I wouldn't do business with this company ever again. Paid off my car March 13, 2026 and it has been over a month and I have not received my lien release or my title. Each time I call I am given different information and they will not email me they only fax or send mail. Well I have not gotten anything yet, I have called them 5 times in the last month and they are about as helpful as a brick wall. I will make sure I let everyone know DO NOT DO BUSINESS WITH ALLY FINANCIAL. If I was able to give negative stars I would. read more

Very disappointing experience with this bank. Customer service was slow, unhelpful, unqualified and I kept getting transferred without any real solution. I expected much better communication and professionalism." This company Ally Bank has to be the worst company I have never dealt with, such an unprofessional and ineffective financial company. I am 62 years old and this is by far the worst and most incompetent company; I spent 3 weeks trying to get an issue straightened out with them and they made it so difficult for me. I cannot fathom how a company lacks so much knowledge on somebody's account when we are dealing with a financial institution. Every time I called to inquire about my account nobody had a clue and I would be put on hold several times. One person told me I had to go to the motor vehicle dept to change my title back into their name and I did so only for the next person to tell me I had to put it into the new finance company's name. After the weekend I called and they told me I have to put the title back into their name???? There incompetency is almost laughable, but this really put a dent into my financial standing and the stress they put me through is reprehensible. I sincerely have no idea how they are in business. I probably spent over 2 hours on hold with this company throughout this nightmare. I would not recommend this bank for anything relating to your hard-earned money as they are 100 percent clueless. Very poor communication, extremely frustrating and staff was very uneducated in helping resolve issues, and the online banking experience was outdated and inefficient. There are much better banking options available. Do yourself a favor and do NOT use this bank. read more

Worst place you could possibly get a loan from. I was sold a unreported poorly repaired hail salvage from a dealership in Texas. The vehicle shipped to me in Colorado and upon delivery notice numerous body defects. The dealership went out of business shortly after. Many people filed complaints with state agencies in Texas, including myself. Dealership will shut down in the middle of October. I tried to return vehicle to the dealership before they were shut down with a certified demand letter but they never responded back under the holder rule. The lender Ally Financial is responsible for the fraud committed since they were in business with the fraudulent dealership and the fraudulent dealership was one that their approved sellers Ally Financial that promised me for months they would come up with a resolution only to ultimately tell me they were going to do nothing. My vehicle being devalued almost $30,000 due to repair cost and diminished value report. I paid $50,000 for the vehicle leaving me in a horrible financial situation and dramatically upside down on my loan. They are snakes. Don't trust the word. They say they obviously don't honor what they. That's okay because numerous agencies are going to be in contact with them. I'm not letting this go read more

Very unrealistic when it comes to vehicle extension. If payment is due on the 20th, they want you to make a partial payment which could be hundreds, then make the actual payment for your vehicle on the due date. Example: January 4th, you request an extension online. Starting that day, if approved for an extention, you have to make a partial payment which could be hundreds of dollars, then turn around and make the due date payment that same month on the 20th. If someone is struggling and needs more time, where the heck do y'all think people are supposed to get that kind of extra money from, and what's the purpose of an extension if you're gonna make people make high partial payments then comb the rest of the money the same month for the due date? This company is a joke!! If I could ever switch to a better company to handle my loan, I would! I would never use ally in the future for anything!! read more

Worst auto financing company ever. I hope to never ever have anything more to do with you after I pay off my for $198 payments. Folk, beware. If I could give them zero stars, I would. Website is broken cannot reach a live person; chat is zero help read more

One star -- because Yelp won't let me give negative infinity. Welcome, dear reader, to the thrilling nightmare that is Ally Financial Inc. Buckle in, because this tale comes with haunting calls, false promises, and the slow suffocation of sanity -- all brought to you by a company that's apparently powered by chaos and contempt. Despite being cooperative, honest, and on time with payments, I was treated to a symphony of harassment -- 3 to 4 phone calls a day until May 23rd. I told them clearly (and not so kindly by the end) that if they contacted me again, it was going straight to the Better Business Bureau. Guess what happened? They kept going. That was their choice. I even emailed corporate. Silence. Not a whisper. Not a peep. Just the cold, dead static of indifference. But oh -- they had the nerve to send a threatening letter on the very same day I made a $135 payment. First thing in the morning, mind you. That's not just shady -- that's disrespectful on a whole new dimension. And the rest of the payment? Already scheduled. I keep my promises. Clearly, they don't. When I did call, their reps talked to me like I was unintelligent, disposable, and beneath them. I've had better conversations with toaster ovens. I warned them I'd take this public if they kept it up. So here we are. Let this be a cautionary tale. Ally Financial is not your friend. They are not your ally. They are a wolf in a name-tag, smiling while sharpening the knife. Final thoughts? Avoid this company like a haunted hotel with bloodstained sheets. They suck like the vampires that they are. read more

Very nasty Male customer service representative. Called to schedule my ONE late car payment. He was having a bad connection, and could not hear me. He kept threatening he would end the call, so I told him to go ahead because he could not hear me, and I was on borrowed time at work. He immediately put it on my credit report. He needs to be held accountable, or fired, and his customer service sucks. I know the date, and time I spoke with him, but everytime I call, no one will allow me to speak to a manager. read more

Anyone reading this please, for the love of everything real in life, please DO NOT do business with Ally. You will get screwed over. I've been in a car loan for 3 years now. The loan is $25k, my monthly payment is $474 and change. I should be at $17k and change on my payments. Come to find out I'm only at $9k or abouts. Called support just to be told I'm on a Flex loan. I stupidly didn't go over the financials at the dealership. Now I'm stuck in a loan I can't get out of. Seeing these horrible reviews all one stars should tell you that this company needs to be investigated by FBI or AGs office. Something isn't right with them. They're getting away with murder read more

In most loans you can pay down the principal and reduce the interest that you are paying. There is no advantage to paying off a car loan with Ally as they will charge you the entire interest as if it were a 7 year loan or whichever. Does not seem right. Their customer service agents have always been rude. read more

Run from this company!! They claim I missed a payment last year and instead of applying any of the initial payments toward that they continued to charge me late fees and when asked certain questions they give run around. Everything I called when facing hardship they never offered any help or payment plans they are horrible and just like many other companies they lie and take advantage stay away if you can. I'm trying to switch my loan now with my bank. read more

The worst bank that I have ever worked with. Made a mistake of leasing a Maserati. They would not take the car back and they charged me for the month that they could not take the car back. They should be investigated for their practices. Beware before you work with this organization. read more

Ally Financial follows their Mission Statement ONLY when they acquire new clients. When I needed a car loan they are the ones who approved me, and since my credit is not so great and I had no money down I was VERY grateful, which is why my rating is 2 stars and not 1 star. However today and a little over 3 yrs later I am not grateful at all. I make all my payments, and its killing me - My payments are so high that often times I have nothing left to buy food for myself. This is NOT an exaggeration since the finance charge is almost the same amount as the actual car payment. I have begged and pleaded for them to extend the terms of my loan so we could lower my payments by $150.00, which would actually BENEFIT them as they would receive more money from me, but was told by Lucas, a Sr. Customer Service Officer , "It is not our decision; it is system generated". When I asked who we could speak to as I assume their is someone in Corporate who can assist, he said no. I then asked what other option I had and was told that if I wanted to lower my payments and was told I would have to pay 4 payments up front to be "considered" to lower them. Huh? Am I taking crazy pills? If I had the funds to make the payments easily I wouldn't be calling in the first place. In my opinion, Ally Financial runs like Legal Loan Sharking. They are worse than getting a loan from the Mob, because the Mob will at least negotiate. Also BUYER BEWARE..... They are NOT BBB accredited and their overall Better Business Bureau rating is a "D". read more

ALLY is the WORST. I returned a jeep with no payments, 4.500 miles under, both keys. I was never notified about any type of return fee, until I revived my credit report. After speaking to numerous representatives, Paul, Rachael, Renee, Angela and Abby. and being transferred, I was told there is nothing they can do. I asked for dates and they type of communication was sent to me to inform me of the balance and I was told by Abby, the supervisor, they never sent me anything. DO NOT USE ALLY FOR ANYTHING. They scam you and always say "sorry". Well sorry does not cut it. What Ally did is illegal. STAY AWAY FROM ALLY read more

This place is HORRIBLE!! I financed my granddaughter a car through here and it has been a NIGHTMARE ever since.My granddaughter was suppose to make the payments and of course grandmother got stuck with them. Turned out she didnt tell me and I was two months late with perfect credit. Ally then told me I had to do money orders for 6 months and then I could begin writing checks again. I mailed the check, thinking it was number 6 but it wasnt it was number five and they SENT IT BACK. I talked to someone and have all the information who I spoke too and she waived the late fee. After talking to her, MAY 1, I then sent out a check on MAY 1 2023 and her payment for the car is due MAY 11, DO U BELIEVE I JUST RECEIVED THE CHECK BACK WITH A LETTER STATING, THE CHECK WAS POST DATED.....WHAT!??!?!?!? I HAVE NEVER IN MY LIFE HEARD OF SUCH CRAZINESS. I think Iam ready to get a lawyer and trust and believe they will be paying my expenses. Now I called today its Sat evening and had somebody I couldnt even understand ,so now I have to call ONCE AGAIN ON MONDAY. PLEASE, PLEASE dont ever deal with this company , something definitely is in their water read more

i think you suck. what do you mean you do not accept cash? you do realize that is aginst federal law. Every single US note states on the bills that it is legal tender for all debts public and private. You don't give a shit about your customers either. i couldn't make my payment this month on time sue to a death in the family, and rhey don't care. read more

Customer service is horrible. They could care less about their customers. Need to greatly improve. Make u run around in a circle to get a problem solved and then don't solve it. Will put you on hold forever. They say they will get back to you and never do. I highly recommend you do not use them. Save yourself aggravation and grief. Lucky they got 1 star. Really deserve 0 stars. Ally like a stuffed up toilet- full of shit! read more

I financed my car through Ally. After paying it off, they continued to draw a payment. They refused to reverse the payment. My bank intervened read more

Customer service is a nightmare. They act like they're helping you and doing what you called and asked for them two weeks later...boom absolutely nothing actually done. Even spoke with a manger who assured me my problem was resolved!!! Completely keeping money that is mine! Highway robbery don't do business with this company read more

My account was deferred by my auto policy, Ally financial, for being laid off from my job in March due to the Pandemic. When I started working again and paying my acct, and saw that there were finance charges being accumulated. On 09/10/2020 I had contacted my auto company, Ally financial, to discuss these finance charges being accumulated and the representative I spoke with told me to keep paying my acct on time and once I make my last payment the finance charges should come off.  On 11/20/2020 I spoke with a supervisor named Adrian,  Ref# 48210613, and was told by the representative someone had given me misguided information. That he sent my case to the department of higher management for the consumer service team and to allow 1-2 business days and I have yet to hear from someone unless you call.  On 11/28/2020 I spoke with Gene that said there was no status/solution in regards to my case, and sent a follow up message. Still have yet to hear from someone. On 11/30/2020 I have been on the phone for 48 mins and 38 secs. Customer service transferred me to Randy that said the only person that can help me with the finance charges is the dept of customer service. I spoke to Lisa in that department, did not know I was being transferred from another department and apologized. Then proceeded to tell me that there was nothing she could do about the finance charges and I would need to be transferred back to the customer service department who can help. To please hold on the phone until she can get someone and is unable to get someone. I told her I was highly upset for being transferred around cause the right hand doesn't know what the left hand is doing! In the end, I told Lisa that this whole process has been very disappointed. Because of the Pandemic I am not making the money like I was making so as many other working Americans. When I was laid off Ally was nice for deferring my account. It is unfair to accumulate charges knowing how many people have been laid off. If I knew this was going to happen I would have NEVER chosen to deferred my account. read more

Beware of Ally Financial Auto Loan If I could give a NO STAR RATING I would. They have ties to GMC Dealer and when you buy Extended Warranty and the vehicle is traded or paid off Ally does NOT know the Customer when there prorated amount of money due back to Customer! They play games blaming the Dealer and it's going on since January 2021!!!! Iim going to ESCALATE this matter to Banking & Insurance in my state. read more

If you ever need a car loan don't think about going to ally financial it is the worst place to get your car loan they are really bad they even charge you a lot of interest for no reason their customer service is the worst can even understand what the heck they're saying and they don't explain to you what other things they can do to help read more

They treat their customers horrible!! Beware !!! Do not finance a car through ally financial!!! Their website doesn't work so you can't pay online or via app!! You have to go instore to western union!! On top of that !! I paid a car note payment that went missing in the system and noone wanted to take ownership!!! Please don't waste your time with them people that treat you like a number and not a human being!!! read more

Customer service is awful. I have been calling for the copy of auto financial contract and still waiting for the papers. Do not do auto loan financing through them. They offers high interest rate even if you have an good credit history. Save your time and money and go with a better bank. read more

Customer service over the phone is unbearable and awful. Every associate I have spoken with has an over powering accent and they often sound like they are in a call center in a forign country. A simple call has taken 50 minutes and counting. By the time I have been waiting for a customer service rep, I was constantly put on hold for an associate to update my account, I could barely understand what she was saying, it was the longest call ever. My issue was resolved... but it took it shouldn't have taken an hour. I highly recommend handling everything online as the customer service via phone is painful. read more

Beware Consumers. This company has only one goal: to take their consumers' money legally or illegally. They made me drop off my vehicle 60 miles away because they could not arrange with a local dealer. They then charged me $386 for late drop off. They then reported me to the credit agency. They should be reported as predatory! I would advise all to be aware, before financing with this institution. read more

Never use these people they will rip you off their customer service is terrible and will lie to you. They will over charge you even with an agreement. They don't care and should not be able to practice in any state. There are many options for a car loan this isn't one of them. Please be forewarned they will over charge you on interest and 10 calls into customer service has provided nothing just talk and apologies. I am going to my state attorney general. read more

Hey Peeps, Has anyone been completely HARASSED with phone calls by Ally Financial !? This guy FRANK with a Indian accent calls me 3 times A-day leaves a message then calls my fiance!. I told him to stop calling me and contact me with paperwork through the mail. Hasn't done so calls from restricted,unavailable and now he sometimes calls me on a +0 number so you can't block them. They are not allowed to do that! I hired someone to take care of the matter. I hired someone to take care of the matter . Just wondering if anyone else is Dealing with this. Its called HARASSMENT! read more

They put you on hold for 2 hours or say they are transferring you to a manager- they promise to look into things and get back to you and never do- they say 2-3 days and then also say no managers are available. Horrible and I give a negative star if I could read more

I am a woman with mental disabilities under the disabilities act I lost my job during Covid in May 20 21 and I called to get ahead of the fact that I would be late on a payment to work out a deal they have been screwing me around since then until I had to reach out to my mom who I cut off for my life to help me with the situation she just watched it paid it which is her loss not mine but this company is atrocious and I will be taking them to court for violation of a disability Act that is if I could find some attorneys that will take me serious with all the documentation I have in addition to other cases of discrimination that I received in my hospitality industry! I have spent my whole life being ashamed of my disabilities that aren't my doing to myself I already came on my alcoholism I'm 3.5 years sober but the stress and anxiety that dealing with these people has caused me and my personal life with my son is absolutely deplorable and I have all the proof but no attorneys want to take me serious disgusting! read more

Ally Financial - This is my stack of documentation of discovery work I have done since 5/2021 - Auto Loan Providers Near Me

This place is crazy. I am trying to pay off my loan without having to send it through the mail but they won't let me do it. There is no option for it. I even talked to somebody couldn't understand a damn word he was saying didn't give me any kind of information. Went through a bunch of hubbub before. He gives me the bottom line of the amount that I owe to pay it off. Never did get that correct. Get your damn act together read more

This is the worse finance company anyone can ever deal with I have a 2017 Nissan Altima that has been repossessed for the second time first time they illegally repossessed my car and had to return it the next day now three months later they did the same thing saying I have not been making my payments which I have all my receipts and they saying I'm 4mos behind which is very impossible so I will be seeing them in court I DO NOT BY ANY MEANS RECOMMEND THIS COMPANY TO ANYONE THATS LOOKING TO FINANCE this is a terrible business customer service is also rude and no help at read more

This financial Company took money off a refund check for a warranty on the vehicle and charged me a finance charge. I have been fighting for 6 months to get my money back. It's only $19.38 but it's the principle of the matter. I will never do business with them again!!! Never ever never again the worst company ever. Then they have some idiot call me once a week and call me and want to argue with me about the $19.38. Why call me idiot if your not going to do anything about the situation. In all my life this has got to be the dumbest person in the World !!!! They don't deserve a star but had to put one on there to post this!! Don't do business with this Company they are greedy gold digger thieves!!! read more

Stay far far away from this place- Now that I FINALLY refinanced my car loan at a legit credit union I am slamming them - and notifying congressmen senators Tlaib and Klobuchar, and business monitoring groups in both Michigan and Minnesota. How convenient for the headquarters to be in Detroit the CEO lives in Minnesota and anyone you speak to is located in a different hemisphere and answers everything with scripted responses. If you can, avoid them at all costs- One can only hope the politicians are not investors too read more

I can't believe these crooks can alter credit reporting after an account is paid off on-time via direct debit. SUPER SHADY COMPANY! I had a lease from '14 - '17. About 6 months after my account was paid-off, it got sent to collections. So they opened my existing closed account and changed it to collections. I hate what they've done to my credit score. It's costing me thousands of dollars! read more

This is the worst company ever. You call they are not Americans. They don't know what they are doing they lie about your payoff say you have to pay what the original loan is. On top of that they won't transfer you to a USA agent stay away. Told me I have to pay my original loan amount not my principal balance. Then they would rather come repo the car instead of discussing anything with you. Man been a long time customer never ever on a payment this is my 2nd car first one paid in full. And they treat you like that. Promise they will try to make you pay more you can't tell me in 2 years I have not paid anything on my principal especially when my pay off in my app tells me different then what they are telling me. read more

Worst customer service EVER! Called to report fraud, lied to and transferred 7x to the wrong department. Overseas calling center... 2hr later never assisted with FRAUD concerns. It's like they are deliberately covering it up!!! I'm flabbergasted! DO NOT USE ALLY BANK EVER!!! read more

I have had 2 loans with Ally Financial. This last experience has been horrible. I traded in 2 vehicles and was in contact with Ally and Mechanics bank about my trades. Mechanics bank was very helpful. Ally bank reported my payment 30 days late because of the payoff check taking to long from the dealership I made the trade with. Mind you I didn't own the car anymore. Every time I call customer service everyone is very rude and of no help. I paid 57 on time payments. Now I trade in my vehicle and Ally hurts my credit. Poor business practices. Would not recommend. read more

this company is the worst company I have ever ever ever come across when it comes to business services they are very rude and disrespectful in customer service I called and reported an accident and ask them certain questions one of the rep told me yes they will make a not about the vehicle and put the account on hold 2 weeks later i called they wanna charge me for daily interest and rate for a total lost car that I have reported !!! they are trash read more

DONT NOT USE IMHO WORST FINANCE COMPANY EVER: USING COULD DAMAGE YOUR CREDIT!! The company cares NOTHING about the customer, they will promise you whatever you ask and NEVER DELIVER. Not the companies fault but the agents aren't real smart!! Cannot follow directions have had to call every month for a problem or issue. USE SOMEONE ELSE!! Poor Customer Service, Moreover due to accent very difficult to understand! read more

Agree with all the negative reviews. Worst bank to deal with. Paid off my vehicle and they won't release the lien card. Told something different every day. I have a buyer waiting that I am sure is getting impatient. They claim they need 10 business days before lien can be released. FBI can only claw back funds for 3 days. absolute B.S. on their part. will not do business with them again. read more