Great local, family-owned mortgage company that provides white glove service with a great personal touch. Sefa was helpful throughout the entire process, clearly outlined everything at each phase, and had great communication throughout the whole loan process. Every interaction with someone at City Creek was pleasant, filled with valuable information and I couldn't be happier with my home loan. I even had an issue with the new mortgage holder several months later that took over for City Creek, and City Creek stepped in and helped resolve the issue. They'll be my first and last call any time I'm looking at a new mortgage, refinancing, or exploring options! Highly recommend!! read more

City Creek was such a great company to work with! They are friendly, attentive and always willing to answer questions. Nicole and Devyn were such a dream team! I recommend everyone who is looking to buy a house to go to City Creek! read more

We closed 2 home loans within a month or so of each other with City Creek and the process for each was simple because we had some amazing help throughout. Thank you Troy and Marisol for everything! read more

I can't say enough good things about City Creek Mortgage. I shopped around for companies to refinance with. City Creek had the best offer and they even put it in writing! No other agency that I contacted could beat their offer. Additionally every agent I worked not only kept us constantly in the loop about the status of the loan, but were quick to respond to any questions we had. I'd give them more stars if that was a possibility. read more

As a Mortgage Veteran of 26 years, good Loan Officers are few and far between. I was very pleased with Troy and Marisol of City Creek. Both were very communicative, kept me updated, and got the loan done in a very reasonable amount of time. Always kept their word and always worked efficiently, can't say enough for both of them! 5+ Stars! read more

I have worked with City Creek Mortgage on many transactions and I couldn't have had a better experience. Troy and Carlin are amazing people to work with. They are reliable, timely, funny and know their stuff. If you are looking for a mortgage company, than look no further than City Creek Mortgage and make sure to ask for Troy Norris! read more

We had an absolutely wonderful experience working with City Creek Mortgage. While driving down I-15, I saw a Mortgage Mike billboard advertising low rates. "Could this be too good to be true?", I thought. Well, City Creek was the real deal. Working with Jackie, Lisa, and Sefa was an absolute pleasure; they are efficient, fun, and most importantly, so organized. The rate and closing costs they helped us secure were unparalleled to anything we received from competitors. We were cleared to close in less than 2 weeks, and they walked us through every step leading up to the end of closing. So, if you, too, are skeptical of those Mortgage Mike billboards, let that skepticism fade away. City Creek Mortgage is terrific! read more

I would definitely recommend City Creek Mortgage weather you are refinancing or financing a new home you are buying. Their Team is very Professional, Great Service, Fast and responsive. Tobi, & Mike are awesome! My wife is a Realtor and also recommends City Creek. You will get the best rate possible and will be taken care of. I highly recommend. Paul & Brenda Prieto read more

Lex from Citycreek Mortgage has been amazing with the 7 mortgages I needed. She helped me gather all my docs and communicated the whole way through the process. Not only a great mortgage but also great support through the whole process. Amazing experience! read more

Everyone I worked with at City Creek Mortgage were so helpful and quick to response. Even as I had multiple deals fall through on purchasing a new home, they were always quick to help me readjust my paperwork until I finally closed on a home. They were a pleasure to work with, and I felt well taken care of and I got a great rate on top of all of that as well. read more

I need to update my review to my prior post because of their continued incompetency and lack of follow though. After my prior fiasco with them, and specifically after Mortgage Mike read my review, he gave me a call in an effort to fix this, as he knew that their mistake cost me to not only lose the home I was looking to buy, but also nearly 13k in taxes I didn't need to pay. He told me he wanted to make things right, and said that he'd have a staff meeting with the group in order to find a proper way to reduce my pain. I said it wasn't necessary, yet he insisted. A few weeks went by and I received a phone call and an email from a Jamie Norris-her official title there is Chief Heart Officer. She asked for the address that I would be within the next two weeks, so 'that a gift could be sent for all my inconveniences'. "Once I get the address, I'll send the confirmation date", Jamie wrote. I sent the address that day, thanking her, and then after not hearing a response from her or getting a package from them 2 weeks later, I left a voicemail AND emailed her the address again. That was March 8th, 2022. Not that my life depends on this, but I still have yet to hear from her or receive any gift. Today is May 26th, 2022. I think it's safe to say the ball was again dropped. read more

Business interactions often become transactional, but you can feel the excitement from an amazing service team that is ON POINT! That was my experience with Mortgage Mike and the team at City Creek Mortgage. Not only did I get the BEST rate that I know saved me thousands $$$$ the process was easy, communicated well and I felt like I was online with American Express Platinum Concierge with how well they listened, were proactive and closed on-time and delivered as promised. Highly recommend!!!! 5/5 read more

Looked at some refi options with City Creek, had some snags in the process and ended up choosing another lender. But I'll give City Creek lots of credit for their response to my less-than-smooth experience (even sent me a gift certificate to a restaurant). Next time I have a mortgage need (which might be soon if Trump keeps meddling with the economy and pushing rates down), I'll definitely reach out to City Creek. The good: -Rates were competitive -They weren't pushy, at all -Good customer service after some snags in the process The opportunities for improvement: -Relied on fee worksheets rather than the standardized loan estimates (which led to the aforementioned snags) -Communication was sometimes tricky, but this was partly my schedule and probably partly because I was applying for a refi at the same time as everyone else who bought a house in 2018 read more

Buying a house is stressful, I wasn't excited about the process but City Creek made it far easier than expected! They made the house buying process fun, Alexis was amazing in walking us through the process and kept us up to date every step of the way! We have since refinanced with them twice and have referred friends and co-workers, who have all had similar experiences! Give them a try, you have nothing to lose and you won't regret it! read more

We recently bought a new home and because of past experience with City Creek on a refinance we chose them again. We shopped a lot with local lenders and national lender like Quicken Loans. City Creek beat them all on costs and rates. Pros: Lowest loan costs and closing costs Matched best rates (some had comparable but not better) Local Service - Courtney, Kristi, Heather and rest of team went the extra mile to help us close quickly and deal with last minute red tape from a title company. read more

City Creek Mortgage is as good as it gets! They are the real deal and know their stuff. They are really the most trusted, loved and respected mortgage company and I would give them all my loans from here on out! They take 5 star service to a new level. Candice Evans Sandy UTAH read more

This has been the worst experience. If you enjoy not knowing what is going on and not receiving updates this is the place. I email multiple times they tell you you should have received the information from the Loan Zone or Webcaster. Nope no one has just another stall read more

Mike and the crew did a great job of correcting some errors made on a refi about six months ago. Mike promised he would fix the issue and he did. I just closed on a refi and everything went super smooth. Great rate and great experience. read more

Jackie and Jodi are awesome. I had just over 4 weeks to close and they completed the loan process early. They were also informative and very helpful. My brother-in-law recommended them to me, and I will definitely recommend them to my friends. Thank you City Creek Mortgage read more

Avoid City Creek, their gifts are in marketing, not mortgages. I had a similar experience to Jeff W (would have lost earnest money), but fortunately was able to switch to another lender. I also experienced poor communication and a pre-approval that turned out to mean very little. City Creek is not Fannie Mae approved and therefore could never have done our loan. This isn't needed for every loan, but was important in our case due to commission income. A red flag was being asked to sign a contract and pay for an appraisal before we had a property under contract. This is not appropriate, it is a lock-in tactic. I'd advise cultivating multiple options when shopping for mortgages, and be sure to have a direct lender in the mix (there are a few in Utah), not just brokers like City Creek. This is how we were able to sniff out the lower quality people in the industry. City Creek was the slickest, with the best advertising, website tools, and a friendly staff, but their integrity and competence were lacking. read more

Thank you Desiree & Mike, closed my loan quick, up front and honest with me and keep me in the loop the entire time. I have done several loans with City Creek over the past 9 years, everything from my primary home (refi) to purchase of rental properties, and they have done a great job. I would highly recommend going with City Creek Mortgage, they know what they are doing, Des has been there over 10 years, and Mike has been doing this for over 17 years. He knows what he is doing. They are NOT a bank, so they can get you into a loan program that works for you, they did for me, I am self employeed, and it hard these days to get a loan when you work for yourself these days. Just remember they still require your first born, and all the other crap that any lender is going to require from you, which we all hate, but you have to do it. They will take very good care of you, I am glad I have went with them. read more

We had a couple bumps in the road early on with some miscommunication that slowed the process down by a couple of days, but once Heather took over she saw the process through keeping us updated up through closing. We got a fair rate and quality service. In the end it was easier than any other purchase/refi I have been apart of and the ability to do 99% of the work online was really nice. read more

City Creek Mortgage has been a blessing to our family. We were jumping through hoops with another lender and sending document after document after document to get our home loan approved. We felt like we were living in a bad dream. We decided to halt the process with the other lender and talk with Mike at City Creek to see if there was anything they could do to help us. Not only were they able to get our loan approved super fast, they went above and beyond to lay it all out on the table so that we knew what hoops we couple possibly have to jump through. I LOVED how organized the whole process was from start to finish. The communication between Mike, Des and I was fantastic. Any questions we had were answered fast and efficiently. Our loan was tricky due to multiple factors and they made sure we understood every single aspect. They even scheduled an appointment with us to do a 'pre-closing' with them so that we felt comfortable at the actual closing and wouldn't have any hesitations. We can't not express enough gratitude to the entire City Creek team but especially to Mike and Des who have treated us like family from Day 1! Many thanks for years to come!!!! Oh and on top of everything we had a No Cost Close- you can't beat that! read more

I've personally used Mike and his team for years and couldn't be happier. Mike is honest, dependable and an expert in his field. No need to look anywhere else if you're looking to get a mortgage. read more

USE THIS COMPANY RIGHT NOW! TRUST ME! I need to start this off by explaining we have purchased many investment properties and primary homes so my wife and I know what a good mortgage company should be like. We have learned this the hard way by having many bad experiences with other mortgage companies. Our experience with City Creek Mortgage was INCREDIBLE! Alexis is as sharp as it gets when it comes to loan officers. We had some complicated aspects of our purchase that I did not know the best way to handle, but thanks to Alexis we ended up having the deal EXACTLY THE WAY I WANTED. We also used City Creek Mortgage to do a refinance on one of our investment properties. We bought the property several years ago and thought our interest rate was great. City Creek helped us to refi the place so that we pretty much kept the same interest rate we had before even though interest rates are higher now then when we purchased. They saved us a ton of money on our monthly mortgage payment. THE THING THAT IMPRESSED ME THE MOST: I was a little frustrated about a few minor things with the loan process and posted a slightly negative review when I was in a bad mood. I was personally contacted by Alexis and Mike (the owner of the company) and they moved appointments so they could meet with me immediately to resolve my concerns! Most of my frustrations were with the bank City Creek paid my old loan off with. The bank that our old loan was with was trying to screw us out of some of the money they owed us from the pay off. Even though this had nothing to do with city creek Mortgage Mike (company owner) offered to pay us the money out of his own pocket if the old bank did not give us the money they owed us. WOW!!! The owner of the company knows everything that goes on in his business and TRULLY CARES that all of City Creeks customers are extremely well taken care of and satisfied. TRUST ME AND LOOK NO FURTHER THIS IS THE LENDER YOU WANT TO USE!! One more thing, Mortgage Mike is usually the one who responds to online messages in their chat box on their website.....how cool is that! read more

City Creek Mortgage was professional, courteous, and so helpful throughout our whole refinance. We dropped a whole percentage point in our APR refinancing through City Creek and they were so quick and responsive throughout the whole process. It was an absolute pleasure working with Jackie and Nicki that we would highly recommend City Creek Mortgage to all our friends and family. read more

Jackie and Stephanie were so wonderful through the whole process. My refinance was especially challenging due to some issues with my original lender. Stephanie did a great job of following up, keeping me updated, and most importantly keeping me calm through the extended process. Thank you for a great refinance experience! read more

I was told "all their lenders offer bi-weekly payments." When I went to set up payment the lender did not allow for bi-weekly payments. Alexis said she would look into it. She responded by letting me know the lender no longer allowed for bi-weekly payments. I would have likely used another mortgage company if I would have been told the truth up front. Overall communication was horrible. I set up a closing date and the day off, the title company had not received docs yet. I had to call to let City Creek know they did not have docs yet, to get them to rush the docs to the title. We closed two hours later than planned and sat around for two hours. Often emails went unanswered and we were passed around to four different people from the company. Email responses were," I will let you know tomorrow" with no communication back the next day. read more

I have used City Creek Mortgage on a home loan and two re-finances and would highly recommend that you consult with the folks there if you are considering a home purchase or re-finance in the near future. I was impressed with their consultative approach, the fact that they looked at my bigger financial picture not just the loan request, and they made sound recommendations on the type of loan I should pursue. The owners and staff at City Creek are friendly, professional and competent. They know their business and they made me feel like I was their most important client. My re-finance was not a simple one, but they persisted and helped me navigate through all that needed to happen to get it done. They also invited me and my daughters to a family pumpkin patch event in October and a fun movie premier party that was really fun for my oldest daughter and I to attend together. They truly get to know their customers! The team at City Creek was very patient with my many questions and my need for frequent status updates. They carefully watched interest rates on my last refi and locked me in at the lowest possible rate. They recommended a no closing points option which likely meant a lower profit for them but more dollars in my pocket! I would highly recommend this company and will continue to count on City Creek Mortgage in the future! Oh and the company recently became a Gephardt Approved company as well! read more

I have bought and sold a lot of homes and these guys are simply the best at what they do. A straightforward application process, speedy turnaround time ( less than 3 weeks)and great communication through it all. Low/no fees and of course a great rate. read more

City Creek was great to work with, easy to get a hold if I had any questions and everyone seemed very friendly. The process was fairly smooth, there are always documents that have to be resent or resubmitted with whoever you work with. I was able to get a no cost loan for a slightly higher rate, but was almost a point cheaper than my current rate, plus I saved a month of a mortgage payment and received a check from old mortgage company when that loan was paid off. I used the money I saved to pay down my school loan. read more

I have used City Creek for my clients as well as for personal loans and they are incredible! They do what they say and close loans true to their word! read more

Great to work with, Mike goes the extra mile to make his customers happy and ensure their needs are taken care of. I give them the opportunity for my business again in the future, thank you! read more

After a rough start, Brandi and Linda delivered the customer service I expected from City Creek. The professional service received is a great display of the commitment to service to expect at City Creek. Brandi and Linda are a superstar team. When you respond to the survey, Mike truly reads and cares about how his team is performing. Dedication and resilience are two words that quickly come to mind. I will do business with City Creek in the future and would gladly refer family and friends. read more

City Creek Mortgage is the best mortgage broker ever! Their customer service is second to none! Nine months after I did my mortgage with them, they contacted me about a rate reduction and refinanced me saving me over $200 a month! The process was entirely painless! Everyone there is especially friendly and helpful! Bravo! I wish the rest of my life could always run this smoothly! read more

AVOID this company! they now advertise on the radio in Salt Lake so their volume has to be thru the roof and their service in the gutter. Here's my story, Got pre approved thru City Creek, sure no big deal, everyone gets pre-approved. Then I wanted to buy a higher priced property, again no problem we'll just do a jumbo 30 year instead. So I go under contract, City Creek is asking for the normal financial documents and then some very stupid questions regarding transactions that just make no common sense. Questions like , wanting proof I paid my quarterly taxes, when I signed my year end tax return under penalty of law, showing that I paid my quarterly, plus a final amount. Ridiculous, Then they are doing Quicken Loans for me, oh crap! read reviews on Quicken loans! OMG! this gets worse. Real estate purchase contracts have hard dates, dates that financing has to be complete, earnest money goes hard, meaning non refundable. City Creek missed 2 of these. They waited to the last minute to get an appraisal. My Earnest Money went hard, and City creek could not get me final approval, they kept saying "we are working on it," "the investors are reviewing the appraisal", they would never say any reason like your credit is too low (805) or your debt to loan ratio is off, ( I have no debt) they never came back with anything. Long story made short, I let my earnest money go hard(non refundable) city creek still could not tell me yes, or tell me no. So I had to pay cash. or loose $25000 earnest money or loose getting the house. I'm still waiting from city creek for funding, or a refi or anything. Even an answer that I cant get funding at all. IT BEEN 7 WEEKS AND STILL NO ANSWER! Last Email, said they have other lenders looking at my file. AVOID THIS COMPANY read more

I was amazed at the efficiency of the City Creek Mortgage representatives! They moved our refinancing process along quickly and set it up exactly as we requested. The new loan removed the PMI and significantly lowered our payment. We very much appreciate their help and expertise. read more

Citycreek was fantastic to work with. They took responsibility for something that was out of their control. Their communication was on point through the entire process. This is the 3rd loan I have closed with them and I won't hesitate to use them again. read more

Very disappointed with this company, made a phone call to see if i could refinance my home, i will keep it a bit professional and will not mention the person's name that was helping me, It all started with me asking a few questions over the phone to see if i qualify for a loan, first she told me that looking at my history i should be able to qualify but will need to fill out an application, of course they pulled my credit, I was not getting a call back or a response for a couple of days so i sent a text and an email asking what was going on and i got a call back after the next day of my text only to tell me that they are still working on my application, same happen for the next 4 days with no response but to only find out that the system will not approve my application, (that's what she said) gave me no reason why and that at this time she thought it was best for me to go somewhere else but that she was going to keep trying running my application through the system and will let me know the outcome, never heard from her again, very bad experience with this company and will not recommend it for any one to use them as your lender, stay away from them, sounds like there are people there that don't know how to do their job or inexperienced. read more

City Creek Mortgage did a VA refi for us and it was an amazing experience, very painless... no surprises-would definitely recommend them for any mortgage service needed. Mary & Jasmine are sooooo nice - keep in touch with you every step of the way. read more