Stephanie Green is a senior loan broker and a national top performer with many years in the…read morebusiness who truly cares about her clients. Over the past 12 years, Stephanie has successfully closed every loan I've brought to her on behalf of my clients. She has also been able to save situations where others failed (typically buyers who were represented by their own lender who could not perform) which has been of great benefit to my seller clients. You can't go wrong with Stephanie.

Absolutely fantastic service. I've had several experiences working with Stephanie and the rest of…read moreher team at RPM mortgage. For home purchases as well as refinancing. My experiences in all have been excellent. They were all very responsive and accommodating and have exhibited a high level of professionalism. They've given me great advises as well in my home financing journey. They played a key part in my success, and will continue to do so in my next financial step. Working with RPM team is fantastic and enriching. I have known them and have worked with them for years and have nothing but high recommendations for them. If you need anything, to reference, and so on. Please do reach out to them. You will not be disappointed.

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team kick a$$! Mike helped us with a HELOC and I'm glad to say from the moment we…read moreconnected it was a wrap. Not only was the process made easy to understand, it was completed from the comfort of our home and our schedule.The team is flexible, quick, knowledgeable and most importantly explained it in a way that made sense to us. Our HELOC closed in a little over a week. Mike was in communication with us which felt like 24/7. If anyone is looking for a reputable lending team look no further.

Araz is incredibly knowledgeable and was able to guide me through my entire loan process when we…read morewere purchasing our home. The staff is also very friendly and helpful. I highly recommend doing your next loan with optima lending.

Great service by Lilit! She helped us from day one in getting all our documents ready for our…read moremortgage and guided us through the process until closing. As first time buyers, she helped us navigate the complicated process of applying for a loan. Would definitely recommend reaching out to Lilit for anyone looking to buy a home!

Rudy Renault at La brea branch is very rude and obnoxious. Customers beware. He advises people to…read morechoose another bank if you don't like to be treated inappropriately instead of changing his actions.

The Encino Branch is terrible. I was in last week and they refused to help me without an…read moreappointment. When I tried to make one, they said they would need to confirm and get back to me. SIX DAYS LATER, they have not confirmed my appointment for 1 pm today. No one answers the phones at the branch and you can't even leave a message.They have closed all of their branches close to me and the Encino Branch is a 30 minute drive for me, but they don't seem to care.

Buying my first home in Los Angeles was one of the most exciting yet stressful chapters of my life…read more After searching Yelp for the best mortgage broker, I found Bill Rayman, read his glowing reviews, and decided to reach out. From our very first conversation, I knew I was in the hands of a true professional -- someone who not only understands the mortgage process inside and out, but also genuinely cares about his clients. We faced several unexpected challenges from the seller's side, but Bill navigated every hurdle with calm confidence and creative problem-solving. He has a rare ability to make a complex, high-stakes process feel smooth and painless. Bill's professionalism is matched only by his human qualities -- patience, kindness, and an unwavering dedication to his clients' success. What impressed me most was his resourcefulness. Bill sees solutions where others see roadblocks. He explored multiple strategies to ensure I got the best possible loan, always explaining each step clearly and making sure I felt informed and comfortable. He was responsive, attentive, and proactive, often checking in before I even had to ask. In the end, I not only closed on my dream home, but did so with complete confidence in every decision -- thanks to Bill's guidance. He's the kind of person who turns what could be a stressful journey into a positive, even enjoyable experience. If you're buying a home -- especially if it's your first -- I cannot recommend Bill Rayman enough. He's not just a mortgage broker; he's a trusted partner who will go above and beyond to make sure you succeed.

It's been such a pleasure working with Bill Rayman. He goes out of his way to make sure the clients…read moreare well taken care of. He is very knowledgeable, punctual, and kind. I will definitely continue working with him.

I refinanced through this company and it honestly couldn't have been easier. The online application…read morewas fast, and their team was helpful without making this complicated. Everything went faster than expected, and I got a much better rate in the end. Really happy with how it all turned out. I highly recommend using this team for a simple mortgage experience!

From the owner: eCash Mortgage is one of California’s largest direct lenders, providing a seamless and efficient…read morehome loan experience. With cutting-edge technology and a fully in-house operation—including processing, underwriting, funding, and a dedicated warehouse line—we ensure faster approvals and smoother closings. Our team of over 200 professionals is committed to delivering competitive rates, common-sense underwriting, and exceptional service. We offer a wide range of loan products, including Conforming, FHA, Jumbo, Non-QM (VOE, P&L, Bank Statements, DSCR), and 2nd loans. Whether you're purchasing or refinancing, eCash Mortgage is your trusted partner for a stress-free mortgage process.

My wife and I just purchased our first home through an FHA loan, and we couldn't have done it…read morewithout the incredible guidance and support of Young Ho Yoo. As first-time homebuyers, the process felt overwhelming at times--but Young made everything manageable and clear from day one. What stood out the most was how knowledgeable he is about the wide range of loan options available. He didn't take a one-size-fits-all approach--instead, he took the time to understand our financial situation and goals, and tailored the loan process specifically for us. He was transparent and patient throughout, always making sure we understood every step before moving forward. If you're looking for a loan officer who genuinely cares and has the experience to find the best solution for your unique situation, I highly recommend Young. We're grateful to have had him on our side, and we're now proud homeowners thanks to his expertise!

Young Ho went above and beyond in every interaction that I can think of with our lending needs. He…read moreis extremely sharp, business savvy, and a problem solver. He was able to close a loan in ten days that consisted of a weekend, the interference of Thanksgiving holiday, and the escrow officer being sick. We couldn't be happier with the highly competitive rate offered and his ability to get things done! Was a pleasure to work with him and hoping to bring more deals in the future!

I've purchased nearly a dozen properties over the past twenty years and I've never been more…read moresatisfied and impressed than I was working with Dan. He is a straight shooter and if you are serious about making a deal, he gets right on the job quickly. I've never had a better communicator and a harder working professional assisting me through a loan process. Dan is the very best. I highly recommend his services.

Dan is incredibly helpful, kind and knowledgeable. He was…read morenever too busy to answer my questions and had my best interests at heart

Very professional loan officer that work with a digital approach but also have the paper based if…read moreyou prefer that. Nicole Melgar helped me get pre-qualified and pre-approved so I was able to get my home when I found it. She works for you and I can only recommend her as your next loan officer.

From the owner: We specialize in tailored mortgage solutions to meet unique financial situations…read more Whether you're self-employed, investing in real estate, or need fast access to capital, we offer a wide range of Non-QM and alternative lending options, including: DSCR Loans Bank Statement Loans Jumbo Loans Commercial & Residential Financing Bridge Loans & Hard Money ITIN Loans Se habla español — providing expert service to both English and Spanish-speaking clients.