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    Joey Hernandez Insurance Solutions

    4.4 (11 reviews)
    Closed 8:00 am - 6:00 pm

    Services - Joey Hernandez Insurance Solutions

    Car and truck insurance

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    8 years ago

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    7 years ago

    This insurance company saved me much money! Thank you! Very helpful people and know how the DMV works!

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    Review Highlights - Joey Hernandez Insurance Solutions

    He specializes in SR22 and was very knowledgeable and sharing that information so to be the best informed.

    Mentioned in 3 reviews

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    Rachel Bhan - State Farm Insurance Agent - State Farm Logo

    Rachel Bhan - State Farm Insurance Agent

    (111 reviews)

    Berryessa, North Valley

    An 82% increase in 2025!!!…read more I previously had a 6-month cost of $1,257.44, or monthly payment of $209.57 (but was charged $230.30/month and they have not explained why). As I understand, an at-fault parking lot incident would be 1 point. More than two years have passed with a clean record as well as mileage that decreased to 1/10 (if not even less) in the past 8 months. I had no significant increases until this year. I also checked with friends and family with State Farm in California, and they had approximately 17% - 22% increases (which CA approved), not an 82% increase! This is unique to their agency. They are stating that s previously stating that "2 full years have passed since 11/19/2022. A clean driving record with no at-fault accidents or violations is a 0 or SR. Because of this at-fault accident your driver rating should be a 6, but 2 years passed, meaning your driver record is currently now a 4." State Farm billing states that "For every 12 months since the renewal following the occurrence of a chargeable accident or the conviction of a minor violation, the initial assigned Driver Record Level for that chargeable accident or conviction shall be lowered by 1 level." This agency is stating "Every 12-month period, your driver record would decrease by 1 point, meaning this incident will be on your driver record for 4 more years." In the state of CA, at-fault minor parking lot incident is 1 point and is on record for 3 years. This was not a traffic violation or other serious infraction that would result in a 6 rating or longer lasting record. It does not make sense that they JUST decided to raise my payments by 92% after more than two years of a clean record when I am in year 3 and back to a 0 rating. ABSOLUTELY RIDICULOUS. I have obtained four 6-month quotes with other reputable auto insurers with my record that are within $250 of my previous $1257 6-month rate and will no longer do business with Rachel Bhan.

    Reliable professional caring knowledgeable agent. Staff are also very on top of things. Efficient…read moreand fast with questions and communication.

    Joey Hernandez Insurance Solutions - autoinsurance - Updated August 2026

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