Jill Flodstrom is just awesome. She spent soooo much time with me to find the best plan on the…read moremarket for my situation. She's knowledgeable, competent, friendly, and a pleasure to work with. I recommend her highly!

This review of FND Insurance is long overdue. On the other hand, that should make it more…read morecompelling since it is based on extensive experience with FND over the last couple of years. I own a small business with about a dozen employees and I provide medical insurance to my staff. Since 2015, FND has been helping me navigate the intricacies of medical insurance such as enrollment periods, comparing different plans and benefits, healthcare legislation updates, processing COBRA coverage for departed employees, just to name a few. The owner of FND, Jill Flodstrom, is a joy to work with. Being a long-time veteran of the industry, she can pretty much answer any question you throw at her. And if she needs to get back to you about something, rest assured you won't have to wait very long. Her professionalism and expertise are matched by a great sense of humor and a very affable personality. Needless to say, I will continue to use FND for all my medical insurance needs, and I highly recommend this company to other businesses as well.

It's been a little over a year since we began working with Troy and I wish we would have found him…read moresooner. We interviewed four CFPs and for us the fourth time was the charm. The first thing that stood out was his commitment to being a genuine fiduciary. I can honestly say Troy is the fiduciary of fiduciaries, and he was the only one that gave us his ADV forms. We came loaded with questions and he took the time to answer all of them. He was the only CFP when discussing fees that didn't say don't worry about my fees, I'll just make you more money to cover them. When it comes to a CFP, trust is a huge factor. Troy is honest and trustworthy and we sensed that right off the bat. He is also * Experienced and competent * Professional * Ethical * Keeps lines of communication open and is available when we need him * Knowledgeable on finance, tax, estate, insurance matters * Has a clear organized strategy (not reactive) * Answers our myriad of questions, even the same ones over and over * Helps make complex financial concepts easy to understand * Timely * Puts his clients first * Goes above and beyond and exceeds expectations * And much more! The clincher for us, in addition to the above, was/is 1) he is a small, personalized office where we don't feel like a number, and 2) he actually cares about his clients. We get the impression this is more than just a job for Troy (and let me tell you, he loves what he does!); it's like a service to others as well (combo of head and heart). We believe Troy is a rarity in his field. We also believe he deserves this review, but we selfishly hope he won't get too big because we want to keep him for ourselves. Thank you, Troy, for all you do!

From the owner: NAPFA Fee-Only Registered Financial Advisor offering comprehensive financial planning services to…read moreindividuals and families.

Despite multiple moves across country, I have stayed true to Edward Jones. Specifically, their…read morefinancial advisor, Chris Breckon. That's right. His office is in Washington (state) and I'm in Washington (DC) and he still takes care of me. I am not rich by any means but regardless of how much money I invest (or don't invest) with Chris, he is ALWAYS there to help me out and answer whatever investment question I might have. Despite the ups and downs of the current economy he has always guided me in the right direction and my money has remained secure. Chris always gives me a call about once a quarter just to check in and give me a heads up on my accounts (I have a regular investment as well as IRA Roth). I usually tune him out because for the past 10 years he has never done me wrong. I completely trust him with my money. Regardless of your location, I would highly recommend him as a financial advisor. He is very personable and will help you regardless of how much you contribute. A trustworthy businessman!

From the owner: During these uncertain times, we're here for you - ready to listen, support and navigate this…read moretogether. We care about your physical health and your financial health. Please reach out and see how we can help you. Edward Jones is an investment firm that believes your financial goals deserve a face to face conversation. We can help you prepare for retirement, save for education and be a tax-smart investor.

Mr. Martinez is the best. Helps you to understand how the program works and he explains it in a…read moremanner where you can understand. He also responds to you very quickly and that's the thing that we like about him. He is very knowledgeable and has been in this line of work for a very long time. If you want someone to treat you like a family member, and someone to trust, then he is the person to see.

Damien is the BEST financial advisor! I felt like he gave me solid advice on where to best put my…read more$, especially since I am running my own business now and I don't have an employer to handle my 401k.

I would highly advise staying away from First Command…read more After reviewing my statements, trade confirmations, and insurance documents in detail, I found that my accounts were set up in a way that consistently worked against me financially. My Roth IRA contributions were repeatedly invested into the same mutual fund with a front-end sales load of about 5.75%, along with a relatively high ongoing expense ratio. Every time I contributed, a portion of my money was taken before it even had a chance to grow. My accounts were also heavily concentrated in that one fund and subject to additional maintenance fees. I was also placed into a whole life insurance policy that cost me about $465 per month. After leaving and switching to term, I now pay around $80 per month for similar coverage. That difference alone made me step back and reevaluate everything. I found out First Command gets a big kickback from signing up their clients on policies such as this. Since many of First Command's members are prior military, they take advantage of this to build report and trust with you. Then manipulate you into thinking policies, such as whole life insurance, are the best path for you. I was told I was building wealth with these, but when I surrendered my polices, I got zero dollars back. There were periods where my wife and I were struggling financially, and at the same time money was being directed into this structure. Looking back, that money could have made a real difference for us. I asked questions about whether this was the best setup for me and relied on the guidance I was given. After moving my accounts elsewhere, I was able to set up something significantly simpler, lower cost, and more transparent almost immediately. After digging deeper, I learned First Command has a documented history of regulatory action and lawsuits involving misleading sales practices, high front-end loads, and military-targeted sales. That history lines up uncomfortably well with what I experienced. Beware and think twice before proceeding with First Command. To add context, I had Austin Hill as my first advisor then transitioned to George Calbert. Both of whom are supervised by Bryan Coleman. I would advise staying clear of these guys, as well.

Went in for just a basic talk about financial planning and to hear about the process. The rep was…read moreimmediately pushy on starting both life insurance and an IRA that day. I gave him my info but said I do not want a policy and he assured me he would not start anything. That was about 3 months ago and I have received and invoice every month from Liberty National for life insurance. I called the rep and he said to "just ignore it". Finally got a hold of Liberty national and they were helpful in cancelling the policy. Would not recommend at all or you risk getting signed up for something you do not want.

UPDATE: One month after asking me to move out of the apartment I lived in for more than 2 years…read moreWoodlake Investments is no longer in business. The complex I lived in was sold by the owner and Woodlake lost their one and only customer. Howard and Howard at Woodlake investments were at one point very good landlords and we had a really good landlord and tenant relationship. But over the last month they have become hostile towards me because, for the first time in 26 months, I was late with rent. Before last month my rent was paid on or before the fifth of every month. The have asked me to move out of my apartment and never step foot onto this property again. They threatened to place my belongings out on the street and have me arrested if I ever step foot onto their property again.

I deposited $5,000.00, a couple years ago, as a safe place to SAVE. I checked on my balanc , today,…read moreexpecting a nominal inerest, on the money. My balance was $4730.00. Come to find out, they have been taking money out, of my account. They call it a dormant account fee. I can't give them less than a 1 or I would

Harborstone is a SCAM. They are a credit union but they have shareholders and are profiting off of…read moreyour money which is to be expected. But what is not expected is how they refuse you access to your own funds, everything has to be a song and dance with them to get to YOUR money. After a family member faced a serious life-threatening medical emergency and I needed to withdraw I faced appalling customer service. And that wasn't the first time, this was the last straw! After 20 years of banking with them, having investment, savings, and checking accounts and always carrying more than $20K as a balance in each account it is beyond frustrating and disrespectful that I the account holder had to spend an hour on the phone with various people just to withdraw and cut a check for emergency medical purposes. It's not their business what you use YOUR money for, it is YOUR money and the fact that they always want an explanation and a long drawn out difficult process that no one has time for is ridiculous. They are scam artists looking to capitalize on your money so they are offended when you withdraw. Furthermore, I close out my accounts and these greedy corporate thieves have the gall to charge me an account maintenance fee on a closed account, and threaten to send it to collections over a nominal amount that they charged after the account was closed. Bad ethics, not people to trust with your funds. Terrible customer policies and service. Beware!!!