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Allstate Insurance: Janet Gray

5.0 (2 reviews)

Services - Allstate Insurance: Janet Gray

Homeowner or property

Car and truck insurance

Life insurance

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10 years ago

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Ask the Community - Allstate Insurance: Janet Gray

Ryan Smeader - State Farm Insurance Agent - State Farm Logo

Ryan Smeader - State Farm Insurance Agent

(3 reviews)

We have been with Ryan Smeader for years and we love this state farm staff. Between the small…read morethings, the big things and all my possible what if questions they always make the time to answer my questions. I will never go anywhere else. Thanks Ryan Smeader and team!

Haha where to start?…read more Once monthly I get four emails and seven text messages from each agent in this office because my auto pay didn't go through. It didn't go through because the card number I gave you guys got compromised by your agency (it's wild that banks can find where the trouble starts now), and I have made several attempts to get an agent here to change the card number despite their poor handling of my confidential information. They can't seem to get it right, but they can all rush my house with pitchforks once a month when that auto pay they messed up doesn't work. When I inquired with Mr Smeador himself about my missing refund check for the MCCA in may of this year he ignored me. When I got an email from State Farm corporate asking why I haven't cashed a check they sent to the wrong address I emailed him again and his response was "when did you email me?", which of course gave me the answer I needed I guess. Today I'm deciding which company that charges between 1.5-2 times State Farm for a premium I'm going with immediately because I'm done paying cheaper rates for worthless service. Pay more, pick a different company. That's my review I'm sharing everywhere

Phillip R Davis & Associates - untitled

Phillip R Davis & Associates

(1 review)

I've wound up the process (see earlier critique) meeting with Nancy at the office, as she had some…read moreexcellent options that saved me money. Nancy is affable, kind, understanding and I appreciated her time. Be very specific in your wants - as well as the price; I was told "your coverages are the same," which I took to mean the global "same" meaning what I wanted outside of coverage, like manditory on-line billing (which I don't do) and even though there is a great discount for this, I don't want it, I want a paperbill - so, Nancy called the company rep and they said it was too late to change it. So Nancy promised to contact me in September to remind me of the charge; then we can change it back to paper. So, even though my contact there has left and follow-ups like returning calls and checking emails remain somewhat of a challenge there was a significant premium savings by switching, it makes me wish I would have trusted less and had them (the agency) show me options every year "(trust but verify, Ronald Reagan")! Your agent works for you. So I support this agency, but do your due diligence and shop the policies and service expectations should be high, you pay enough for it.

From the owner: Your Dedicated, Independent Insurance Experts…read more Independent insurance agents partner with more than just one company, and that means better choices for you. Like a personal shopper comparing rates and coverage, they can quote multiple insurance companies to make sure you are getting a great rate. Independent agents are always looking for new solutions and product lines so it's no wonder agents choose Progressive more than any other carrier. Progressive agents can offer a full line of products, including auto insurance, motorcycle and ATV insurance, commercial and business insurance, RV insurance, boat insurance, personal umbrella insurance, and home insurance. Progressive starts with competitive rates and adds other ways to save, such as the Multi Policy Discount, Homeowner Discount, Good Student Discount, Multi Vehicle Discount, Paperless Discount, Paid In Full Discount, Five Year Accident Free Discount (in certain areas), Snapshot Discount, and Three Year Safe Driving Discounts. Finally, if you're ever in an accident, Progressive will get you back on the road as soon as possible while guaranteeing repairs completed by its network of repair shops. Independent agents are insurance experts. They're ready with personal service, free quotes, price comparisons, advice about coverage options, and help with all your insurance needs. See for yourself and stop in or call your local agent today.

Allstate Insurance: Janet Gray - homeinsurance - Updated July 2026

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