I would highly recommend Chris for mortgage needs, he has years of experience and expertly. he always keeps client best interest in mind

Chris did a great job with our daughter's mortgage loan. He was very professional and very patient with a first-time buyer. It took a while to find the right house but Chris stayed positive and professional. Highly recommend. read more

Chris is an amazing mortgage broker! He really worked hard for us, searching out the best options for our situation and saved us a lot of money. I highly recommend him! He's amazing!! Stay Healthy, Dr. Tina read more

Chris Johnson helped me get a reverse mortgage on my home. He is the most helpful, friendly, caring, and supportive person I have had the opportunity of meeting ! He is always available to answer any questions you have and wants you to understand every part of the process! If you are concerned about anything he will do everything to fix it. I would never use another broker and I highly recommend him ! You won't be sorry. Janice Coburn. read more

I can't say enough good things about Chris Johnson. He has helped me achieve something I couldn't imagine. I'm a homeowner thanks to him! I had a very difficult refinance and Chris never shyed away from the challenge where most might have given up. A unique situation, a unique property, and some bumps along the way, but at the end of the day, Chris got the job done. He really cares and it's evident by the conversations we had and shows with results. He was always super responsive and knowledgable. Nobody better. I'll be doing another refinance again soon and I don't want anyone but Chris on my team. Do yourself a favor and give Chris a call. You will not be let down. Chris, YOU'RE THE MAN! read more

Chris has done a fantastic job for us. He helped us refinance our existing condominium in SF during the pandemic at historic low rates when our current bank would not budge and he also helped us finance a new townhome purchase in Truckee late last year. The construction timelines moved significantly in Truckee due to supply and manpower shortages but Chris was able to keep us on track with our new lender and we locked in a great rate when mortgage rates were increasing significantly. I would encourage you to reach out to him with any mortgage financing requirements. read more

I just did a re-fi with Chris - it was my second time working with him and he pulled off a miracle for me again! Chris not only has integrity, cares about his customers, and is extremely knowledgeable , he's got a great sense of humor and makes the process as pleasant and worry-free as possible. I also appreciate his dedication to finding just the right loan. read more

When you are working with Chris it is like you are working with a friend. Very responsive , always has the answer or knows where to find it . Refi's can be hard and time consuming but with the online portals and access to Chris for questions it made the process easy and everything went seamlessly ! We saved money and got a little back too ! Definitely in a better situation than what we were in before . He came highly recommended by a friend and would recommend him to anyone that wants things done right , honest and timely!! read more

This is the 3rd time I've worked with Chris on a mortage. He's very professional and quick to answer any questions on the process. He also helped get us a great rate and worked to close our escrow quickly! If it's refinancing a loan or a new mortgage, I highly recommend this business. read more

There is a lot that can be said about Chris but I rather keep it short as I myself do not like to read looooong reviews. I first worked with Chris 4 years ago when we got our condo. I, again, went back to Chris for the new place we just brought and have stay in touch throughout the entire 4 years since we've first met. Chris is an outstanding guy and will go above and beyond to help service my (our) needs. Chris is not just a broker agent for us, he us much more. We see Chris as a trusted ally, friend, and agent! Thank you my friend for all your help and the relationship we continue to foster! read more

Chis is simply awesome. He worked with me for over a year to refinance my home after my bankruptcy, and was able to secure a great, low rate -- much lower than I expected, despite a less-than-perfect credit score and a few other obstacles. Throughout the re-fi, he was positive and upbeat, and went out of his way to reassure me every step of the way. Chris's process for completing paperwork is seamless. Although I had to meet numerous underwriting conditions, he made it simple and painless. He took time to explain complex concepts, and he communicated effectively via text, email and phone throughout the re-fi to keep me informed and in the loop. He paid close attention to every detail to maximize my chances of securing the loan. I have been able to pay off debt using funds from the re-fi, and, as a result, my credit score has increased by over 70 points. I'd recommend Chris to anyone who's considering refinancing or purchasing a home. read more

I've been in a really bad home loan for the past 6 years.... I've tried many times to refinance with many Company's and Banks I even tried to get Wachovia/Wells Fargo to get some kind of adjustment on my rediculous loan.It just wasn't happening as long as I was making a payment. ..And my loan kept defering money....I was begining to think of walking away from this house...and no one would help...My Brother referred Chris Johnson, who happened to be an old friend that I lost touch with through the years...I can't believe what he did for me...Not Only did he get me the Refinance but he was able to get me a 30 year Fixed @ 3.75%...I'm saving $500 a month, which is Great now that Im retired. My new loan is actually putting money into the Principle...unlike my last Loan...Thank you so much Chris...I can't say enough about what a Pro you are....You won where so many failed. You saved my Home... read more

Chris Johnson is, hands down, one of the best people you will ever work with. My wife and I refinanced our home to get out of an ARM. Chris got us a great 30 year fixed rate and held our hands through every step of the process. He is knowledgeable, friendly, and a relentless advocate for his clients. I have never felt in better hands. There were times when the process or a document wasn't clear and Chris walked us through it with ease. He has a way of presenting information and interacting with people that just makes everything better. He empowers his clients to make good decisions based on all of the information available. I swear he is some sort of Red Tape Ninja! The way he maneuvers through the process is amazing to watch. He is great at anticipating what lenders want and possible bumps in the road. He has you ready for them and gets you past issues that may arise. This is born from his experience. Chris knows what he is doing and he is great at his job. Chris Johnson is top notch. A hard worker who has no problem meeting you at home or work to get the job done. I can't recommend him highly enough. You will be happy you chose Chris. read more

Chris is one of the best and most caring loan officers that I've ever worked with. When my husband and I did our refinance, we were full of questions. I was impressed at the time he took with us, answered all of our many questions and was always patient and understanding. He also updated us every step of the way and took all the guesswork out of the transaction. THANK YOU, CHRIS! You are amazing! read more

My husband just left a 5 star review for Chris and I want to do the same. We couldn't believe how simple he made our refinance. We put it off for so long because we were anticipating a painful process. Had we known Chris was going to make it so easy and painless, we would have done this a long time ago. Chris was so accommodating, always friendly, professional but personable and made us feel confident that we were being taken care of. He treated us like a priority, always. Highly, highly recommend Chris! read more

Chris is amazing to work with! I never had any problems and felt I was well informed of the process at all times. Never any doubt in dealing with numbers or any part of the process, he was always there to explain any questions I had at any time. My transaction in purchasing a new property was flawless with his help and advice. I highly recommend! I have dealt with Chris for many years and will never use anyone else, he will always do what is best for you! read more

I Have worked with Chris for over 25 years on 8 real estate transactions. He is a knowledgeable, hard working professional. I would strongly recommend using Chris for all your loan needs. read more

Chris is amazing-I would give him 10 stars if I could. My husband and I just closed on our forever home and it would not have happened without him. Our situation was a difficult one and we weren't sure if we were even going to be able to get financed. Chris never gave up on us and he really, truly cared about us and our situation. Communication is so very important in transactions like this and Chris always made sure I was in the loop and I understood what was happening. I will not hesitate to recommend Chris to anyone who is looking to purchase or refinance a home. read more

My friends raved about Chris, so we decided to give him a try. Best decision I made in a long time. He was great. In times of stress, his advice kept me sane. Helped us to get the loan we needed. We closed, got our dream ranch, and I couldn't have done it without him. Thanks Chris. You are the best. read more

One thing about Chris Johnson is that he doesn't forget about you before or after a loan has closed. I recently refinanced a property with the help of Chris Johnson and Affinity Mortgage. Chris has done numerous refinance and purchase financing for me for the last 25 years. His contacts, guidance, experience and integrity make the financing process an easier experience. I highly recommend Chris Johnson should you ever need a mortgage broker. read more

Chris helped us obtain a loan, and we have since referred him to several of our family and friends. We were really impressed when Chris met us at the title company and stayed there throughout the entire process while we were signing the documents. His customer service is second to none and when you work with him, it feels like your needs are the most important part of his agenda. Chris is quick to respond to my calls, and always there to lend important advise throughout the process. It is with 100% confidence that I refer Chris Johnson to you! read more

A friend shared Chris' contact info after using him to purchase a home. Chris was extremely helpful and professional throughout the entire refinance process. He was very easy to work with and constantly kept me updated. I have refinanced several times since buying my first home over 20 years ago and this was by far the best experience I've had. I have already shared Chris' contact info with a few people read more

Chris helped us purchase our first home. As first time home buyers, we had many questions and Chris was very patient in explaining every form and intricacy. He even took it a step further going out of his way to aid with the home inspection. My mom is a real estate agent and works with many brokers in Southern California; in all her years she has never worked with someone who goes as above and beyond as Chris. If you are a first time home buyer in need of someone to walk you through the process, Chris is your man. read more

Chris was very helpful and attentive in securing our loan for a home purchase. He walked us through the ease of using dropbox and docusign to make the process fast and painless. I would highly recommend using Chris for your lending needs. read more

We recently re-financed our house with Chris Johnson and it was an absolute pleasure. It's not easy pulling all that information together and tracking things down. He worked directly with our Financial Planner to get as much of the information as he could without us having to lift a finger. Chris is a great guy - a lot of fun to work with: smart, funny, and definitely had our best interest in mind the whole way through. We have absolute trust in Chris and highly recommend him to anyone interested in lowering the interest rate on their home mortgage. read more

Extremely happy with Chris ! This is the second time I'm working with Chris and he made the refi process so smooth. He's professional and very good at what he does! He guided me through every step of the process and explained the nitty-gritty of refinancing. A few things didn't work out with the initial lender we approached. Chris quickly shifted gears and got in touch with another lender which finally worked out. The whole process took less than 4 weeks! I'm extremely happy with Chris and would recommend his services any day! read more

Chris has worked with family several times in the last 20 years, always with excellent results and professionalism. Very easy to work with and he manages difficult scenarios as well as straightforward ones equally well! Highly recommend! read more

What a great experience! Chris made my refi simple, painless and dare I say, even a little fun! He was extremely responsive, very knowledgeable and quite personable. I would highly recommend him to anyone. I have worked with other brokers in the past who took days to get back to me, this is not the case with Chis. He was always on top of things, making me feel like his #1 priority. Chris made it so easy. Thank you so much! Robin read more

Chris recently helped my husband and I navigate the loan process for a very unconventional, and hard-to-get home mortgage. We were first time home-buyers from out-of-state, self-employed, and had a few other key complications that are too much to describe here. We were completely naive to the home-buying process, but Chris held our hand every step of the way and patiently answered my endless questions. Additionally, he was very knowledgeable about real estate and the local area, and often helped cross-reference information I received from my Realtor. Additionally, Chris is a pleasure to work with. He is knowledgeable, prepared, responsive, organized, trustworthy, and top notch in customer service. Furthermore, I think Chris sincerely cares about his clients. I now consider him a trusted adviser, who I could consult on real estate questions, and who I will return to for future transactions. Chris did an outstanding job with my complicated home mortgage, and I would whole-heartedly recommend him to you for even the most complex of situations! read more

My husband and I were introduced to Chris Johnson by our Realtor. We wanted to purchase a larger home for our expanding family while preparing our current home for sale. We weren't quite sure how to make these dreams come true. Chris was able to put together a loan program that made sense to us and achieved our goals. He listened to what was important to us while fully explaining the path we needed to follow to reach the desired result. He tirelessly worked with our Realtor in crafting the approval letters to best reflect us as the desirable offer even though our VA loan was not what most sellers wanted to consider. Chris was always there for us any time we had a question and clearly explained everything involved in the financing of our new home. Chris was an all-around professional from our initial meeting all the way through to being with us at the closing to verify that everything was in proper order. My family loves our new home and I am convinced that the process would have not been as smooth of a transition without Chris involved! He continues to follow up with us and is always available to help. read more

My husband and I just brought our own place and Chris Johnson was our loan agent. He was very professional, courteous, on top of the game, and to boot, he was super funny! Our process was very long and it took almost 3 months not because of Chris's lacking help but because of our sellers and the bank that was required for us to go through as a contingency from the sellers. During this long time, Chris was super helpful! He would provide us updates every 2-3 days if not, at least once a week. Even though if there is no news, he would email us just to let us know that we are still be taken care of. My husband and I were super grateful that he was our loan agent. I mean how many loan agents will answer their phone when they are on vacation just to answer a question? Some might say it is because they get pay for it but personally i do not think anyone would pick up during vacation. At the end, I think Chris did a superb job on helping us though this!! Thanks Chris!! read more

Chris Johnson was my mortgage broker on my recent home purchase. He is professional, trustworthy, knowledgable, caring, and walked me through every step of the challenging process of purchasing a home. I will highly recommend him to all of my friends and family. read more

Chris Johnson is perhaps the best loan broker I have ever worked with. Between my husband and I we have owned 10 homes and never has anyone worked so hard. He followed through endlessly working through all the red tape and demands of the underwriters with exceptional ease and professionalism. He really knows his business. And to top it off he saved us tons of money and got the job done in record time! If you need a mortgage loan Chris is by far your best choice. read more

We have had the privilege of working with Chris twice in the last few years. The first time was almost two years ago when he helped my wife and I buy our first home. The second time was most recently when he helped us re-fiance our home at new better rate. Before we were referred to Chris we had tried the big banks (Wells Fargo, Bank Of America), and both banks gave us a hard time trying to finance the home my wife and I wanted to buy even though we have a great credit scores. Chris was very helpful, friendly and over all knowledgeable of the ins and out of financing home and property and beyond. Chris presented us all the options we had and we picked the one that worked best for. He kept us updated on the status daily and got our loan funded quickly. I recommend Chris to anyone who wants to get a great rate. I look forward to working with Chris again in near future when we go to buy our next home. read more