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    Rachel Bhan - State Farm Insurance Agent - State Farm Logo

    Rachel Bhan - State Farm Insurance Agent

    (111 reviews)

    Berryessa, North Valley

    An 82% increase in 2025!!!…read more I previously had a 6-month cost of $1,257.44, or monthly payment of $209.57 (but was charged $230.30/month and they have not explained why). As I understand, an at-fault parking lot incident would be 1 point. More than two years have passed with a clean record as well as mileage that decreased to 1/10 (if not even less) in the past 8 months. I had no significant increases until this year. I also checked with friends and family with State Farm in California, and they had approximately 17% - 22% increases (which CA approved), not an 82% increase! This is unique to their agency. They are stating that s previously stating that "2 full years have passed since 11/19/2022. A clean driving record with no at-fault accidents or violations is a 0 or SR. Because of this at-fault accident your driver rating should be a 6, but 2 years passed, meaning your driver record is currently now a 4." State Farm billing states that "For every 12 months since the renewal following the occurrence of a chargeable accident or the conviction of a minor violation, the initial assigned Driver Record Level for that chargeable accident or conviction shall be lowered by 1 level." This agency is stating "Every 12-month period, your driver record would decrease by 1 point, meaning this incident will be on your driver record for 4 more years." In the state of CA, at-fault minor parking lot incident is 1 point and is on record for 3 years. This was not a traffic violation or other serious infraction that would result in a 6 rating or longer lasting record. It does not make sense that they JUST decided to raise my payments by 92% after more than two years of a clean record when I am in year 3 and back to a 0 rating. ABSOLUTELY RIDICULOUS. I have obtained four 6-month quotes with other reputable auto insurers with my record that are within $250 of my previous $1257 6-month rate and will no longer do business with Rachel Bhan.

    Reliable professional caring knowledgeable agent. Staff are also very on top of things. Efficient…read moreand fast with questions and communication.

    Jonathan K Ebrahimoon - New York Life

    Jonathan K Ebrahimoon - New York Life

    (27 reviews)

    North San Jose

    Thank you to All the previous Yelpers and their Reviews and New York Life, we hit the Jackpot with…read moreJonathan Ebrahimoon!! My husband and I had Little knowledge about Life Insurance until we met Jonathan! For our first appointment Jonathan met us at our apartment. Not having to pack up 2 kids & the husband during traffic is a Plus!!! Now here's what we feel about Jonathan... 1) Easy going!!! Not pushy at All!!! We told Jonathan what we were looking for which is Life Insurance we Got Life Insurance!! He listens to All your needs, my husband and I felt very comfortable with him and he is very patient! They're plenty of other things to factor in our Insurance which we will definitely go back to Jonathan for. 2) Knowledgeable!!! With all my questions I had whether it was stupid or not, Lol, Jonathan had an answer for me. He really knows his stuff about all the different types of Life Insurance and what can help benefit you Now and for the Future!! 3) Works with you!! We have now moved 40min away from our Apartment and Jonathan needs our signature on paper.. What else won't this guy do???!!!! Jonathan took the drive out to our new house and saved us yet another trip to his office!!! We are HAPPY & Content Jonathan!!! Jonathan is Our Life saver and Gas saver!!!

    After our last NY Life agent left the business for family reasons, we were in search of a new rep…read more I tried talking to a few different agents at the San Mateo NY Life office - all professional but none that seemed to be as helpful or knowledgeable as our last guy. When it came time to buy another policy I couldn't bare to give my business to a so-so agent, where every question I had felt like pulling teeth. When you're paying thousands of dollars for life insurance, you want to know that the person who's handling your policies knows the business inside and out so that you're getting security that's the right fit for your family. I shouldn't have to explain to an agent why I want to backdate a new policy by a few months right?! So I jumped on trusty Yelp and found Jonathan. From the first phone call, I knew Jonathan was it - he's super professional and knows his stuff. He listens to what we want, doesn't oversell, and is a genuinely nice and personable guy to deal with. I'd give him an extra star if I could for his willingness to drive an hour away to where we live with zero hesitation and a smile on his face. If something horrible happens to our family, I want to know my life insurance agent is going to go the extra mile to be professional, knowledgeable, responsive, personable AND communicate well to make sure my family understands our life insurance benefits. I trust Jonathan to be that person for our family. I highly recommend Jonathan for all of your life insurance needs!

    AAA Insurance - homeinsurance - Updated June 2026

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