Ken guided me through each step and informed me of what to expect throughout the whole process. I never felt like I could not call him with a question. He would respond quickly to my questions and was informative. Ken and Think Mortgage come highly recommend for anything loan-related. Thank you again! read more

As a listing agent involved in this transaction with Anita i had a very disappointing experience with this mortgage company . Throughout the process, there was a consistent lack of transparency and misleading information provided regarding the buyers loan status and ability to close.The seller and I worked diligently and in good faith to move the transaction forward but the loan officer Anita was keep telling us the buyer is approved lol but when we ask for commitment she ignored the emails or calls . As a result, the deal fall through causing unnecessary stress, wasted time and financial lost for everyone involved. In 30 years of doing real estate I learned honesty, professionalism and clear communication are essential . Unfortunately this company failed to meet those standards. Base on my 30 years real estate experience which i knew something is not right and i told the buyer agent which he also lie the entire process i advise other agents, buyers and sellers to process with caution and ensure all information is thoroughly verified . read more

Think Mortgage is the best. I was iffy on using them at first because I have never heard of them but I gave them a try and it was an awesome experience. Ken is the best. Always there for me and my family. Answered all my questions. I have done 3 Refinance with them. My mother-in-law, my uncles and myself. A++++++++++ company. awesome rates!!! read more

THINK Mortgage - Think Mortgage - Mortgage Lenders Near Me - Los Angeles, California

After 3 months of going back and forth, sending updated mortgage and credit statements, 2 home appraisals at $550, and advertisement that despite low credit score, we can get you the loan you need. I was denied with a current credit score of 648 Experian. read more

Ken did a DU for me for a house and he is the absolute best. He is very friendly and his processing team is the fastest I have ever dealt with. Management there seems very professional and knowledgeable. I look forward to doing the loan with them. read more

It has been a roller coaster journey for us. Mixed emotions all throughout the process, but it's all worth it. I've known Ken of Think Mortgage since december of 2019 when I did refinancing of my 1st home. But things happened, so we've decided not to proceed with refinancing. At that time, He already exceeded my expectation so when we were ready to buy a new home, I gave him a call and immediately, he started working on my loan. In this world of uncertainty, there are people you can trust to do their jobs and make things work, and that's what Ken does. He was so patient, always positive, hardworking and easy to talk to with regards to the transaction. He advocates for you whenever you want an answer right away. It wasn't an easy case so, on this particular one, their branch manager Mike, who is equally awesome, and very patient helped a lot on the transaction. The collaborative effort of his team gave us the key to our new home. And yet, I also believed that God is guiding them in everything they did. "Prayers can move mountains". It's not "a walk in the park" but it's all worth it. Thank you Ken and Mike!!! Thanks for these people who makes this company trustworthy. read more

I worked with Adam who was very patient with me. He never rushed or try to hard pressure sale his services which was so refreshing. He answered every question in detail to my understanding with clarity and patience. This was the best experience I have had working with a Loan company. read more

What an amazing service AND an amazing savings!!! Adam has been working with us for a year and he never gave up. He is thoughtful and was always thinking how he could save us more money. We are so happy with our low interest rate and we will always recommend Adam. He treated us like family! God Bless him!! read more

I am so grateful for think mortgage! When it comes to doing a refinance they are by far the best option in town. I had received quotes from Quicken and Lending Tree and after speaking with Think Mortgage they were able to give me a lower rate and less fees which I appreciated. Even during Covid-19 the entire process was done in 3 weeks! All of my phone calls were answered and the process was honestly perfect. Thank you so much for making the process so easy and more importantly saving me over $400 per month! read more

This company is truly amazing! Home buying is stressful enough and I had the pleasure of working with Nathan who made the process so seamless and he completely took the stress out of this portion of the process. He was so patient and thoughtful, I am so glad I got to work with him at THINK! The other great part was the processing team did an amazing job of swiftly getting everything sent through! read more

I was referred to this company by a friend. I had as excellent experience and my l refinance closed in under a month. I attribute this to Ken as he was always available and responsive. When there was a detailed question outside of his job scope, he made sure someone in that area contacted me. The whole office was working in tandem and everyone knew what was going on with our re-fi. This has been an A+ experiencez read more

I can't stress enough how happy I am that I went with Think Mortgage. New to the process of refinancing, Ken was absolutely incredible. He was patient with all my questions. He was able to give me the information I needed and when he didn't have an answer readily available, he got back to me within a couple of minutes. He always answered my phone calls or text, even on a Sunday. (I know, shouldn't haven't been bothering him on a Sunday...I tend to over think things and just left a message assuming he'd get back to me on Monday. So I greatly appreciated him calling back)! I had spoken to other mortgage companies who were pushy and said rates wouldn't be guaranteed which made me feel pressured. During this process, my dog became ill and that became my first priority, Ken was understanding and once I was ready to continue, his first question was, how my dog was doing. Ken, checked in with me along the entire process, he was professional but most importantly kind. Kindness goes along way in the world we live in now. This gave me piece of mind, I trusted him 110% . Thanks Ken!! Everyone there that dealt with the process were professional and helpful. The process itself took about two weeks! Everything went smoothly! This review is obviously to help those looking for a mortgage company but I hope Think Mortgage realizes how amazing Ken is!! read more

Ken helped us refinance our mortgage and got us a great deal and remained responsive and helpful throughout the long process. We had a great experience with Ken and THINK! read more

Great Mortgage Company !! The most professional mortgage people I've ever work with. I want to make a special mention to my professional mortgage agent ADAM SOLEMANI a honest, dedicated and very knowledgeable man that won't hesitate to go the extra mile to get things done,always looking for your best interest. Thanks think mortgage THANKS MR. ADAM SOLEMANI for helping me to get such an awesome deal on refinancing my home. read more

Do Not Use Think Mortgage. I started my refi. with them July 2020. I had to keep resubmitting bank statements because it was taking so long. 4 months. Notary to my house without telling me. 9pm.(surprise). I had the Notary come back the fallowing day so I could verify that he was suppose to be there. All the papers that the Notary brought with him had my deceased wife name on them. And they charged me more then 3 time the original fee. I withdrew from the loan. Used PennyMac instead, faster, cheaper and better rate. read more

Reached out to them for a refinance, after copious emails and subsequent emails to loan rep on my requirements. NEVER heard back fro individual! Understand this is a busy time, got daily emails of "just tried to reach via cellphone ", never got a record on the phone of a call. When I did connect via email several days later, the terms were not for me. Wasted my time, these folks were too busy to respond in a timely manner to me. Or even ask my requirements or my needs. Basically fishing for clients. read more

I'd like to take a moment and thank THINK Mortgage company. I have not worked with mortgage companies that are so professional and are willing to go above and beyond to assist me with what I needed. I am writing this review on my experience with Marvin. I would like to thank you for all your hard work. His professionalism and consistency was phenomenal. He offered great service and was very helpful. I am very happy with the service that has been provided to me and I will very much recommend it to my friends and family. read more

Very impressed! They know how to get it done and fast! I just found my lifetime mortgage company.

Although the process is difficult no matter the lender, what makes Think Mortgage unique is that they maintained communication with me throughout the entire process. Sometimes we could correspond by email 5 times a day and each time they would respond promptly. I truly felt they partnered up with me to provide me with the best rate and to make sure the underwriter would approve the loan. I am extremely grateful for their help in financing my project and to consolidate debt. Thank you Melissa and April and Alexandrea for all your work! read more

I have a terrible experience with this company. I lost my $ 525 for the appraisal . They always want you to submit your paper work pay stubs every month. They take 3 months and not even complete paper work. Play the blame game cause of Covid-19.Short staffs they are just a middle men not direct lender. Every time I called them they would said your loan on schedule of closing but 2 weeks later same excuse. I so fed up with them and go with another lender Intelliloan we start to finished exactly 35 days and bonuses that the lender refund back my appraisal 450 $ less than I paid for Think Mortgage. The best of all $0 out of my pocket . And the interest only 2.19% instead of 2.5% and 1500$ charges plus 10,000$ add into the loan which not when discussed from beginning. That no money out of my pocket. My advice just stay away from Think Mortgage I wish there is 0 star so I list them in that list. read more

Ken was great. We refied our house recently and the process was relatively pain-free, fast, and we got a really good rate. I would highly recommend anyone who's shopping around to go with ThinkMortgage. read more

I recently completed a cash-out refi with the help of Ken Newberg at Think Mortgage Inc. I was happy with the rate and costs, and Ken's initial verbal estimate tracked very close to the final numbers. I appreciated that Ken was easy to reach via phone, and he readily answered questions I had on some of the intermediate disclosure docs - he explained how some line items for estimated closing costs would ultimately be Paid Outside of Escrow, bringing the numbers back to the original estimates. I also liked how well organized the team is, and being able to upload electronic documents (financial statements, etc.) to a secure website was a plus. I steered a couple friends toward Ken already, and though THINK was unable to help with their specific situations, they tell me he was nice and informative, and nice is cool. Thanks Ken! read more

I am one of those difficult customers that Googles and reads everything and constantly asks why! Lol John and the THINK Mortgage team were very patient, understanding, and communicative throughout the entire process. If there was something that negatively impacted me, they worked hard to try and alleviate that burden. I am so thankful for their work and so happy to finally be done with the Streamline process because it sure was a headache. Thanks John and the THINK mortgage team for pulling it off and getting it done. read more

If your in the need of refinancing or any Mortgage type loans and find the search gruesome? Do you hate cold calls? Do you not trust one company from the other, Yeah, well that was us!! We were in the need of a refinance, we were saturated by mailers and telemarketing calls. We were apparently working with another company and much to my own surprise, I answered a call and Adam was on the other line. Not sure why I didn't hang up, like i usually do, but I heard him out. Fast forward 5 weeks, we have refinanced to a better rate then we were in. The paramount part of it all, I trusted him and what he said, he was very thorough and listened carefully! Our experience was phenomenal and seamless! I'm definitely recommending him and the company to family and friends for sure!!! read more

If you are a first time home buyer like myself or looking to make another purchase I can't recommend these guys enough. Mike and Brandon went way above and beyond to help me through the process. I am pretty sure I called them more than once a day everyday while in Escrow with questions lol but they never hesitated to provide me with all the answers. I will be back again to them for any home purchases I make in the future. Thanks guys I'm so grateful for all your help!!! read more

Extremely happy with the service from Think Mortgage, my broker was John Gearries. John thank you for your awesome dedication to your work, you made refinancing my home a breeze and easy to understand, I would highly recommend John from Think Mortgage to anyone, he is a professional at what he does. Thanks John! Nice doing business with you. Ed. read more

John is the best. We have used John in 6-8 loans. Always a pro. He remains in top of the loan with our best interest ALWAYS first. Loans can be problematic but John does the best I have seen to keep the issues away. read more

I am withholding my review the company has reached out to me to try to make things ago so let's see where this takes us I will get back to everybody at the end and let you know how it worked out read more

Think Mortgage was great in helping us refi. In fact, Brandon Hartley and Mike Pessar were so thorough about watching rates and giving fair input on our loan versus rates we waited probably at least 3 months until the numbers made sense. They weren't pushy in any way. We had called others and they were in such a frenzy to get us into a loan that it turned us off. When we finally did pull the trigger on the refi, they were fast and prompt. And your personal dashboard for docs was easy to read and work with. read more

If you are looking for a mortgage/loan, look no further than THINK MORTGAGE. They made my refinancing as simple and smooth as possible. They are knowledgeable and efficient, but most important, they deliver what they say they will. If there are issues (and there are bound to be with a complex transaction) they will work hard to resolve them. Starting with Ken, the agent, he will lead you through the process and explain each step, followed by Yassu and Mark in loan processing who passes you on to Angie in the escrow dept. They coordinate with each other. They all answer their phone calls and if busy they return you calls in a very timely manner. What you pay in the end is what is quoted in the beginning. I can't say enough good things about their excellent customer care. read more

Wow! These guys are miracle workers if you need strategic financing this is the place to be. Great attitudes. Great service. Best of all, great rates! Thanks Think mortgage. read more

One of the worst!!! Kept me hanging on for 3 months trying to refinance my mortgage. Not just the incessant request for more and more documents, most repeats of ones sent earlier, but their inability to keep me informed of the status. The most egregious example is that after telling me it would only cost me between $2500-$3000 dollars for escrow costs, the final closing docs show an $8300 dollar charge for "brokers fee". This was supposed to be a fee free refinance. At one point I was so frustrated I decided to quit them and try Quicken Loans but they convinced me that the closing was certain and just days away. DO NOT TRUST THIS COMPANY specifically Ken Newburg, Mark Quesada or their boss Peter whose name I don't have. read more

This review is from a buyer, trying to get a second home in a competitive market. (I mean no harm, but I'm sharing my experience because a review would have helped me when I was earlier along in finding the right mortgage lender) Long story short, if I had not had a backup lender, and if I was only working with Think, I would have lost a chance to buy my dream vacation home. They didn't know thier stuff (lending rules) to get the job done. This is what happened...I got a pre-approval letter for the top end of what I thought I could afford quite easily from Ken. I wanted more details but was told once I had an accepted offer they'd let me know the particular details (closing costs, monthly payment, etc). In a bidding war, we changed my pre-approval letter from 20% to 15% downpayment so I'd have more cash for an appraisal gap in a competitive market. The selling agent called Peter, the person who actually signed my pre-approval letter, not Ken. Peter didn't know who I was and that didn't look good for the seller accepting our offer. I called Ken and Peter and had to plead for them to remember me when the seller's agent calls to check if my loan will be good. They reasured me and reassured the seller's agent. Also, the realtor said the voicemail had someone elses' name on it. Ken and Peter did reassure and my offer got accepted. Within 2 hours of my accepted offer, Ken put me on a conference call with the processor. I was told by the processor 15% down wouldn't work. At that moment, my panick struck. My contract and math was based on 15% down. This is a $22,500 difference. Both realtors were concerned. I had to reassure them I could still carry out the contract. I started to feel I couldn't trust Ken to get the job done. I quickly put in an application with Rocket Mortgage, got pre-approved, but then within 24 hours, their senior underwriter said our loan wouldn't pass, in any situation, with new rules over second homes. Our points and fees would be too high, and we'd need to put 25% down. I became aware of this, and asked Ken. He kept reassuring me. I prayed and got lucky and found another lender , Drew Gebhart at JFQ, who knew what was going on and explained everything to me. He got me pre-approved with a non-qualified mortgage, with the same great interest rate as Think mortgage. Meanwhile, I continued to send in paperwork to Think mortgage's processor Mark, for 20% down. They were a good team--Ken, Peter, Mark and Craig. They found out from the title company that I was shopping for loans. They were rushing to get "cleared to close" so I could remove my loan contingency. I asked again if the loan was a qualified mortgage. Finally, a senior underwriter was able to answer my concerns. He said 20% down wouldn't work, now I'd need to go up to 25% down. This was day 10 into escrow. If I had not found another lender in the meantime, I would have been forced to lose the home or come up with another $22,500 down. The way they work, they didn't take the time to figure out what I truly needed as a downpayment. I could have taken more equity out of my home to get the required downpayment. This company is probably good for a refi, or for someone who has a straight forward situation. I, however, was let down by them and thier process was nerve-wracking. I would rather work with someone who is knowledgable and communicates directly. By the way, Ken hasn't followed up with me, once the senior underwriter sent a short email to me that my loan wouldn't pass the Qualified Mortgage test. This lender is not for me. read more

They got it done! I am self employed and had a hard time getting approved by other lenders until the loan officer at my own bank suggested I reach out to Think Mortgage because they have some unique programs and may be able to help. Well, they were and I was able to close my loan! Many thanks!! read more

I am beyond impressed with the team at think mortgage. I have always gone to my bank or the major lenders thinking that was always the best option but after all the financial turmoil and negativity in the news about them i was a bit hesitant. I found think mortgage on a local web search and since they are close to home and have some great reviews i thought to give them a shot. They were very informative and helpful throughout the whole process. I truly felt like they had my best interest in mind which i seldom feel dealing with the big banks. They are a group of true professionals and all around good people. I recommend everyone to go to their bank first then give think mortgage a try and prepare to be amazed! read more

We had the best experience with Think Mortgage. Communication was clear, and service was amazing. The home buying process is very stressful, but Mark and Peter did an excellent job supporting us through it. Thank you, Think Mortgage!!! This company is highly recommended. read more

I've never had such a problem my loan was promised to close the 1st witch would make it two weeks later then i was told it would close.they do not return calls wont give me a strait answer.they promised to cover my bills while i was waiting for loan to close that didnt happen now im late on all my obligations.and still all im hearing is the end of the week it will close im wondering what week of what month I've lost my patients and now my money im not happy at all read more

Working with Think Mortgage was one of the best experiences I've had!! I had a mortgage that the interest rate was about to double in a month. I was freaking out and didn't know what to do. Mike at Think Mortgage saved me!! The team working under him were so knowledgeable, calmed my nerves and got me an insanely low interest rate!! I've been banking with Chase for 15yrs and they beat Chase's rate! I've never refi'd a property before and didn't know what to expect, they guided me the entire way and kept me up to date during the whole process. I absolutely recommend Think Mortgage!! Thank you to Mike and his entire team!! read more

If I could give 10 stars I would. Mike Pessar is AMAZING! He helped me and my husband every step of the way and made sure I knew all of the information. He always responds to you right away and takes good care of you. Thank you Mike for all of your help and for being extremely accommodating and professional!!! read more

I've done a lot of escrows. Both purchases and refis.. And this was by far the most painless escrow I've ever been through. John Gearries was fast, friendly and professional, and I'll be back for sure! read more