5 Stars for a personalized, super responsive experience that made the homebuying process so much…read moreeasier. Huge shout-out right away to Vicki Molettiere. She was my mortgage loan originator and branch manager at Synergy Mortgage. From the pre-qualifying step all the way until closing, Vicki held our hands through it all. I'd bought a house in the past and gone through a cheap online mortgage lender. I figured that the rates were unbeatable and I was willing to sacrifice some of the service for those rates. Now, having worked with Vicki this go-around I see what a difference this made to the experience. Where the other lender last time was incredibly hard to get on the phone or reach when I had important questions, Vicki and her team (shout-out Erinn) were available and would respond within hours (if not minutes!). My previous experience with the online lender left me on the day of closing missing documents and struggling to get things sorted before closing. It made an already-stressful situation even worse. The contrast with Vicki was night and day. I can't speak highly enough about her and the level of personalized service you receive. It's vital, as you're signing so many documents and providing so much personal information, that you understand the process and trust the lender. I so appreciated working with Vicki that I recommended her to my friend who wanted to refinance his mortgage and he couldn't be happier. HIGHLY recommend.

I had a really great experience with the Synergy Mortgage group, who was recommended to me by my…read morerealtor (Cindy Morgan, also awesome.) I had a tight timeline since the seller wanted to close quickly, and the Synergy team moved so fast. Albeit, I was able to provide them everything they needed and any subsequent documentation requested immediately, but I feel like they still got everything done SO quickly. I was clear to close in two weeks and then we just had to wait on the title company and closing day at that point. I would definitely recommend them to anyone looking to buy a home.

One of the best companies in Central Florida. If you're looking at buying a home this is the place…read moreto go to for great rates. They're with you every set of the way and help you close on time. You can always expect excellent service. I highly recommend them.

We were given a list of recommendations for mortgage brokers from Wemert Group Realty. (Sarah &…read moreTony from Wemert are amazing) I did some research on all the companies provided on the list. After seeing the bountiful positive reviews on multiple sites for Home 1st Lending, we decided to go with this mortgage broker and boy am I glad I did! Caleb and the team have done a marvelous job. They are extremely knowledgeable and super responsive. They were always on top of anything and was there for any questions that we had. We were able to not only get a competitive APR but also a very low PMI. In the beginning I was super worried about the PMI since we didn't have the affordablility for 20% down but Caleb was able to find the perfect loan that fit our needs. I stress out very easily but Home1st Lending, LLC made this process easy and stressfree for me. This is the second time purchasing a property but I wish I had known about this mortgage broker for when we first purchased a home. I highly recommend them to anyone needing a reliable, friendly, and efficient mortgage broker. - S&C

Rayce helped me with the loan to buy my house and I would not hesitate to recommend him or his team…read moreto anyone. He was always on top of things and helped me navigate some difficult issue with my loan making it happen. He even helped me refinance years later. Mid Florida is the best lender in central Florida in my opinion.

This is the third home we purchased with Shahram and as always, he was fantastic to work with!…read more Shahram is incredibly knowledgeable, easy to reach, and always willing to answer questions. His website and mortgage tools made it simple to compare options and understand the numbers, which helped us feel confident throughout the process. From start to finish, everything was smooth, organized, and stress-free. He truly lives up to the name the Mortgage Expert. We trust him completely and recommend him to anyone looking for a mortgage broker who is honest, responsive, and great at what he does!

I've used Sondi twice now for a mortgage and he is so easy to work with. He didn't try to sell you…read moreand would even give you a contact of someone who might have better rates if that were the case. He was able to meet or beat the offers of the dozen other lenders I got quotes from and made it such an smooth and easy process. Even if you have a preferred lender, it is worth every second to reach out to The Mortgage Expert to make sure you got the best deal!

Orlando Financial Center was my third stop on my refinance journey and I don't mind saying that I…read moremade a mistake going anywhere else first. Everyone else I had dealt with was untrustworthy and unprofessional (bait and switching rates, adding fees, etc.) Then I met Nancy. Nancy and her team were all equally delightful, super responsive and did their best to get me the best rate while making the process easy and painless. My full time job isn't to refinance my home and they understand that. Whether it was email, phone or in-person, Nancy and her team understand quality service. I'll be back and I will gladly refer everyone here. Thank you!

Nancy with Orlando Financial was extremely helpful and we were fortunate to work with her. She…read morereally walked us through every step of the way. She was honest, detailed, and kind. She made sure we understood all the paperwork coming our way. She offered her suggestions and provided tips along the way. Not only that, she was constantly in communication with clear and concise information. Buying a new home can be stressful, but she really made the process that much simpler. I would highly recommend working with her again and plan to refer her to friends and family in the future. Thank you again for ALL you did!!

Giles was an absolute Godsend for my husband and I when we were purchasing our home. He was there…read moreevery step of the way and answered any questions we had. Helped us through the VA loan process, helped us get insurance and money back at closing. We would have been lost without him and can't recommend him more.

The loan process was seamless, and was nothing less than we expected…read more Keep up the good work guys!

In April 2015, we received the call that no renters want to get...the owners wanted to sell our…read morehouse and we had 60 days to move out. However, we made some inquiries and confirmed the owners would be willing to sell the house to us! The first thing we did was call our realtor friend for a recommendation on a mortgage broker. He immediately responded that we needed to call Lynda Danna at 1st Residential Funding. He advised everyone who went through her had great things to say. This was our first time buying a house and we had no idea what we were doing. Vance and Lynda walked us through all the steps, answered our questions, and reassured us that we WERE going to get our house. They were available at almost any time, day or night. I received supportive emails, calls to update me on the process, and words of encouragement. When friends and family asked how the home-buying process was going, I would respond, "fine, it's been so easy"...and then they would remind me that buying a house is not an easy process, so I must certainly be doing something wrong. Well, I wasn't. I closed on my house in less than 30 days after signing the contract. Vance actually moved up the closing date two days EARLIER! It was truly the easiest process and I was amazed it all came together so nicely. Vance and Lynda were so accurate with their calculations that I only had to bring $44 to closing, and the loan they found for me ended up being less than what we were paying each month in rent. There were no surprises at closing, it was a simple signing of papers and I was on my way. I can't thank Vance and Lynda enough for making what could have been a very stressful time in our lives such an easy process. If you are looking for a mortgage broker who is on your side and makes buying a home simple, then 1st Residential is the way to go! -B. O'Brien, 1st time Homeowner

Customer service is spot on!! The closing was painless with…read moreNO last minute surprises, they answered all of my questions in a very timely manner. This was my 9th house to buy and buy far the best from start to finish. Great team!!

The absolutely worse company I've ever dealt with. We were ready to close and this is after we…read moreshelled out 2000.00 for survey appraisal inspection thought we good to go oh no the porch needs to be inspected I knew2it would fail but they went ahead with the survey when I said let's what and see what happens with the porch it failed financing was denied2and their buddy got his 450.00 out of us. Looking for insurance their 'recommended company was 2100.00 I found insurance o. My own for 1075.00 . I honestly think it's a big scam company but I'm sure they are getting kickbacks from all the companies they use . Ns

I have been working with Allison Harrison at the Oviedo office over the past few days regarding…read moretransferring accounts from another bank. She is so knowledgeable and helpful in addressing my questions and concerns! She is definitely an asset of Fairwinds Credit Union!

my wife and I entered the branch on Mitchell Hammock Road in Oviedo and we're greeted by Tarah. We…read morehad several questions about opening an account. She was extremely help and knowledgeable. All our concerns were addressed and we will return soon to open an account. Tarah is a model employee to have greeting customers and visitors. we look fo to seeing her again.

Terrible experience. the only reason i gave them 1 star is because I had to - to move on to the…read morenext step. I would give negative stars if i could. I've bought home before so I know how it goes. FBC is the all time worst mortgage company I've ever seen. Rude, irresponsible, unaccountable. They made the buying experience way more stressful and difficult. Rude, stupid & unaccountable is how I'd describe them. They really made us upset when they should be trying to make the home buying experience much more enjoyable and educational. I would definitely spend more money than deal with these clowns again. Do yourself a favor and use a Company that understand the mortgage business and people better

I wish I could rate them less than 0. I did not opt to do…read morebusiness with this company or its sister/partner company CENLAR. But still they bought my loan from JET HOME LOANS that I was lured into by Dream Finders Homes with 10K closing costs assistance. Little did I know at that time, that I will be doing with such horrible companies like CENLAR and FBC. As for my story, where do I begin? With the first mortgage statement for twice the amount (Principal + 2X Interest) with a wrong due date, or right now where they are refusing to apply my payments to my loan balance? Their only excuse for all these blunders is that they are still in the acquisitions phase for (is it 60 days or 90 days, depends on who you talk to at CENLAR and/or FBC) and that we have to be patient. But they are not patient with their bouncers and legally required notices. They don't apply my timely payments, but they have the audacity to have their bouncers call me threatening me with foreclosures and keep sending letters threatening me with foreclosures because I am delinquent on my payments. I clearly told them that they are behind everything, and they are the ones delinquent in ethics, morals and integrity. It is not until I complained on CFPB that they finally orally confirmed that I paid my monthly amounts and promised that they will apply my payments to my loan by Mar 9th. Apparently, they apply payments manually but send out bouncers and letters using an automated system. Wow! What a choice of processes to automate. No sane company would ever automate bouncer calls and threatening letters without automating payments application first. They delay applying payments and then mark my account as delinquent. Who runs a company like this? I am thinking of refinancing even if it is a little more expensive.