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    First Financial | Personal and Business Solutions

    4.0 (7 reviews)
    Open 5:00 am - 6:00 pm

    Services - First Financial | Personal and Business Solutions

    Auto loan

    Business loan

    Mortgage services

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    Recommended Reviews - First Financial | Personal and Business Solutions

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    8 years ago

    I was denied a loan even though they claim to serve people with low credit scores. Deceptive advertisement on their part.

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    9 years ago

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    BluPeak Credit Union - Mission Valley

    BluPeak Credit Union - Mission Valley

    (72 reviews)

    I to had to close my late aunt's accounts with BluPeak, and unfortunately the process was very…read moredifficult. I first contacted them in late July after her passing and followed their instructions to mail the required documents. Despite sending the packages to the address provided, I was later told nothing was received. Over the next month I emailed and called several times, but responses were slow, sometimes taking several days if at all, and the information provided was often incomplete. Each time I thought I was making progress, they would never respond to confirm it. After weeks of delays I decided to drive from Los Angeles to their Mission Valley location in San Diego to resolve the matter in person. When I arrived I was told I still needed additional documents. This was especially frustrating because I had emailed the day before to confirm everything was in order and was not informed of this. The only positive part of this experience was working with Tron at the Mission Valley branch. He went above and beyond, even staying after his shift ended to help me complete everything. He was empathetic, efficient, and made sure I left with the situation resolved. I want to acknowledge him by name because his professionalism and compassion stood out compared to the challenges I faced with member services. Overall I would caution others who need to handle account transfers after a family member's passing. Be prepared for delays, lack of communication, and missing information. Unless you go in person, expect a long and frustrating process.

    Great service and rapid response to questions. Parking in this and every branch I have ever been to…read moreis terrible.

    Day One Credit - My new baby

    Day One Credit

    (45 reviews)

    I can't recommend Ali Safaei at Day One Credit enough. After going through bankruptcy, getting…read moreapproved for a vehicle can feel nearly impossible, but Ali made the entire process smooth, transparent, and stress-free. He treated me with respect from the very beginning and worked hard to find a financing solution that actually made sense for my situation. What really stood out was his commitment after the deal was done. My truck unfortunately arrived with damage from transport, and Ali didn't disappear once the paperwork was signed. Instead, he worked tirelessly to make sure everything was addressed and fixed properly. That level of follow-through and accountability is rare in the car business. If you're rebuilding your credit and need someone who will actually advocate for you and stand behind their work, Ali Safaei and the team at Day One Credit are the people to call. I'm grateful for the help and the professionalism throughout the entire process.

    Day One Credit is A-1. I recently filed bankruptcy and the discharge has not taken place yet. I…read morehad no idea who they were when Ali reached out to me. I thought it was another "We may be able to get you approved" company. Boy was I wrong. Ali made this process nice and smooth. He was up front with my options and down payment. He worked with Ramil from Auto City Sales and found me my dream car with no down payment. It was a pleasure to work with both Ali and Ramil. You guys are AWESOME!!!!

    San Diego County Credit Union

    San Diego County Credit Union

    (110 reviews)

    North Park

    I came to the bank for a cash withdrawal and to discuss why they had overdrafted my account last…read moreweek for my SDGE bill. I had to come back to the bank a second time today because there was no parking in their lot, not even handicapped parking, which is what I needed. I got right up to the teller, but he couldn't give me a good explanation as to why they overdrafted my account. Even according to him, they shouldn't have. I had overdraft protection, even. And I had the letter that showed it. He was on phone holding for accounting or some department. They gave him an explanation that didn't make sense or happen in my case. He said maybe I had other items that hadn't cleared yet. However, the previous withdrawal was 11 days prior! 11 days!! So that's not what it was! Now I'm waiting for the manager, which he could've sent over to begin with. I'm now 2 hours into this project already, with no resolution yet.

    A few years ago, I co-signed on a checking account for my son at SDCCU. About a year later, he…read moremoved out of state and unknowingly left a balance of approximately $42 on the account. Instead of contacting me as a co-signer to resolve the issue, SDCCU reported the account to ChexSystems. I was never notified before the negative reporting occurred and only discovered it when I was denied while attempting to open another financial account. As soon as I became aware of the issue, I immediately paid the $42 balance and requested that the reporting be removed due to the lack of notification and the circumstances surrounding the account. Despite multiple requests, SDCCU repeatedly refused to correct the situation. For seven months, I fought to have the matter resolved. It was not until I escalated the issue, threatened legal action, and contacted the CEO directly that SDCCU finally agreed to remove the reporting. That decision ultimately confirmed what should have been done from the beginning. What disappoints me most is that I had been a loyal SDCCU member for 19 years. Throughout that time, I had positive experiences with the employees at the local branches, who were always professional and helpful. Unfortunately, my experience with SDCCU's corporate leadership was the exact opposite. Based on my experience, I would strongly caution others before banking with SDCCU. No customer should have to spend seven months fighting to correct a problem over a $42 balance that could have been resolved with a simple phone call or letter.

    Transparent Mortgage - Beau H. - Owner - Mortgage Professional Since 2003 | Mortgage Lender San Diego

    Transparent Mortgage

    (170 reviews)

    Miramar

    Working with Beau has always been such a pleasure. He is an absolute wealth of knowledge for…read moremyself and my clients. He is fully transparent and does a wonderful job guiding my clients every step of the way. When I work with Beau, we always make it to close on a new home for my clients and it is a joy for all of them. He is a breath of fresh air and has become a friend along the way

    I didn't end up originating my mortgage through him, but I just had to come on here and say I…read moreHIGHLY recommend Drew Clemans for your mortgage origination needs. Throughout my entire home buying process Drew was generous with his time and expertise, literally every step of the way. His bio mentions that his approach is rooted in education, and that really came through in my experience. He took the time to make sure I understood what was happening and why, which made the whole process feel a lot less overwhelming. His advice was thoughtful and tailored to my situation, never generic or salesy. He knew I already had a lender but he was still willing to give him time and advice with no strings attached. He also connected me with a homeowners insurance agent who ended up getting me a much better policy than what I was originally planning to sign up for. That referral alone made a huge difference. Drew is the kind of person you want in your corner when you're navigating the home buying process. Knowledgeable, kind, and genuinely invested in helping people. I truly can't recommend him highly enough.

    First Financial | Personal and Business Solutions - businessfinancing - Updated June 2026

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