Thank you Dean for your guidance, advice & genuine help. Plus your expertise in all lending ventures

I'm a real estate agent in Santa Fe, NM, and worked with Dean for a client of his from Ca. Out-of-state sales are generally difficult, but Dean navigated the sale with ease and did a spectacular job. I highly recommend Back Bay funding. Paul O'C read more

This business refinanced my parent's QPRT irrevocable trust house that I am the beneficiary of. They aided these scheming fraudulent taxpayers into putting a quitclaim on the deed in order to refinance it. This is illegal because the trustor does not own the QPRT. They can't touch it. But this company allowed for it, against the rules of the trust instrument, without even the signatures of the trustee or the beneficiaries. Now the trust deed has been passed on to some electronic deed program, in which no one will have access to until 2046. Somehow they did this all without help, care or knowledge from the trustee. Beneficiaries of large trust estates: beware of businesses like these who are looking to satisfy elderly people hungry for liquidity, as they grapple with the cost of inflation, by trying to cash in on their irrevocable wills. read more

I don't know where to begin! Back Bay Funding is a boutique lender that will go above and beyond for you. They are seasoned veterans, not your typical online mortgage companies that hires recent college graduates to handle your most important purchase in your life! I had the pleasure of working with John Parenti and he was nothing short of professional! I had originally communicated with John back in 2010 via email for a refinance quote. I remembered clearly how helpful he was to me and detailed oriented with all the numbers. When I reached back out to John, not only he promptly replied again but with the same professionalism. He was aware of how urgent our situation was and worked with us day in and day out! John's expertise is invaluable! We just closed escrow few weeks ago (sorry for the delay in writing a review) and have already recommended John's service to everyone I know that are in the market! I cannot more highly recommend John and the whole team at Back Bay Funding! Thank you guys! read more

Working with Dean and Back Bay Funding was a dream come true after other lenders couldn't even compete, they made everything so easy and effortless. I highly recommend Back Bay Funding, they are by far the best lender I've ever worked with, competive rates, professional and a quick close. Dean and his team are THE BEST in the industry, I will definitely use them in the future. read more

Back Bay Funding deserves way more than 5 stars!! This is our 2nd experience with Dean within the last 4 years and every time he comes across a real Hero!!! I don't know where to start to thank you all ( Dean and your "A" team) for the exceptional service you provided us throughout the purchase of our dream home!! You truly exceeded our expectations! Thanks Dean for always being there for us throughout the process! You made us feel as if we were your only customers even though I know you have tons of other deals you were working on simultaneously; I can't express enough my gratitude to always answering my calls and responding to my texts; you have no idea how significantly that was important to me to reassure me that everything is ok. This is something I never experienced with any other lender throughout the years. Also we want to thank you for doing a terrific job getting us an excellent competitive rate with Zero point!! We felt that you were so concerned getting us the best rate as if you were getting to yourself or your immediate family. We have been extremely impressed with your thoroughness, details, and consideration, to say the least. We feel so proud to always recommend you to our friends and family who is seeking a great mortgage and lender. Thanks again for our second great experience with Back Bay Funding! read more

I wish that I could give Back Bay Funding a 5+ stars. They are absolutely the BEST!!! Several months ago, my family and I were in a tough spot and needed to get a reverse mortgage. My mom was having a hard time coming up with the $4000 rent each a month for my father's Board and Care (he has advanced Parkinson's Disease,) and was really worried how she was going to pay the bills. Thank God we called Dean and all the great folks over at Back Bay Funding!!! I can honestly say that they saved us! Dean has been so incredible in helping us through this entire process as he understands how stressful this can be. He goes beyond what is expected of him by answering all of your questions, explaining everything in detail, and making sure that you feel comfortable with everything in advance. He treats all his clients as though they are family and it really shows. Without Dean and everyone at Back Bay Funding I don't know what we would've done...they're truly a pleasure to work with and a blessing to all who work with them! I would highly recommend to anyone!! read more

Just closed my refinance with Faye this month and I couldn't be happier. She matched the offers of the big name lenders on the radio and got me a competitive rate with no net costs. She worked with my desired pay-off period and had almost all documents e-signed. I will recommend Faye to all my friends and family. read more

Darren helped me out getting the loan for buying a property in Big Bear. I can't ask for more. Darren and his team were extremely helpful, responsive and professional throughout the whole process. They made it so easy. They are truly the best after i tried few before but nothing like Back Bay Funding. I highly recommend them. read more

Back Bay Funding - My new home in Big Bear Lake - Mortgage Lenders Near Me - Newport Beach, California

This was a waste of time. Commercial loan, 8 units, the bank BBF set me up with wanted huge percentage rate, and the additional 350k (after payoff of existing loan had to go into the lending bank account somewhere in San Diego. Oh great, I have 4 tenants who always pay cash. And the account was to be kept as my operating account. I live near Los Angeles. . The lender I finally went to wants 6 % less interest rate and does not require a watchdog account. All that paperwork and the loan offered was very disappointing. read more

Dean is the best! He treats you as if you are the only client he is working for. My boyfriend and I needed to refinance our home and Dean has been extremely helpful. Working with Dean is awesome, he is professional, communicative and will always give you his honest opinion. If you have any questions or concerns, it's worth giving Back Bay Funding a call. We will definitely be working with Dean again. read more

Could not imagine a more trusted team of people to do business with than those working at Back Bay Funding! Recently, I decided to take the plunge and purchase my first home in Southern California and needless to say, I had no idea what steps to take to make it all possible. Dean and his team went above and beyond in every possible way; treating me like I was one of the family, always going that extra step to ensure I was getting the best possible options, and always had nothing but my best financial interest at heart. I could not recommend a more highly qualified, extremely personable, and - without a shadow of a doubt- the most dedicated group of individuals then the team that you will find working at Back Bay Funding. I put all my trust and my complete faith in Dean, and what I got out of it was a one of the best experiences I've ever had! Without hesitation and with complete confidence I would, and will, highly recommend Dean and Back Bay Funding to anyone and everyone that ever asks 'if I've got a guy...' read more

Unreasonable amount of paperwork along with asking for tax returns from my employer. I don't know of any loan brokers asking for that. Much easier options out there. Save time and energy. read more

Back Bay Funding is our go-to! We have heard horror stories of our friends getting loans through other major banks, and we are so happy we found Back Bay instead. Dean has helped us with our initial home loan and our refinance. Not only is he super knowledgeable, but he is the friendliest and most optimistic person ever. The care he has for his clients cannot go unnoticed and we are lucky to have found someone so honest and helpful. read more

Back Bay Funding and Dean Valeriano exemplify honesty, integrity and provide you stellar service. He and his team truly care and go out of their way to make sure you are taken care of 100% throughout your whole transaction. When you work with Dean and his team you know you are in amazing hands. Thank you Dean for being top notch, always being positive, answering all of my questions and most importantly getting the job done. I highly recommend Back Bay Funding and Dean Valeriano. read more

We have trusted Dean and his team with all our Mortgage needs over the years so when his Insurance team called me and told me they could save me money...I did not hesitate saying yes!!!!! We now have our Home and Car Insurance with Partners Direct ( part of Back Bay ) and saved over 500 dollars a year . I am reading the other reviews and so far they are spot on. read more

Dean is all about client service. He is honest, trustworthy and passionate about what he does --he keeps to his word and gets the best results for his clients --he cares. I do not hesitate in making referrals to Dean and his group --a first class organization. read more

Dean Valeriano is the best at what he does. His attention to every detail in our loan application was exceptional. From the beginning to the end of the loan process he was personally involved. My highest recommendation, 10 stars!!! read more

I had a tremendous refi experience with Back Bay this February. Rates were extremely competitive and the team was quick to gather our necessary financials to get approved and funded in less than a month! Dean and team were very communicative throughout the process and I am very satisfied with rates, costs, product and service so much so that I referred family and friends. Thank you Back Bay Funding! read more

I wish I can give the five stars, however this is my first big loan for my first time buyer, and can't compare with others. However, Julio Samayoa did an excellent job going over all the details from beginning to end, being available to answer my questions, and his attention to detail made my loan process super fast and simple. So, thank you Back Bay founding for your professionalism and good service. read more

My wife and me have worked with Dean at Backbay on 2 mortgage loans. He is extremely helpful and informative. I knew Dean was listening to me. Our loan with Dean was priced competitively, and I know because I shopped around. Dean gave us his best price right up front. The 3 other mortgage bankers gave me a .25 to .5 higher on the APR and at least $3000 higher on the closing cost until I told them I already had Dean's offer, then they offered to deal. I was sold on Dean at that moment. During my first conversation with Dean he had my options ready, like he was ready for us before we even reached out. Competent and PROFESSIONAL!! Dean got my loan done, quick. Dean also has many capable professionals working with him. Renee worked directly with me to get all my paperwork together and sorted. And Kevin, Dean's insurance guy, saved me $380 a year while boosting my coverage. Our dealings with Dean and Backbay have been clean, clear, and at the end we signed with no reservations and feeling GOOD. read more

Refi A horror story! In December 2014, I called Back Bay Funding, Irvine, CA. I wanted a refinance to lower my PMI. I was assigned to Vance Luedtke who took all my information and started working on my loan. A few weeks later he called and said he couldn't get me a conventional loan and would I like to just refi and lower my PMI? You can imagine that conversation. Vance then worked on a refi and after a few weeks and many phone calls, asking for additional information he finally sent the loan documents. My PMI was lowered, my rate was lowered but my PAYMENT was higher!! This is when I called Dean Valeriano one of the owners of Back Bay Funding. He said he would talk to Vance and straighten this out. A couple of days later Dean called me and said Vance and Back Bay had parted ways. Dean was sorry for all my trouble and said HE would close my loan at no cost to me, something he had never done before! The next day Vance called me he had opened Legendary Lending and would be finishing my loan. When I called Dean, he confirmed that he and Vance were working together to close my loan. Vance was apologetic and promised me gift cards to my favorite restaurant. Which one is it he ask? I said the Rusty Pelican in Newport Beach. Oh my wife and I love that place, he said. Well after seven months, I am saving $70 dollars a month and have two gift cards to........... wait for it...................THE OLIVE GARDEN. PS My loan cost me a small fortune. read more

We were in a sticky situation- selling a house- wanting to purchase a new home, all while my husband was in the process of changing jobs...feedback from a different lender was pretty negative & depressing. Then I was referred to Dean Valeriano at Back Bay Funding & what a different experience. We were able to do a loan based on our bank statements vs. pay stubs and we're able to buy our next home without any drama. In addition to solving our problem, Dean was very optimistic, supportive and positive through the entire process ( if he sounds like a therapist, he kinda was!). I can't recommend Dean & Back Bay Funding enough! read more

I worked with Tammy of Back Bay funding for my home load. I was a single mom, buying a home on my home. I didn't know anything about home buying or loans and I was scared. Tammy was so patient with me and took the time to explain things to me in a way that didn't make me feel bad. She was encouraging and helpful every step of the way, and the loan/mortgage process was much easier than I imagined it would be. I was very happy with Back Bay and would recommend them and use them again in a heartbeat read more

I'm writing this review a full 12 months after closing on my house using DEBBIE as my loan officer. I was in a pinch, I needed a big loan funded within 22 days, my bank offered me 300k under what I needed and I was referred to Debbie just prior pulling out of escrow. Debbie WORKED hand in hand with my agent (another awesome businesswoman who i'd highly recommend) and she took so many calls of mine always putting me at ease. We actually closed and funded a day early, I got a better rate than I was seeing on Zillow, I paid no points, and most of all, my data was asked for once, and clarification items Debbie searched for and really took care of most of the "back and forth" I didn't feel like my finances were overly exposed, and my previous bank wanted to probe every statement, account, you name it. I would really suggest that if you have been told NO by a bigger bank, that you should try to contact DEBBIE prior to pulling out of escrow, she really can get you funded through a legitimate channel, and if she can't... nobody can read more

My husband and I decided to sell our home in the Bay area and move to SoCal last year. After an almost 40 year stay, this was a huge adjustment. We wanted to down size to a condo, and wanted to be by the beach. We didn't think our financial situation would afford this. We started working with Dean Valeriano, and he educated us about doing a reverse mortgage on a purchase! We had never heard of this. Being in our late 60's, he said we were the perfect candidates, and would save quite a bit of money on a down payment, AND have no mortgage. It sounded like a dream come true. Dean worked tirelessly and tenaciously, keeping us abreast of all we needed to know and do. He quickly got us the reverse mortgage loan, and we landed our dream location and condo because of his due diligence. Let me also say, Dean was a pleasure to work with. His lighthearted and reassuring personality made us feel completely confident and comfortable in choosing him, and Back Bay Funding as our loan company. We would highly recommend Dean Valeriano for any, and all of your loan needs. His knowledge and work ethic are admirable and impressive. read more

I've worked with Dean and Back Bay Funding for many years and they're one of the most solid companies out there, from their amazing processors to their knowledgeable loan officers. They've handled a handful of my loans and they haven't disappointed each and every time, I couldn't imagine going to another company for my loan needs, thanks again Dean! read more