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    Tulsa's Best Auto

    1.0 (4 reviews)
    Closed 8:30 am - 6:00 pm

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    6 years ago

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    Express Credit Auto - A look at the storefront of our buy here pay here Express Credit Auto location in Tulsa, Oklahoma.

    Express Credit Auto

    (31 reviews)

    East Tulsa

    I've waited 2 weeks to post this review to try to calm down enough to remove the emotion. Do not…read morebuy from ECA. I purchased a 2023 Dodge Charger from them in June of 2025 for $23,999. I put $1,000 down, and made biweekly payments if $320. In March of 2026 I had to file bankruptcy. I had indicated that I wanted to reaffirm the car note, and continue making the payments on it. I was, at no time, behind on the payments. (All but one were paid early) I went in to make a payment on Friday (April 10th), and found I could NOT make the payment because the finance company had "locked" my account. At the direction of the sales manager of the dealer, I called in to the finance company only to be told to call my attorney. The following Wednesday (April 15th), I came out of a business I was doing computer work for to find my vehicle was missing. I called the police, thinking it had been stolen. Turns out, it had been repossessed by ECA/AAF and they refused to let me reaffirm the loan. My attorney verified he'd not received any paperwork for reaffirming the note, and they wouldn't provide such. I've now lost over $12,000 between payments, upgrades to the vehicle, and Tag, Title, and License on a vehicle they are going to resell for probably $28,000-$30,000. (As of this writing, they are selling the same make and model at $30,000) This should be illegal. Very shady business practice to treat a customer who was NEVER late on his payments that way. Do not buy from them.

    I will NEVER do business with this company again. I got a car with them 2 years ago on a 5 year…read moreloan. My husband at the time co-signed with me. I was told as long as full coverage insurance was on the car I would not get charged a $60 collateral insurance charge. Fast forward to this year... husband and I divorced. He moved out and had to be removed from my insurance as he doesn't live with me any more. This company asked me to send my next year's coverage to prove that full coverage is still on the car. The MOMENT they saw my husband's name was no longer on the insurance they tracked on the $60 fee. No warning causing me to have to make only a partial payment this pay period. They state that even though I am carrying full coverage on the car, they are still going to charge the collateral fee because my ex is not listed as a driver or insured! THEY DID NOT INFORM ME THAT WE BOTH HAD TO BE ON THE POLICY, THEY JUST STATED FULL COVERAGE INSURANCE HAD TO BE ON THE CAR. Their employee that sold me this car did not tell me this and me believing what was said did not read the fine print in their contact. They will not accept my divorce decree that states I am now the sole owner as awarded by the courts and refuse to remove the fee. This is a shady company!!!!!!!!!

    Tulsa's Best Auto - autoloanproviders - Updated May 2026

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