I've never been good with numbers, so managing my finances has always felt overwhelming. That's why I can't say enough good things about Beneficent Financial. They take the time to explain everything clearly and patiently, making even the most complicated financial decisions easy to understand. When I retired from teaching a few years ago with a Golden Handshake, I had to navigate a complicated financial process. Cathy and her team were absolutely outstanding. They guided me every step of the way with professionalism, knowledge, and genuine care. I am incredibly grateful to Cathy, Nancy, and Ashley for their expertise, patience, and kindness. They made what could have been a very stressful experience feel manageable and gave me confidence in my financial decisions. I highly recommend Beneficent Financial to anyone looking for a team that truly cares about their clients. This version sounds polished while still feeling personal and sincere. It also avoids calling yourself "an idiot," replacing it with "I've never been good with numbers," which is more positive without losing your point. read more

Went to sales presentation at a fine restaurant. Was truly interested in handing over responsibility for most of my retirement fund in the next few years. Have been managing my portfolio for over 35 years and have done fairly well but as I reach retirement ,ready to relax and not stress over daily trading. Was not overly impressed with their presentation or knowledge. Think they would rather have clients who have no trading experience. Guess that's ok. Heard a lot of word salad with a lot of annuity phrases thrown in. They lost me right a way at annuity. I'm sure they are good at selling annuities. Thanks for the dinner, the search continues. read more

Great service and expert advise! Cathy and her staff are easy to work with. Highly recommend their business. read more

Not only has your company helped me get my finances in order/ that includes my tax filings up to date, but now because of this assistance/guidance/support I qualify to purchase a home in the US-wow who ever thought this day would come. Thank you and to the team for getting me to this point. Never could have done it on my own-so grateful my grandfather Manuel R. was smart enough to locate and utilize you. We are now 3 generations in (Manuel, Lydia and now me utilizing your services). That's a true testament to how amazing your services and exceptional customer service are!! read more

We have been using Cathy's advice (Beneficent Financial) now for over 15 years. I was able to put my child through top private schools in Pasadena and send her to a private college, as well as retire 4 years ahead of schedule with the help and advice of "the Safe Money lady! The staff is very helpful and supportive and in addition to the various services they provide they host annual events such as, a shredding day, and seminar topics that are pertinent to everyone! Don't hesitate to give them a call today! read more

My husband and I are typically mistrustful of "consultants" and "advisors" of any type but more so of those who we would trust with our precious and hard earned retirement funds! Cathy was recommended to us by a trusted friend. Cathy quickly gained our trust with her methodical process, warm personality and knowledge. She patiently navigated us through a world that was foreign to us, made recommendations (the final decision was always our choice) and eventually helped us realize a long time fantasy of owning a mountain vacation home - mortgage free! Her "financial wizardry" resulted in a long term strategy that will sustain us through our "golden years." read more

My husband and I have been a client at Beneficent Financial for the past seven years. Cathy Downs and her staff are wonderful. They immediately make you feel comfortable and valued. When you become a client at Beneficent, you become like family to them. They often have special events where you are invited to for fun and also education purposes. I can't say enough great things about Cathy and Nancy and their professionalism and kindness. Most importantly, I value their knowledge on investment strategies that work best for our needs. They are very hands-on with the clients and go above and beyond to provide quality assistance to the clients. I have referred several people to Beneficent and all are very happy. I appreciate that when I need help or have questions, they are very responsive. read more

We have been with Beneficent Financial since 2015 and are very happy with the growth rate of our investments that Cathy has provided us with on the pathway to retirement. Nancy is very knowledgeable and always available to answer our questions. The staff is super friendly and makes you feel at home. We highly recommend. read more

With all due respect, I would like to give an honest review of the services that Beneficient Financial offered. First of all, in my initial conversation with Cathy, the owner, she was helpful and listened to my concerns, as any financial planner would do. Thanks for the advice. I had a very unpleasant incident afterwards, one that gave me extreme pause in evaluating how my estate and trust would be handled if I had become a full-fledged client. In fact, the unprofessional, abrupt methods employed were a wake up call as to how my entire financial future and those I love would be handled if I had entrusted them with the most important matters, and most sensitive documents a person can ever sign. What followed after a first phone call was very unpleasant, and highly unprofessional. I do not blame Cathy for how her staff responds, but she should be aware how her staff Julia speaks to customers. As a caregiver during COVID, emergencies arise. It has been hard on all of us. I had to reschedule an appointment due to a medical emergency. Her staff was rude to me, and under their breath I could hear their irritation, even when I explained it was a family emergency. They told me they would send me times to reschedule, which they did not. I emailed twice after that, and got no response. Obviously, I was willing to move forward. I called, and they informed me that they were disengaging from services. I have never in my entire life been treated so unprofessionally, especially when it was a medical emergency. Instead of the abrupt method deployed, perhaps Beneficient Financial could have arranged an alternative appointment, expected as most client-focused, successful organizations do, and understand that we are in a pandemic. read more

My wife and I would not have anyone else handle our investments and annuities but Cathy Bandurraga and Nancy Martinez at Beneficent Financial. I am a university professor, writer and author who has little interest or time in dealing with investments. Cathy is amazing and will spend as much time with you as you need. Frankly, she makes investing fun and takes this heavy weight off of my shoulders. The staff is honest and knowledgeable. And she took one of my underperforming annuities and moved it to another company. That move resulted in a $40,000 increase! They have me for life. read more

2017 been a tough year, I became a widow at a young age, I have two young children and been almost married for ten years. I was always an independent woman when u been married so long u rely on your significant on everything. It like my world turn up side down. Cathy at Beneficent Financial will guide you to the right path. Cathy will make sure u make the right choices in life and the future of children. read more

Beneficent Financial - Insurance Near Me - Pasadena, California

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My husband & I have worked with Cathy for several years now. She is not only been our advisor but a valued friend. My husband passed away in June & Cathy has gone over & above with her advise, caring & concern for my welfare. With the many things that needed to be done my financial concerns were well taken care of. read more

I am so glad I met Cathy and her staff. I am very happy with the profesional financial services and advise I have received from Cathy for the past five years. Nancy is an asset, she is always so pleasant and responsive. I look forward to a continued relationship with beneficent for years to come. read more

This organization has been outstanding in giving guidance , direction and assistance in preparing us for retirement. I would highly recommend them. read more

Cathy and her staff are simply the best. We've been using their services for the past three years and they have given us the peace of mind that we didn't think we could get. The bottom line is that they've given us better service than we thought possible, while being friendly and respectful during the whole process. We actually look forward to visiting Cathy and we always leave feeling well advised and confident. All of her recommendations are based on solid companies; nothing ever feels the least bit questionable. If it did feel that way, we wouldn't trust her with our future. We are very wary of giving recommendations, but we are always ready to send our friends to Cathy and her staff. read more

Cathy and her team are great! Cathy is knowledgeable and supportive in every step of the way in guiding us, my husband and I, through looking at our retirement goals, how improve on our savings plans, etc. It has been wonderful to work with her. She takes educates, supports, guides and with business savvy, as well as a heart to help her clients invest well for their retirement, and enjoy the process. She and her staff are just wonderful. read more