This is the second time HLE has helped us with lending needs and it's been another great…read moreexperience. They have always been responsive, patient, and very attentive to our needs. I'm not sure that this level of customer service can be attained with larger companies. They really care about providing the best experience and getting the best deals for their clients. In fact, we were so confident about using them again that we didn't really shop around much!

Home Loan Enterprise (HLE) is a top tier mortgage lender. Thysy and his team are committed to find…read morethe right loan for your dream home. I am a self-employed with W2 and non W2 income. ALL of the traditional lenders would not consider my loan application. HLC took the time to understand the complexities of my file. They helped me navigate the loan process and offered their expert counseling throughout the process. In a market with very challenging conditions HLC helped me obtain a loan for my home, where others could not. If you are looking for someone that is professional, has lending industry experience and the compassion to listen, and treat you as an individual, then give HLE and Thysy the opportunity to help you with your funding needs.

Summit Lending is awesome! They are super professional, super efficient, and amazing people that…read moremake what to me is such a difficult to understand process simple and easy for me. We have purchased homes twice and refinanced as well using their services. Shannon and Silvia have been very attentive to our needs and are truly genuine people that want only the best for their clients. There is no question about it, I recommend all of my friends and family to Summit Lending and I will be a repeat customer for my future needs.

I wish I did not have to give a star bec they do not deserve it. We have been so very busy taking…read morecare of remodeling our condo that I have not had time to write this review (we did NOT plan to remodel due to dishonest seller and realtor, but that's another review). So, this lender was brought in by the realtor we used bec the realtor works out of Shannon's office. We thought it would be best since they have a friendly and professional relationship. It was a bad decision on our part. We should have went with a lender that did not know the realtor so the lender and realtor would be checking each others work and making sure it's right instead of relying on their trust with each other due to their friendliness. I'm going to start a list for you..... 1. There were so many mistakes made in the legal paperwork that my hubby and I luckily caught. If this would have been our 1st purchase we may have missed them and it would have been a messy problem at some point and cause the purchase to be prolonged even more 2. Shannon tried double charging us with a 6 month and a yearly, as well, but my hubby caught it. 3. Shannon told us we did not need insurance bec we have HOA insurance and bec we own condos with HOA already we knew better and had to have escrow agent call him and explain....again, HUGE problem 3. Shannon kept losing our paperwork and Sylvia would tell our realtor we are holding up everything so we would have to prove to our realtor that Sylvia had inaccurate info and she needed to speak with Shannon,as well as RESEND everything constantly then they would find the ORIGINAL 4. The communication amongst all the working in the same office was horrible! AND LAST, BUT SUPER IMPORTANT TO US!!!! #5 Shannon and the realtor kept telling us that if we purchase within 3 months then we only have ONE HARD INQUIRY on our credit report. So, after about a dozen bids we finally won one and all done within 3 months. Well guess what?! Yep, you're right. We have 4 hard inquiries on our report. One each month and one month there's TWO!!!!! When I called my realtor he said to call the lender. When I called the lender, Shannon, he told me, quote There shouldn't be. There should only be one and the others should have been a soft inquiry and not show up on your credit unquote. I sent him a pic of our reports and asked him to call them and fix it. He never did. He didn't give a shit. No one did once they got their payday. The whole experience with this purchase was the worse out of the 5 we have done and that's all I have to say about Summit lending and hopefully this honest public review will get them to stop requesting recommendations from us and help them to improve.

Steve and Minh did an excellent job on my refinance. I was referred to Steve by my tax preparer,…read moreand the entire experience exceeded my expectations. From the very beginning, Steve is very knowledgeable, responsive, and was transparent about the entire process. Options were explained to me clearly, including interest rates, loan terms, and potential costs, which made it much easier to make informed decisions. I'm a finance executive so I asked meaningful questions and Steve did not disappoint in his clear replies. The process moved smoothly and efficiently, with regular updates so I always knew where things stood. Any questions I had were answered promptly, and I never felt left in the dark. I'm very satisfied with the refinance and would highly recommend Steve to anyone looking to improve their loan terms. Their expertise and customer-focused approach made a complex process feel simple and manageable. Most importantly, Steve and Minh are honest professionals.

Steve Hill did a great job on my loan. This was the first time I worked with him.. He's always…read moreavailable, a nice guy and did a great job at clearly answering my questions about the confusing parts of the mortgage process. He also explained the possible loan options and the pros and cons of each. My transaction was a tough one since my income for the past couple of years was inconsistent, but he was able to work around that and use the strong parts of my profile to get my loan approved. The loan process is always nerve wracking but Steve was awesome at keeping the process calm and focused. I definitely plan on working with Steve in the future!

Kevin was very prompt in providing a very competitive quote / disclosure for a mortgage refinance…read morethat I required as a stipulation of my divorce, so I canceled an ongoing application I had with a different mortgage company that had made numerous errors (including one that cost me $800 unnecessarily) and had failed to close after 100 days. By that time things were very time sensitive and I was very easily perturbed, so I was pretty upset when the rate lock expired and I got a new disclosure with significantly higher fees. Ultimately it took 52 days to close through the lender contracted by eMortgage, but Kevin credited me back the difference in lender fees from the original disclosure out of his own commission, and all of this occurred December 2020 / January 2021 as rates were consistently hitting historic lows so mortgage application volume was at historic highs (explaining the delay in closing from what I was originally hoping / expecting). In the end I'm just very happy and relieved to have this process over and to have recovered my financial autonomy, and greatly appreciate Kevin and his colleague working to bring this to a conclusion, and his commitment to honor the terms in the original disclosure.

E Mortgage Capital made this a much better experience than all my previous cashout home mortgage…read morerefinances. Kevin answered all my questions and made the process smooth and easy. My loan was approved in 3 days. It took less than 30 days to close from start to finish. The home appraisal took less than 30 minutes. It was my best overall experience ever. I definitely look forward to working with E Mortgage Capital and Kevin Kwak in the future.

This was my fourth loan process that I have gone through and I can't say enough how pleasant and…read moreeasy it was. My loan officer was Mike Jarvis and he checked every box for me with satisfaction. Anytime I wanted an update he replied within minutes, straightforward, and with no delays or excuses. I am in school and work full time so I was hesitant to start a refinance because it can be so hectic. This go around it was so smooth and straight forward. The fees were minimal and the rate was with market rates. It was a please to work with HomeLoans and I honestly would recommend to anyone I know. Also, let me add that I got the cutest closing gift!

May be a scam. I talked to one person and they requested a…read morecopy of my current mortgage statement and they said they would get back to me next day. A week passed and no response. I followed up again in 2 weeks and they said they call back shortly and they never did. Look elsewhere as even based on Google reviews there may be some shady things going on: https://www.google.com/maps/place/Ladera+Ranch+Home+Loans+DBA+Hometown+Loans/@33.6691919,-117.8554116,17z/data=!3m1!4b1!4m5!3m4!1s0x80dcdf0a5a134bad:0xad92618db5cc1109!8m2!3d33.6690455!4d-117.853383

We were looking for low interest loan to buy a house in March 2022 and I was referred to One True…read moreLoan by a friend. Their website was not very encouraging. It could be updated to look a bit more modern. Once you get past the initial feel of the website, everything else is just amazing. I submitted a quote online and within hours I got a call from one of their reps, Christine. Christine is an absolute joy to work with. She's amazing at her job. Unlike other lenders and big banks, you don't get passed around from person to person. Christine was there throughout the entire process. We were bidding on home after home and the rates were changing by the hour and somehow she was able to get us pre-approval letters within a few hours! After one of many of our offers was accepted, Christine worked with me, my agent and the seller's agent to put together a plan to close in 17 days! This isn't normal, but One True Loan was willing to go above and beyond to help us get the house. I can't thank everyone at One True Loan enough for going out of their way and their normal business model just because one of their clients needed it. During the escrow process Christine introduced me to Joanne. You think there's no way there could be two awesome, experienced and pleasant people in the same company but you'd be wrong. Joanne was so great and so helpful. I would get daily, if not hourly updates. I know they are super busy but they make you feel like you're the most important client they have. I don't understand why anyone goes to other companies or banks for buying a home or for refining. They have the best rates, lowest closing costs and the best customer service I have ever seen. I can't say enough good things about One True Loan. Please update the website.

We had an excellent experience with Christine and One True Loan! She made the mortgage process so…read moreeasy from start to finish. Communication was clear and consistent. She always took the time to explain everything and answer our questions. What could've been stressful ended up being smooth and straightforward. Highly recommend them for their professionalism and outstanding service!

We used America's Home Loan to transit our reverse mortgage into a traditional loan. Greg Fox made…read morethe entire process incredibly smooth. He took the time to explain all our options and he was very professional and patient. Thanks to his expertise we achieved our financial goals and secured a great rate. Excellent service from start to finish! Highly recommended!!!

Refinancing my reverse mortgage with Atlantic Avenue was a pleasurable experience. Collin…read moreCopenhaver made the process convenient and efficient. He was aways responsive, helpful, patient and knowledgable. For someone unfamiliar with all the paperwork and requirements, it was a godsend to have Colin Copenhaver guide me successfully through the process.

Highly Recommend! Wayne Wang is a great refinance loan…read moreofficer from Just Funded Mortage. He is really willing and able to take care of his client and fulfills his responsibilities. Then, he can handle some processes professionally. If he had not helped me with my loan process I would have had to spend more time buying a home. Truly Recommend!!!

Wayne Wang and the entire team at Just Funded Mortgage are amazing! I have never had such a quick…read moreand painless process refinancing. Plus, the communication was stellar. I've dealt with other companies who take days to return calls and emails. Not so with Just Funded Mortgage. My calls and emails were always taken or returned immediately. I can't say enough good things about Just Funded Mortgage, specifically our sales manager Wayne Wang. He really went above and beyond in every way. Highly recommend!