only got 1 because 0 wasn't an option. They took over My Simply Bank, going to be a smooth transition, no problems. I got lock out of my business account for 3 bays, then they change routing number with no notice. Major problem when doing on line transfers. Ask tellers and they're like " They didn't say anything to us!" Call customer service, again, no help. Bottom line, I miss small town banks where they cared about their customers. Can't wait to close all my accounts read more