Requested a free consultation, and Tony was very helpful and honest during our online meeting…read more It's hard to find companies with knowledgeable individuals who can provide valuable opinion as many are like robots so it's refreshing to have someone understand your needs and try to give you their best advice. Hope to work with Tony at Crosdroads Planning for our future tax planning needs.

TL;DR: Worked with Garrett Jones at Crossroads Financial Planning for tax prep. Misquoted our taxes…read moreby nearly $4,000. Poor customer service -- impolite and dismissive. Once paid, they offered little further assistance. Significant miscommunication between staff members on essential elements of our filing. Longer version: We hired a tax preparation service to help navigate changes to our filing status after getting married. Our tax consultant, Garrett Jones, began working on our application with the wrong filing status. After correcting this error, there was poor communication regarding important changes that needed to be followed up on, which resulted in IRS notices arriving in June. When I raised my concerns with Garrett, his guidance was vague and he offered no clear timeline for resolution. Weeks later, with no progress made, I was left with the impression that once he had been paid, his investment in us as clients had ended. I spent approximately 10 hours on the phone with the IRS trying to sort out the status of our account. Throughout this process, Garrett maintained that I owed approximately $2,000 to the IRS -- when in fact I had a pending refund of approximately $2,000. In the end, we were left with a significant miscalculation, poor customer service, and no choice but to resolve everything ourselves. I'm still unclear what the fee we paid to Crossroads Financial Planning actually covered. Highly recommend taking your taxes elsewhere.

Working with Kyle Clark has been a standout experience from start to finish…read more After a deeply frustrating experience with another financial advisor program, I was cautious about starting over, but working with Kyle has been a complete 180. From the start, Kyle was thorough and patient. He walked me through transferring all of my existing funds, helped me establish clear savings goals, and gave me concrete, actionable guidance I could actually act on. What impressed me most was his timing: all of this unfolded during a period of significant personal transition for me, and he handled every step with professionalism and calm. The results have spoken for themselves. My portfolio has reached record highs, and for the first time, I genuinely feel in control of my financial future. If you're looking for an advisor who is competent and steady under pressure, I can't recommend Kyle highly enough!

I've pretty much exhausted my ability to manage my retirement account now that it's entered…read more"Antihistamine money" territory (It's nothing to sneeze at) so I thought it would be a good idea to hire a fee-for-service fiduciary to look over my multiple accounts and give me some advice. Which ones do I combine? Am I investing too aggressively or not enough? What the heck is this fund? Nick Licouris did a fantastic job - we met twice, and he mapped out a detailed roadmap for me to get my financial house in order over the next few years, explaining everything in plain English anyone could understand. He confirmed I was headed in the right direction, but also pointed out a few things I was unaware of. He also correctly predicted how many hours it would take, so the cost was no surprise. I am very, VERY pleased with the results and I've recommended him to others and will probably hire him again, once I've executed the plan.

I went to FFA because of the excellent reviews, her experience and was listed on NAPFA…read more Unfortunately, my experience was not positive. I was clear from the beginning about the purpose of the consultation when we spoke on the phone and was willing to work with me to schedule the consultation. On the consultation date after i uploaded my docs, she just did not seem prepared. Amongst a series of problems, from the start she focused on how I could use the software program, not my primary concern. Worse, we spent 45 minutes on the phone with the software technical assistance person (who now also had access to my financials) trying to figure out a fairly simple comparison. At certain points they both appeared to forget I was there. Suffice to say, I left that consultation without my main issue fully addressed. Final straw, when I emailed her later that day to express my dissatisfaction, she never responded. She is probably a great CFP, but with this customer the experience was an epic failure.

I was putting off getting help with my retirement planning because I was afraid I'd get bad news. I…read moredid a lot of research and remember hearing Delia on Air Talk with Larry Mantle. I called, set up a 1 hour appointment, and completed the financial inventory requested. She was able to explain my financial status in terms that I could understand. She agreed to let me audio record our session so I could review it after our meeting. And I left with a three ring binder containing an analysis of my current financial situation and projections for retirement. She suggested a few changes, but overall I'm in good financial health. I love what another reviewer wrote and I agree, " So for some of you women out there, smart up! Forgo one of those stupid designer handbags or trips to the spa. Invest in yourself and your future and make an appointment with Delia Fernandez."

Marco is super nice and helpful and patient and a heck of a sweet guy…read more And he knows his stuff inside and out. Easy Peasy. Take a load off of your mind and do yourself a favor.

I requested a virtual session and got an immediate message from Marco asking me to call for him to…read morebetter understand our situation. Although I didn't have enough saving to qualify for his services, he was very professional and still asked questions to help direct me in the right direction. He seemed very honest.

Former employer signed me up for the 401K. 2012---Hurt on the job, left that job. Received a copy…read moreof a check they supposedly sent me. December 29th 2025---Come to find out the check was sent to wrong address, contacted them to ask about status of check(it's 2026 now). Have been told they're investigating where check is...7-20 days SINCE DEC 2025, INVESTIGATING??? ALL YOU HAVE TO DO IS LOOK UP THE CHECK NUMBER!!!! CANT SPEAK TO A MANAGER BECAUSE THEY CLAIM ITS A SEPARATE DEPT. MANAGER I SPOKE TO UNPROFESSIONAL, TRYING TO BRUSH ME OFF...ITS GOING TO BE 7-180 DAYS BEFORE WE FIND AN ANSWER..... INCREDIBLE...MY check is for @$250.00 been over 12 years and you can't find answer to where the check is or issue me a new one. F#$#king glad it's not for thousands of dollars and only $250. I don't recommend this place....Liars and undependable people here.

So now it's Wednesday February 11th 2026 9:00 to see where the status is on my check it's been past…read more7 10 days limitation that they like to press upon you and the news is........there is no news. the guy that I talked to, CALEB, would not let me talk to a manager. I ASKED TO SPEAK TO A MANAGER four times but he was just avoided the topic of letting me speak to manager and he went ahead and let me know that according to his system the address has been updated the check should be mailed out on Thursday and is take another 7 -10 fays for it to reach me. I don't understand or I don't know where they're located at but why so much ,BS.

Awesome Service. Quick. Knowledgeable. Always on top of the latest Tax Laws and Reform…read more I have been going to Michael Ray for years. He never disappoints me. Makes things super easy with my income, rentals, expenses, business accounts, and deductions. I highly recommend him. Make sure you schedule an appointment early. He books up fast! I wish I could give more than 5 stars.!!

Let me just say, what a relief it is to have found a tax professional that is extremely…read moreknowledgeable and proficient. I had a great experience with Michael and he wasn't as expensive as going to those another tax prep companies. I'd definitely recommend giving him a call and speak with him about your tax matters. He will save you a lot of time and not have the headache.

RCD Capital LLC, specifically Mr. Steven Lee, is not just a broker out there to make money for…read morethem, but truly amazing how he does not waste time to help others like me, in the past 3 months he did get me approved for a DSCR Cash-Out Refinance Loans because due to Covid-19, I got 2 properties endangered to be foreclosed with foreclosure sale dates, it was breathtaking, but prayerfully, GOD moved miraculously and RCD Capital's strategies worked. I will recommend RCD Capital with 5 stars on the smooth, shortened process to a Cash Out Refinance. 1) RCD Capital has helped me SAVE from FORECLOSURE our 2nd Home 2) RCD Capital has helped me SAVE from FORECLOSURE our rental I cannot thank RCD Capital enough for their efforts to help me even though these are not million dollar deals. However, I will pray for you business to help more people like me. See the rental scheduled to be foreclosed on August 26, I was able to wire $70K yesterday to reinstate it - and I am current now! May God bless you RCD Capital LLC!

This company is a scam. RUN!!! They said they could not get ahold of me while they knew that I was…read moretrying to reach them and they put my property up for auction. ZERO STARS

We started looking for our first property in April but unfortunately with a wrong lender until we…read moremet Brad and his team which ended up being the best thing ever happened to us during the process. I think I would give him 6 star review because of his knowledge, dedication and professionalism. He made our dream come true and turned our previous bad experience into a great memory. I highly recommend Brad and his team if you want be sure that your in good and honest hands. Thank you Brad and CLS Team for making our American dream come true.

I'm pleased to write another review for CLS Financial, specifically for Brad Fish. This is my…read moresecond time working with Brad, and he makes the entire process from offers to escrow incredibly smooth and efficient. His exceptional communication skills and calm demeanor are comforting during the stressful experience of making offers and going through escrow. Brad's stellar reputation in the Long Beach community is well deserved. I highly recommend his services.

Once upon a time, this Faerie Queen needed a quick bit of banking to be done. Very hospitable…read morestaff, clean area, and transactions that are smooth and efficient. Good experience. The end.

LBSFCU is absolutely awesome when it came to handling my HELOC. There service was outstanding…read moreprompt and care free. They walked me through each step of the process and within a couple weeks I was approved. Josie and Wellington did an amazing job handling my loan. Highly recommend.

I found Danny from a referral from a friend. He is a absolutely amazing and one of a kind, he was…read moresuper professional during the entire process, he took each call and answered questions that came up during the whole entire process. He's the Best Agent! I HIGHLY Recommend Him. He was an absolute pleasure to work with.

Are you looking for an AMAZING realtor? Look no more. Danny (my realtor) has been nothing short of…read moreExcellent. His 17 years of experience helped me opened and closed escrow on my new investment property in 3 weeks (definitely rare). Now that's under promising and over delivering. His honesty, patience, knowledge, and action has helped made one of my dreams come true. Thanks Danny.