Very friendly and informational on the phone, but their rates do NOT match their mailer. Mailer offered 2.125%. Actual available rate? 2.875% And, as soon as you ask to be removed from their mailing list, the representative will hang up on you. Pro tip: Read the fine print? Refinancing can be tricky. Unfortunately, I don't have a pro tip for this one, but would be happy to hear others' referrals and advice. read more

Kristen Levin and Mike Timoschk went above and beyond. As a professional salesman I have a natural ability of reading people. They went above and beyond any company that I've ever worked with or been a customer for. Ladies and gentlemen this is the ritz carlton of the morgae industry for service. But the most important thing they were honest.They explained everything in detail saved me lot and advised me on the best course of action. I'VE never felt more comfortable about my decision because they had empathy looked out for me. 10 outta 5 read more

Landmark Mortgage Capital - Epic - Mortgage Brokers Near Me - Costa Mesa, California

BEST EXPERIENCE EVER! I searched a dozen lenders before going with Landmark Mortgage Capital and I am so thankful I found this company! My representative, Karl Locke made the refinancing process so easy for us. We were well informed every step of the way... literally. I've never worked with a more knowledgeable and friendly person. He answered all our questions with great detail and within a day or the same day. I felt completely secure in our loan process and highly recommend Karl Locke for your loan needs. He will be my go to guy in the future as well. Thank You Karl for your kindness and the excellent job in handling our loan. -L read more

Landmark Mortgage Capital - Landmark Mortgage Capital Highly Recommended - Mortgage Brokers Near Me - Costa Mesa, California

Similar to another reviewer's experience, we found them to be completely lacking in integrity and basic customer service. Not the people you want to trust with the biggest financial decision of your life! The company owner, Mike, does not care about his customers at all. After repeated issues not being able to get an answer from our assigned "Sr. Loan Officer" Kirsten Levin we reached out to Mike for some clarification. Mike completely ignored us and we have never heard from either of them again. My husband and I worked with Kirsten from 2/2020 through 5/2020 on our refinance. We sent Kirsten the paperwork required the same day she was introduced to us and then she did a disappearing act on and off for the following three months. When she finally would call us she would say she was working on it and then another several weeks of silence would go by. We have been approved for and closed on two home loans in the past without issue. Even if there was an issue and/or Kirsten needed something additional from us we would have no clue because she refused to communicate with us. There are a lot of great loan officers out there that you can find through their dozens of excellent online reviews; Landmark Mortgage Capital is not one of them. Save yourself trouble and look elsewhere! I wish we would have done the same. read more

Marc Dorado helped my husband and I with a Refi of our home recently. What a stress free process Marc made of the whole procedure. We were able to secure a great interest rate and close swiftly. We've done a few real estate loans and refi's in our lifetime, and this one was by far the smoothest, painless and easiest one we have ever experienced. Kudos to Marc and Landmark Mortgage. read more

BORROWER BEWARE!!! As others have mentioned here, Landmark actually did a good job with the loan, getting it funded in less than a month. Joe Rivera did a great job handling all the docs and details. HOWEVER -- as others have pointed out, they made promises that were not kept in the end. They had agreed to credit me back an unnecessary fee after the close, but they never did. When I kept calling to inquire, they stopped taking my phone calls and stopped returning my emails. In short, trust them until the loan closes. After that, do not trust them at all. If they promise to send you a check after the close of escrow, expect that to be a lie. They'd rather pocket the fee and risk a bad review somewhere. They must really need the money. Next stop, Sacramento! read more

The team was always super friendly and helpful. Chris Bruyelle was my loan specialist. Was in constant contact and communication about where we were in the process. Answered any questions and concerns with as much detail as possible. The processing team that was reaching out for documentation was also very helpful and sweet. Always made me feel like i was in good hands. Would recommend to anyone and everyone i know without hesitation. read more

I was fortunate that Mr. Brian McLeod answered the phone when I called From the moment we spoke, I felt a true concern for our situation and he immediately began offering us several viable options. We decided to refinance and were able to retire all short term debt as well. The process was very professional, with the entire team on board for us. All in all, I have already recommended Brian, Mindy and their team and will continue to do so. If you are looking for a knowledgeable, professional loan officer, please give Brian a call. read more

This has been by far the most professional as well as personable experience re-financing my house that I have every had. They were efficient ,timely and keep me well informed with every step. The process with the signing was was not at all complicated, which was great. I highly recommend Landmark Mortgage Capital for your Mortgage needs. read more

Landmark Mortgage, and their star representative Karl L., are my first choice for getting a mortgage or refinancing the one I have. Karl's client service orientation is second to none: he's always ready to talk about the nuts and bolts of specific mortgages, and even better he's extremely knowledgable about how to get into a better position to get the mortgage you want (need) if you're not quite there yet. Whenever I've asked his opinion or advice on a mortgage matter it's been bang on, and that includes times when he's said that it's not the right time to refinance or that I'm not in the right position to make what I want to make happen happen. And what I like the most is that he's demonstrated to me, over and over, that his main objective is to help his clients get in a better financial position in general - even if that means he doesn't end up providing the loan. That's why I've worked exclusively with him for years now, and that Landmark would bring him onboard really speaks volumes to what kind of company they are and what they've set out to do. Add to that, Karl is just about always available via phone or email (well, within reason) and somehow keeps the details of your specific loan at the top of his mind at all times. If you're in the market for a mortgage or a refi, I recommend Landmark and Karl without reservation. Give them a call for an informative, no pressure talk - you'll be happy you did. read more

We were faced with having a new baby and needing to cut costs due to one of us loosing our jobs. Kirsten Levin worked tirelessly to get us a better interest rate so we could refinance and bring our monthly mortgage payment down. We really appreciate all the hard work Kirsten Levin did for us and will definitely be using her and recommending her to others in the future. We can't thank her enough. She made the process easy and seamless and not as scary as we always thought it was going to be. Thank you Landmark Mortgage Capital and specifically Kirsten!! read more

It's irritating I am forced to rate them a "1" option. Where's the ZERO when it's really needed? Landmark Mortgage Capital has absolutely earned that zero - It was a NIGHTMARE to work with them. The President" Mike Timoschuk, is not honest al all, he wasted our time. He's not serious about his job, gives you a lot of promises then dump at the end without any reason. After 4 months of submitting enough documentations, our initial processor disappeared and I was dealing with Mike who sent one of his employees to inform me suddenly that I didn't qualify to refinance the house without any reason. They never had any intention of refinancing us, so that REALLY makes me wonder about the ethics of all this. Avoid at all costs. Don't waste your time and money and never work with this company and with Mike Timoschuk, I have zero respect for this guy and his company. What goes around comes around, what Mike Timoschuk is doing to people one day someone is going to do the same for him then he will feel what he did. read more

We wanted to lower our rate and consolidate some loans. Brian McLeod our loan specialist broke down all the fees and rates in a clear and thorough disclosure. We made five bills into one lowering the rate and total payment monthly. Landmark helped us out and did it quickly. Thank You read more

Karl Locke with Landmark Mortgage Capital is a good as it gets for home refinance. The process from start to finish felt seamless with their online tools and processes. Karl was with us every step of the way, being very responsive to our emails and constant questions. I would not recommend any other company that Landmark Mortgage Capital. read more

Mr. Karl S. was very professional. Although I am not a customer through landmark he was very respectful and very easy to deal with. We have a mutual customer and I believe once I enter into the refinancing of my home I will definitely consider Landmark and Karl as my rep read more

James Zucca is the person you want handling your refi or loan. He was so fast, professional, found us the best rate, and yes I shopped around. He is so knowledgeable my refinance was so smooth my sister also used him for a refi. She was amazed at how quickly and smooth everything went. It is very stressful when you are dealing with anything with real estate but we are so thankful for James. Highly recommend using him and I will be referring all my friends and family for sure. He is definitely a keeper... read more

As an update to my "one-star" review done back in October 2020, I am happy to report that Landmark finally provided me a check for the $737 they owed me. read more

We did a cash out refinance with Karl Geist this year. It's not an easy refi during pandemic. The process stretched longer than it should be due to various reasons. He diligently followed up with everything. We were very happy that we completed the refi within budget and our timeframe. he's always honest, responsive and easy to talk to. We'll not hesitate to work with him again. read more

Karl Sasaki is very Honest, Sincere, competent and very easy to work with. We did our loan and refinancing from him and it was a very smooth transition. I recommend him to all the people looking for their loan related work. read more

There are not enough words to express how happy we are with Landmark Mortgage Capital and Karl. He is so extremely knowledgeable and experienced. Whenever we had any questions he was ALWAYS available. Plus he found us the best, most competitive rates which saved us so much money. Our real estate agent and escrow company couldn't believe how efficient, timely, and thorough he was. There can't possibly be anyone better in this entire industry. We are so lucky to have found such a gem and someone we can trust and put our faith into 100%. read more

I normally don't do reviews but I made a promise to Mike T. This is my third refi with Mike Timoshuk. I first met him when he was at Optimum First Mtg in 2017. When I learned he started Landmark, I followed. With each transaction, Flagstar Bank, United Mortgage, and now back to Flagstar; there were little bumps in the process. Each time Mike went above and beyond to ensure the loan closed in a timely manner and I was satisfied with the loan I was receiving. I give Mike 4.5 stars even though it isn't reflected in the 4 start option above. No one is perfect. My small gripe had to do with some lack of communication with Anngela T. Mike and I talked about these minor issues and he personally took the reigns and communicated the information I needed to proceed with the loan. I just wanted to say thank you to both Mike and Anngela for getting the deal done once again. I have no reservations about recommending Mike or his team. Hands down no one could touch the interest rate I received. Merry Christmas Mike and team. read more

With interest rates dropping, a close friend felt it was worthwhile to speak with Karl Locke at Landmark Mortgage Capital. I am glad I took his advice! From our first conversation, I quickly realized that Karl was professional, knowledgeable and dedicated. I was just about 14 months into my first mortgage with a VA Loan. Karl put me at ease and made sure I understood everything about the VA streamline or Interest Rate Reduction Loan process. Once Karl understood my current loan and payments, along with my long term goals, he presented several scenarios comparing monthly payments and associated interest rates. He diligently walked me through each of them to make sure I understood each rate, costs and monthly payment. Karl is a math guy and was actually excited to talk numbers! But his passion fuels his drive and excellent customer service, and his explanations were easy to understand. Karl was extremely responsive and I always felt like his top client. My schedule is very hectic since I travel often for work, but Karl was always flexible. It wasn't just Karl who was great at Landmark, but Mike Timoschuk was helpful and timely with all of the Disclosures and keeping me on pace to close quickly. Through it all, Karl and the Landmark team felt like trusted advisors and kept the stress of the process down! read more

Brian Mcleod of Landmark Mortgage Capital showed great patience and persistence in enabling us to refinance. He patiently waited many weeks for me to secure the documents that showed I am a veteran. He found a low interest rate for us and kept us informed at each step at the process. I am grateful for Mr. Mcleod's hard work on our behalf and highly recommend him. read more

If I had the option to not give a star, I would. This company is incompetent and their integrity should be questioned. I began my refi process with Marisol mid-late September 2019. Upon request I immediately provided all documents necessary to begin and continue my process. I was initially told the process would take approximately 30 days. Well 30 days came and went and my process was stand still. Marisol made promises to call and have answers on certain days and she failed to keep her word. When she would call, she did not give clear answers and did a poor job of explaining where my process was at. After much disappointment and nearly 2 months later with nothing in motion, i decided to stop the process with this company. After informing Marisol of my decision, I received a phone from the "President" Mike Timoschuk. Mike apologizes for the poor work completed on my refi and offered to personally do my loan if I stayed with his company. Feeling better about the "president" in charge of my loan, I decided to stay and move forward with the process. Well, this was even worse, he failed to do anything with my loan. I would leave him messages (calls/text) with no answers for days. Any communication with him was a 1-2 minute conversation with him stating my process was near completion and I would be signing soon. Our last conversation was the 3rd week of November and he stated I would be signing my documents and closing by the end of November. Since that last conversation, I have NOT heard from him and it is now January 2020. I since then began and completed the process with another company in December. I DO NOT recommend the use of this very poor company. Please save yourself a headache and reach out to other company's for your needs. If the owner/president doesn't care about his clients/customers, why would any of his employees. read more

We recently refinanced our home with Landmark Mortgage Capital. The process was way easier --and dare I say faster-- than what we had anticipated, despite how crazy the real estate market is right now. This was not our first time doing a refi, but it was certainly the easiest one. Landmark had the best prices (yes, rates are low all over the place, but we still shopped around... you're dealing with a lot of money when modifying a mortgage, need to make sure it works for you), and Michael Mammoliti was incredibly knowledgeable and made everything seem simple. He was with us through the entire process, explaining and helping with everything from submission of the loan to the time we signed the documents with the notary. He even followed up with us afterwards to make sure we were able to set up everything properly with the new lender. Overall I couldn't have asked for a better experience, and while I don't plan on doing this again any time soon, I will reach out to Michael without a second thought if I or anyone I know need a trustworthy mortgage broker. read more