1. Fifth Third Bank

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    Elmhurst, IL

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    Personal banking

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    BMO Harris Bank - The date of the letter

    BMO Harris Bank

    (130 reviews)

    This was our first experience with BMO Harris bank, including this location. We were serviced by…read moreLinsey at her desk because we were doing a long transaction of setting up checking and savings accounts. Linsey was fantastic with us. She spent 40 minutes with us setting everything up for us. There was probably about 20 different things that she had to do for us. She was extremely pleasant and thorough. I told my son that that was the best experience I have ever had at a bank. Seriously, at other banks (yea, I'm talking about TCF and US Bank) we always had to make multiple trips to get everything accomplished. Not here, with Linsey. We walked out of the building confident that everything was set up and ready to go. Great experience. Ask for Linsey. She's there every day except for Thursday.

    I'm extremely disappointed and feel misled after years of banking with BMO Harris. We were told…read morethat we could set up kids accounts for our children, complete with debit cards so they could conveniently access their money. We were assured these accounts couldn't go negative and that there would be no charges if they accidentally overspent--this was the whole reason we chose BMO Harris. Unfortunately, none of that turned out to be true. In November 2025, about a year after we set up the accounts my child's account went negative and we were hit with charges. I spent countless hours on the phone with customer service, and even had to visit a branch in person, where I was told the problem was fixed and the charges reversed. Supposedly, the account hadn't been set up as a kids account, but now it was corrected. I trusted that information, but it turned out to be yet another false promise. Today, I found my son's account negative again. After 45 more frustrating minutes on the phone, I was told once more that the account had never been set up as a kids account. To make matters worse, I was informed that if it's actually set up as a kids account, they can't use a debit card at all--meaning the feature we were promised simply doesn't exist. This makes it impossible for my kids to easily access their money, which was the main reason for opening the account. We have multiple accounts with BMO Harris and have been loyal customers for years. It's incredibly disappointing to feel like we were lied to all this time. I hope BMO Harris will take this feedback seriously and make changes so that no other families have to go through this hassle and frustration.

    Fifth Third Bank - banks - Updated September 2026

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