three transactions and they all came out perfect. Tim is very honest and hard working. I have recomended him to my family and friends and he has not let any of them down. I always contact Tim with questions and he is glad to help and answer them. Tim storm is a true professional and again very honest... read more

My husband and I found Tim via google search for a VA loan in Orange County. He turned out to be a great find. So knowledgeable about VA loans and the process. We also appreciated that he was thorough and explained any questions we had via customized videos. At any time of day or during the weekend, I could contact him and he'd respond right away. It was a pleasure doing business with him and I'd recommend him to anyone. read more

I first contacted Tim over 3 years ago because of his yelp reviews. Although I wasn't seeking a loan at the time, I wanted to see what my options were, should I decide to refinance my mortgage loan utilizing my eligibility for a VA loan. At the time, I was very impressed with Tim's knowledge and skills, as he prepared several scenario's and sent them to me in a video presentation. All of my follow up questions were answered quickly, and I was satisfied that he would be someone I would definitely want to talk to if I ever decided to refinance. Fast forward three years, during which I received periodic updates on rates etc. by e-mail as well as Tim's quarterly newsletter. I'd finally decided to move on my refinance, so I contacted him as well as few other organizations. While Tim's quote wasn't the lowest, I decided to do business with him because as a retired corporate executive myself, I appreciated the "added value" he brought to the table. It was a value that can't be measured in dollars, but you know it when you see it and experience it. I've secured many mortgages over the years, and I've never been so impressed by the skill of Tim and his team from the minute I completed the application until the loan cleared. All this despite having run unto a last minute "glitch", through no fault of Tim or his team. Despite the added stress, they were there with me every step of the way, to make sure things didn't fall apart. Can't say enough about what a pleasure it was to do business with someone as professional as Tim and his organization. read more

I recently worked with Tim on both a home loan and a refinance. Tim did an excellent job. I was moving from another state, he provided me with 3 pricing options so that I would have a good picture of what to expect. He is timely and very thorough. Whenever I had questions Tim was quick to follow up...he made the process easy, got me a rate initial rate and also a great refinance rate. Thank you Tim!!!! I would recomment him to anyone looking to do a loan or refinance. read more

Tim had come as a referral from my Father in law who had several good dealings with Tim. He goes the extra mile and is very responsive. He got me a great rate and locked it in before it went up. I would recommend Tim to anyone who wants a wonderful experience. He specializes in First time buyers. that was my case and he helped me and answered all my questions with the right attitude. read more

My husband and I just bought a home and I can not say enough good things about Tim and his team. I found out about Tim doing a Google search for someone with experience with VA loans and challenged credit. We had a short sale and a BK (only two years old). We closed on our home in a 45 day escrow that could have closed earlier but we were in a rental lease and did not want to close too soon. Give Tim a call you will not be disappointed! read more

Veterans with Domestic Partners - We just completed our refinance on our home. If you are a veteran and have a domestic partner or are married to your same sex partner, and have been told you cannot use your partners income to qualify for a VA home loan because DOMA, which prevents the federal government from recognizing your relationship and extending benefits to you, they are wrong. I did a lot of research and found Tim Storm with Emery Financial who is a VA expert loan officer, and he knows how to get them done. In less than 6 weeks Tim got us a 30 year fixed jumbo loan for 3.5%, with absolutely no (zero) costs. No points, no appraisal fee, nothing. You can contact Tim at 949.729.9200 read more