I just got my late filing of previous LLC penalty removed of $5040 via the negotiations with IRS…read moreby Kyle Cao, CPA manager. He is a true professional and I appreciate this alot.

A insurance company that is unable to provide paper copies and keeps telling me it is electronic…read morefiled after over 3K payment cleared . Asking for so many time and ended up sending me a blank one...!? How incrediable this company trained and educated their staff!?

This is our 2nd time working with Tracy. She was our buying agent years ago when we purchased our…read morefirst home back in 2013. She was very knowledgeable, professional and patient through out our year long home buying process. so when we knew that she's a loan officer now, we didn't hesitate to contact her to help us with our loan for our new home. With her background and experience in the real estate and home loan industry, the whole process was just smooth and effortless. We didn't even need to meet with her in person. everything was through minimum email/text and phone calls. She is very responsive and patient with all the questions we have(whether it's loan related or home-purchasing related. yes, she will answer them all because she pretty much knows them all, and she will explain to you very well), she understood exactly where we are at and guided us step by step throughout the process. one thing i like the most is that she's always on top of the communication and prepares us for the next step. she would email and text/call us just to make sure that we are updated through the process. she let you know what she needs ahead of time so you can have plenty of time to prepare the documents. and most importantly, the rate we got is awesomely low! beats all the major banks or credit unions out there. she first let us know the recent market rate and gave us idea about where and when is the best to lock the rate. and They are DIRECT LENDER. loan app was approved very fast. We really want to thank Tracy for saving us a lot of money and time. We highly recommend her.

Tracy is an excellent lender. I highly recommend her if you're looking for a mortgage. She was very…read moreresponsive to all questions and concerns. Tracy listened to my client and came up with solutions that fit their needs. I am very appreciative for Tracy and her team! We enjoyed working with her because of her kindness, professionalism, knowledgeable advice, personable demeanor and availability throughout the entire process.

Over the last few years, this company funded 3 loans for myself my family member. All completed…read moretimely with excellent interest rates. Thank you TJ Financial for your excellent work.

ZERO STARS!!! THEY GIVE MORTGAGE BROKERS A BAD NAME!…read more The other Yelpers validate my review. TJ Financial is INCOMPETENT! Yelper "M R." is probably directly associated with TJ financial, so I wouldn't trust his/her review. I recently refinanced my loan with Victoria Financial, in San Gabriel. The experience was much better. The best part about it was the experience. Serena's staff was much more attentive. Unlike the security guard clerk, a.k.a. the receptionist, at TJ who makes sure no client comes in direct contact with TJ's staff. Victoria Financial truly gave NO POINTS and NO FEES!

Just closed on a HELOC with the best rate I found (by far). The process was super easy- I kept…read morewondering what the catch was. Justin was very responsive and easy to work with. I highly recommend this company!

Great team and very professional They are really…read moreinformative too and quick to follow up

Mr Chau (Donavan)is extremely professional and responsible…read more Donavan helped me with one home purchase loan and 2 refinances, he was able to finalize and close all loans fast and smooth. also extremely polite, professional and persistent with a difficult loan and many showings in different cities Trust me when I say I highly recommend him for all of financial service need and loans He responded immediately to all of my questions. Over all, fantastic loan officer and made the experience stress free Nd worry free.

My wife and I are first time buyers and we both work full time so time and energy were not…read moreresources we had in abundance. Looking back, Donavan's biggest gift was being the catalyst we badly needed to taking initiative in buying a home. If my wife and I hadn't met Donavan, we would still be going nowhere, still looking on Redfin and sending each other listings as we had been for months and months. His knowledge of the Los Angeles market gave us confidence in him. Donavan held our hands through the purchasing and loan process and made it super easy for us by maintaining daily communication and staying on top of our loan process while we were both at work. I come from a commercial financing background and he knows his stuff so I was super comfortable working with him through this process... He was in our corner the whole way and even had some veteran tricks up his sleeve as our RE agent and loan officer that gave us negotiating leverage (read til the end) and favorable loan terms and pricing. I shopped around for loans and still went with him in the end. THIS GUY REALLY CARES. He even read our HOA Docs and gave us cliff notes, gave us ideas for aesthetic, impactful, and value-add renovations. WHO DOES THAT?? I'll wait.... Anyone who has an opportunity to be represented by Donavan as an agent or loan officer will be extremely happy. I will be recommending him to my family or friends going through selling, buying, or financing. For those who are curious... we viewed the home on a Saturday, submitted a competitive offer and after some negotiating our offer was accepted by Wednesday. Then we opened escrow and closed in 3 weeks. From viewing the home to closing escrow took only 4 weeks. He even had seller cover closing costs and some repairs. I know this is a glowing review and he deserves it.

I was referred to Michael from a work friend at city of hope . A previous lender kept in contact…read morewith me past three years with no commitments on my part and full transparency I'm looking for the best fit for me and how I go about decisions . From initial introduction it was a pleasant professional educational experience with great communication, support and unbeatable value for the quality ! His rates with service plus unbeatable fee I was impressed and that is not often . I had a third and fourth lender all interested in doing business . I'm so thankful for my work friend for her referral . Michael also connected me with home insurance that I compared with wawanesa, AAA, State Farm , as advised and I saved over 1k with some agencies quotes . From finding my home to getting my home it was all within one month and I'm a first time home buyer . Cardinal escrow I do not recommend if you have a choice ...honest review . I highly recommend Michael's services , he can communicate effectively, gives you support on decisions you make , accessible, email savvy , and can answer or assist you with any inquiries. Him and his team are worth writing a review .

Best agent in services that I have work with. Michael is absolutely amazing. Michael is detail…read moreoriented and always make the best recommendations.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

Diane helped us with our first home loan. As first time home buyers she was extremely helpful in…read moreensuring that we were educated about the process. She was always willing to pick up the phone to answer our questions, no matter how silly they seemed. Plus, she made herself available at all hours in order to accommodate our busy work schedules. It's been a year since we bought our home and Diane is still a resource for us whenever we have questions. I highly recommend this team and will definitely go back with any future purchase needs.

From the owner: Specialties PrimeLending is a national mortgage lender that…read moreprovides a wide array of loan products, including fixed- and adjustable-rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. We offer a variety of home loan programs for a range of credit scores and with various down payment options. Since 1986, we've helped over 500,000 homeowners buy a new home, fix up a current home or refinance. If you are in the market for a home loan, we can help you make the right decisions and have a rewarding experience along the way. For us, it really is Home Loans Made Simple®. Equal Housing Lender. History PrimeLending is a national residential mortgage lender with nearly 300 locations across the U.S. and the ability to originate loans in 50 states. Offering hundreds of home loan programs to cater to a variety of needs, PrimeLending is dedicated to making the home loan process simple, clear and timely.

There is nothing more reassuring than to know that your financial house is in order. After 20 years…read moreof working with our former CPA, it was time to make a change and we could not be happier. Manny Sacdalan and RMD have provided us with the attention to detail and outstanding service that we have always needed. With two businesses and our personal accounting, RMD have organized our books, provided us with clean and complete financial reports, and helped us provide our mortgage broker with the necessary documents for our refinance very promptly. We could not be happier Rudy and Susanne Hayek

Manny is awesome. Listens to my question carefully, very responsive, clearly cares about the work…read morehe does, really helped me out in a big way. I'm sending a couple of my colleagues your way. Thanks again

As a first time homebuyer I was terrified of the process and had no idea where or how to start…read more Danny guided me every step of the way answering any questions or concerns I had as well as educating me on the loan process through homeownership. I could tell he truly enjoys what he does and enjoys helping people. I will be using Danny for years to come.

From the owner: We've been helping families with their mortgage needs for over 30 years. Our mission is to…read moreunderstand our clients' needs and deliver an experience that is beyond their expectations.