I can't thank Giving Tree Lending enough, especially Christine, for her incredible support. We…read moreencountered a very tricky HOA issue during our closing process that could have delayed everything. Christine stepped in, communicated proactively with all parties, and made sure we stayed on track. Her expertise and dedication are the reasons we were able to close so quickly. Highly recommended. https://www.experience.com/reviews/christine-15948352

Im a realtor that works in North OC and Giving Tree Lending is amazing. They have over a hundred…read moredifferent products to accommodate my clients based on their needs and situation. They have been able to successfully close difficult transactions, offer the most competitive rates and most importantly they are so communicative even during off business hours. They even do loans for manufactured homes. Highly recommend them for buyers who are looking to get pre-approved.

My wife and I are first time home buyers and we had a great time consulting with Steven! From the…read morestart, he was very responsive, professional, and courteous. He also took all the time to answer our questions and explain any loan concepts that we were confused about. Working with him really does feel just like working with a friend who has your best interests in mind. We did end up proceeding with a lending branch in our hometown of Irvine, but we want to say that Steven offered us the best rates and service out of any loan officer we spoke to and we would highly recommend his services!

Steven was great and easy to talk to when I had questions. He made me feel comfortable on my…read moredecision and was informative every step of the way. I highly recommend this guy!

Just want to say tha Marcos made my day, by helping me with my transaction without me saying…read moremuch!! Great customer service skills. Thanks a lot!!

Wait wasn't too bad for the middle of the day on a Thursday... maybe 5 minutes in line with 3…read moretellers. Jericho helped me today. I just needed a roll of quarters for an upcoming Quartermania. She was quick & very pleasant.

Working with Vivienne and Michelle throughout our loan approval process was great and we would…read moreabsolutely recommend them for your next home loan. We were initially paired with another loan officer from another company and we were frustrated with their lack of transparency and communication style. Vivienne, on the other hand, was super helpful, transparent, and great with her communication. We are so happy that Vivienne was able to step-in so quickly and was able to save us over $7k right from the first loan estimate. As first-time home buyers, we are very grateful for Vivienne's help navigating us through this loan process.

We had an excellent experience working with Vivienne throughout the purchase of our home. From…read morestart to finish, she was responsive, knowledgeable, and incredibly organized, which made a complex process feel much more manageable. Vivienne took the time to clearly explain our options, helped us secure a competitive rate, and stayed on top of every detail to keep things moving forward--especially when unexpected challenges came up close to closing. Her communication was outstanding--she was consistently prompt and even responded outside of normal working hours, which gave us a lot of confidence and peace of mind during a stressful time. What stood out most was her ability to problem-solve quickly and advocate for us when timing became critical. We truly appreciated her professionalism, dedication, and willingness to go above and beyond to get us to the finish line. We would absolutely recommend Vivienne to anyone looking for a reliable, responsive, and highly capable lending partner.

I thought I would never end up buying a house...so when I found my dream home just randomly driving…read moreby one day, I realized I didn't have any knowledge of how the process work. While my parents introduced me to a family friend who was a real estate agent, I had no idea how to go about finding a loan officer! After digging through Yelp/Google, I stumbled upon Meridox Mortgage that had stellar reviews and took a chance. I called Meridox and was put in touch with Trung Tran. I let him know that I didn't have any knowledge of how the house-buying process works, but he was incredibly supportive and assured me he would walk me through every step. Shortly after we finished talking on the phone, he sent me a list of items to provide for the pre-approval letter. Trung's turnaround was quick. I sent him my information in the evening and got the letter the next morning. My real estate agent used this letter to draft the offer...it was accepted! After my offer was accepted, the rest of the process was somewhat nebulous, but my real estate agent worked closely with Trung to help me through. Trung was with me every step of the way. He patiently explained how my monthly mortgage payment and closing costs were calculated and even helped me negotiate a home insurance offer. He even kept a close eye on the market and advised me when I should lock in the rate. I thought home buying would be more stressful, but it wasn't as bad as I thought because Trung made every step clear and was very on top of deadlines. From pre-approval to loan closing, it took just one month! Thank you Trung for being so diligent and patient in helping me secure my dream home! Trung was also very proactive in reaching out to me a few months later when interest rates dropped by about 1%. I had the honor of working with Trung again for my refinance, and it was also efficient and painless! I recommended Trung to my coworker recently when she was looking to buy a condo. Highly recommended to anyone who is in a market for a house to look into Meridox!! Thanks again for your hard work, Trung!!!

I cannot recommend them enough. Linh is an amazing service provider, and she will meet you at your…read morelevel. A little background: I did 2 house purchases, and 1 house sale by myself without a realtor before engaging Meridox. I didn't need handholding, because I was not a first-time buyer. I wanted an advisor who can give me an honest opinion as to pricing, knows the neighborhoods, and can negotiate with the seller's agent. Linh was so on top of things. She understood that I was busy and scheduled multiple showings for me on weekends. She mapped out our route, so we can be efficient with time. She never asked me to consider any property that was outside my price range or not what I was looking for. I was able to knock out many home viewings with her, and we put in a couple of offers. I saw a house that fell out of escrow. I messaged her, and she was immediately on it. She showed me the house, called the seller's agent, and basically convinced the seller to take my offer that was a tad below listing that either that same day or the next. (OC is a hot market, so this was an incredible deal! My other offers all sold above listing.) She was incredibly responsive, super sharp, and very easy to work with. I used Meridox as my mortgage broker as well and used them again to refinance a year later. Very seamless and easy transaction. Forget all the agents who claim to "treat you like family." Choose Meridox: the true professionals.

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Third time we've used Aragon. Closed in record time. Her team is always always on top of…read moreeverything. I'll be back for a fourth time.

I have been doing loans with Rosemont Mortgage for over 15 years for as little as $125,000 to…read more$3,300,000 they have always given me the best rates and cost for over 12 years and funded over 11 loans for me. So whether your refinancing, first time buyer or refinancing I can only recommend one company. Rosemont mortgage and Terry Stanton have the highest level of integrity and customer service. Thank you again for always being there when I needed you and getting my loans funded very easily.

Let be honest, going through any loan-process is not fun, let alone a home loan. You are buried in…read morethe mountains of documents and at times it will make you second guess your sanity for deciding to buy a house, but then as bad as it gets or as overwhelming as it gets - you realize that Terry and Charlene are there to get you through. You breathe a sigh of relief as you know that all you have to do is hand over the mounds of paperwork and Terry and Charlene are the ones making sense of all the endless documents and statements, and not you. Terry and Charlene are so well versed in the world of mortgage that with your trust they will lead you to the best decision that you can ever make in one of the biggest purchases of your life. They will weigh out all the pros and cons of different loan scenarios and go over the details with you; they will answer all of your questions and more. I personally have learned so much through this process and would highly recommend Terry and Charlene's services at Rosemont Mortgage.

Justin is an awesome loan broker. He is not only knowledgeable and trustworthy. I am the listing…read moreagent in the transaction. He has been keeping me updated for every steps until the loan funded. I really appreciate his hard work and highly recommend him to everybody.

I was referred to Justin by my agent who told me that Justin was his go to person for all things…read moremortgage loans. I'm so glad that I went with Justin because he made the process so smooth and painless. Justin was super responsive and never made me feel like I was asking too many questions. It truly felt like he was a partner in the process and like he had my best interests in mind. He is super on top of things and I would recommend him in a heartbeat to anyone looking for a mortgage lender!

Joshua and Gaby helped me secure my first loan. They are very attentive and provided me with a ton…read moreof information to help me make the best decision in this process. Joshua provides daily updates every business day that are both informative and useful for learning about loans and the economic climate. Gaby checked in with me regularly and provided estimates when it came time to lock in a rate. Overall the process was very smooth and I am very happy with the results!

Joshua and Gaby helped me and my wife out in purchasing our first home here in SoCal. It's no easy…read morefeat trying to balance all the variables that go into the home buying process but Joshua and his team helped make the process easier and went into detail regarding explaining topics that first time homebuyers may be unfamiliar with. If anyone is out there looking for a reliable team that works to represent yourself and looks out for your best interest in the home buying process, consider Joshua and his team! Also for those interested in staying informed, the team sends out a daily (Mon-Fri) email regarding current events that may affect home buyers/sellers. This email is probably the one email that I consistently read on a daily basis just to stay on top of what's going on with housing.