Dave is the best bar none. Realstate strategist and a…read morefinancial genius to say the least, he's simply the best at what he does. I'm lucky to have had Dave help me in my Realstate and financial planning

Me and Husband have strong Faith and believe in miracles but never personally witnessed one In our…read morelives till we meet Dave. We been searching for a home for our Family of 5 for couple of years, we have met great people through the years but not till we met Dave did our lives change. Dave is so personable, efficient, super quick to respond, he has amazing knowledge and experience in this field, patient in answering all our questions, fully trustworthy, and fought so hard and was dedicated to helping my family get our Home. He literally made the whole process so simple and smooth but we know the behind the scenes he was the David to our Goliath of home buying. So now because we trusted Dave (our miracle worker) my family is in a much needed 3bed 3 bath home in S. Cali and we couldn't be more grateful. Yes!! We truly Recommend you and everyone we know to put your trust in Dave with his expertise, you won't regret it!!

Such an amazing and professional experience! Thank you for all the help and support…read more Anyone needing a home loan, definitely would suggest using Full Circle. Thanks again to Seth and his team!

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team kick a$$! Mike helped us with a HELOC and I'm glad to say from the moment we…read moreconnected it was a wrap. Not only was the process made easy to understand, it was completed from the comfort of our home and our schedule.The team is flexible, quick, knowledgeable and most importantly explained it in a way that made sense to us. Our HELOC closed in a little over a week. Mike was in communication with us which felt like 24/7. If anyone is looking for a reputable lending team look no further.

To say that Powerhouse is 5 star... Well that rating is too low for them!!! Melinda, Maribel, Lupe…read moreand Rosie and their entire staff is not only professional they are the hardest working mortgage company that I've had the pleasure of dealing with. I cannot recommend them enough!!! They made the purchase of my first home kit only exciting but stress free. They worked their butts off to do my first and second refinance!!! I will go back over and over again. They made the process easy and even when I was having difficulties. They walked me right through it and made it so easy for me. I will scream it from the rooftops. If you need a new home loan or a refinance. Go see my girl Melinda Estrada and she will get you funded!!!

We did a refinance cash out so we could add our son to the loan. It's just so expensive for young…read morepeople to purchase a home. We wanted to help Our son now instead of waiting until we are gone. David gave us the option of gift in equity or refi. David is so knowledgeable he did our refill to a shorter term a few years ago. I naturally called him about our plans. We want to cash out retire in Hawaii but help sons now give them sons money and use the proceeds to move to Hawaii. Our oldest owns a home but the youngest is still Single and can't afford to buy anything. We did what any loving parent would do looked at all our options from Helping the youngest buy something or gift in equity to buy our home. In the end we decided to refi add our son to The loan cash out rent back from Him for a year and then move to Hawaii. We will give our oldest his fair share to use to remodel his home or rent his home out and buy another house. Our youngest gets a deal on the house with no down we get the left overs. We don't need much we can't take it to our grave everybody is happy. None of this would have been possible without David's expert and honest advice. I totally trust David and will utilize his services next year when we buy our retirement home in Hawaii. My youngest will eventually refi this house in his own name and he already knows he will only use David for the refi. David is like family I can trust his advice he is honest and he won't steer you wrong. I trust David with my life he got us approved in one day and we closed in -6 days that has to be a record. Also his notary Belen is awesome exactly like David can't say enough about David and his team they deserve more than 5 stars they go above and beyond. I will refer them To everyone I know.

Just closed on a HELOC with the best rate I found (by far). The process was super easy- I kept…read morewondering what the catch was. Justin was very responsive and easy to work with. I highly recommend this company!

Great team and very professional They are really…read moreinformative too and quick to follow up

TL;DR - 90 days to close refinance for 50% of home value. Poor communication and lack of…read moretransparency from the loan officer, Ben Mireles, led to missed timelines and never ending underwriting requests. Leaving two stars for PRMG so that others take this review seriously and stay away from this company. My spouse and I have refinanced in the past and are familiar with the process. However, we are exceptionally regretful for giving our business to PRMG. This entire refinancing process has been one of the most painful experiences of homeownership. Our loan officer Ben Mireles, never clearly laid out for timelines or underwriting expectations/scrutiny. Ben promised 30, then 45, then 60 day close windows but none were ever met. We are currently at 90 days. We were actually unable to reach Ben for over two weeks. I had to reach out to his regional manager just to get in contact with him. Customer service and communication with Ben could not have been worse. This company appears to be incapable of processing applications in a reasonable timeframe for anything other than bog standard first time home purchases. It truly felt like we were dealing with a JV team throughout the process. Expectations were never established for their strict underwriting thresholds, leading to lots of confusion and consistently delayed closing dates. Further, basic requests for our account statements and employment verification weren't made until the 45 day mark, slowing the process even more. We were constantly promised "this will be the last condition prior to final approval", but then came another handful of requests for statements and documents without any communication other than "underwriting needs these documents". The lack of transparency from all parties at PRMG left us feeling frustrated and in the dark. We wondered if we would ever be given approval or if we were being strung along. While we are on the brink of finally closing, I'm more thankful that this process is almost over. I do not recommend PRMG and will not do business with them in the future.

I loved working with everyone at PRMG and 100% recommend them! I've contacted other lenders to do…read moremy due diligence and Rose, Ofelia, and Miriam set them apart for their responsiveness and knowledge of every step within the lending process. Their ability to break down terms and steps for a first time homebuyer like me gave me the confidence to move forward and close on a home with an interest rate that could not be beat in this current market. I ended up purchasing a duplex with FHA and am ecstatic! I'll be moving in within a week and renting out the other. I really believe I wouldn't have gotten the outcome I did without their help. I'll definitely be coming back to them in the future.

Some of the most nicest and caring people. I was helped by Jerry. And to say he isn't helpful is an…read moreunderstatement. He's with you 24/7 every step of the way never leaves a question unanswered and was always ready to jump into action for you. 10/10 would recommend to anyone

I am writing to express my immense gratitude to Jerry for his exceptional assistance throughout our…read moremortgage pre-approval process and securing a VA loan for my husband and I. From start to finish, Jerry demonstrated unparalleled helpfulness, thoroughness, and an extensive knowledge of VA loans that made the our first home buying experience smooth and stress-free. As first time homebuyers, Jerry took the time to thoroughly explain each step, from the the pre-approval process to closing of escrow and he was always available to answer any questions or concerns we had even after business hours. We are incredibly grateful for his support and would not hesitate to seek his assistance again in the future. Thank you, Jerry, for going above and beyond to help us achieve our dream of homeownership. P.S We would highly recommend American First Home Loans and Jerry's services to anyone in need of mortgage assistance, especially VA loans as not many lenders are familiar or want to work with this type of loan.

Fausto was recommended by a work colleague when we were considering refinancing our mortgage. We…read moremade an enquiry phone call on a weekend morning and Fausto offered to see us the same day for consultation! He was very upfront and easy to understand without being pushy, so we decided to use his services for our refi. The whole process was completed within 3 weeks. Fausto was always available for any questions that arose. We ae completely satisfied and he is highly recommended!

I was referred to Fausto by a friend. After speaking with Fausto I emailed over all my documents…read more He called me back 48 hrs later said I was approved! His team is very professional and quick to responded to emails/calls. To me communication is a big factor in business and this is what I got! I have recommended him to a girlfriend of mine. Fausto is my go to guy!