Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team kick a$$! Mike helped us with a HELOC and I'm glad to say from the moment we…read moreconnected it was a wrap. Not only was the process made easy to understand, it was completed from the comfort of our home and our schedule.The team is flexible, quick, knowledgeable and most importantly explained it in a way that made sense to us. Our HELOC closed in a little over a week. Mike was in communication with us which felt like 24/7. If anyone is looking for a reputable lending team look no further.

A dream, I never thought I had come true. I'M A HOMEOWNER!!! It has taken an amazing team to get me…read morehere and I truly have Shannon Brailey to thank for making what I thought financially impossible, an amazing reality by opening my eyes! On 4/26, I was informed that the owner of the home I rent wanted his property back by 6/30. I immediately went into action looking for another rental property and after many discussions with family and friends I tiptoed into the idea of purchasing a home. Prior to this, I was not interested in owning at all. The next day, I reached out to a realtor contact who promptly set up time to speak with me and then offered to connect me with Shannon. Shannon sprang into action and called me that night and since then she's communicated with me nearly daily! By Monday, she confirmed me with prequalified amount which allowed me to move forward with the realtor and by that Friday, I'd put in an offer in for a house AND it was ACCEPTED....a week! Escrow opened on 5/4 and I received my keys 6/1, which was no easy feat!!! Shannon's is an amazing partner! I never felt out of the loop! She stayed in constant communication with not only me but also my realtor, which was key in the speediness of the process. She walked me through every step, option, and impact to insure that I have all the information I need to make informed decisions. She is an expert in her field and is great at disseminating financial data to a novice such as myself. I'm am truly blessed that I was able to cross paths with Shannon and I highly recommended her to anyone in the market to purchase a home but especially to anyone who is curious as what it will take to purchase a home in the future. When she says she's got your back, please believe it! Shannon, thank you so very much for the opportunity to work with you on my first time home buying experience. You are absolutely the best mortgage banker ever!!I cannot thank Jason enough for making the home buying process pleasant and now my son and I have a home we can call OUR OWN! Forever your #1 Homeowner Fans, Auri & Jaden

I usually don't read or write reviews for businesses but I felt compelled to share my re-fi loan…read moreexperience with Ms. Shannon Brailey. I own multiple properties and it's been a serious challenge to find a mortgage company and loan officer who would simplify the re-fi process and provide the best options available to address all MY needs and concerns. Talk about a breath of fresh air!!! Ms. Brailey was extremely knowledgeable about the home loan purchasing and re-fi process. She did a phenomenal job with explaining the various loan programs available best suited for my desired outcomes. Ms. Brailey was very patient and ALWAYS available to address my questions/concerns, which enabled me to make the best informed decision for my family! I can't thank Ms. Brailey enough for her expertise, hard work and commitment to providing outstanding customer service and making my re-fi process easy and stress free!!! I strongly recommend Ms. Brailey to satisfy ALL your home loan purchasing and re-fi needs - trust me, you will not be disappointed!!!:-) Tyrino N.

We Wouldn't Be Homeowners Without David…read more David Lerman and the entire team at Cal Union Funding made what felt impossible possible for our family. As first-time homebuyers, we ran into roadblocks with other lenders and weren't sure buying a home was going to happen for us. David was patient, honest, thorough, and always available to answer questions and explain the process at any given time. He kept us updated every step of the way and found solutions when others couldn't. Most importantly, he genuinely cared. Thanks to David and his team, we're in our first home, and we couldn't be more grateful. If you're looking for someone knowledgeable, responsive, hardworking, and who will fight to get your loan across the finish line, we highly recommend David and Cal Union Funding. Thank you so much for everything!

I don't use the word "extraordinary" lightly, but David Lerman and the CalUnion Funding team earned…read moreit. I came to David with a complex transaction -- purchasing a $2.7M owner-occupied property in the Coachella Valley that required creative financing, fast execution, and a team that could handle curveballs without flinching. David delivered on every single one. What sets David apart is not just his knowledge of the mortgage industry -- it is his character. When obstacles came up (and they did), David did not just solve them, he anticipated them. He moved mountains quietly, kept me calm, and never once made me feel like the deal had challenges even when the pressure was real. His team -- Lauren, Vicky, Ryan, and the entire CalUnion crew -- matched his energy every step of the way. Professional, responsive, and genuinely invested in getting this done. I closed on a stunning 5-acre estate in the Coachella Valley that will change my family's future! That does not happen without David Lerman and this incredible team. If you are looking for a lender who is a true partner -- not just a transaction processor -- stop looking. You found him. Five stars is not enough.

OMG!!! If I could give Garrett a 10 star I would. There are not enough stars on Yelp to describe…read morethis man's work. He is absolutely amazing at what he does. He is fast and efficient. He doesn't mess around. He's the real deal. I have been trying to refinance my house for the past 6 months and this man made it happen in a matter of weeks. I recommend Garrett to anyone who is looking to refinance and or buying a new home. He is 1000000% gonna make it happen.

Exceptional Dedication and Follow-Through I recently worked…read morewith Garrett Todd for my loan, and I couldn't be more grateful for his commitment throughout the entire process. While we encountered numerous hurdles along the way, he never wavered in his dedication to getting my loan approved. What impressed me most was his perseverance. Many lenders might have given up or passed me along to someone else, but Garrett Todd stuck with me from start to finish. He worked tirelessly to navigate each obstacle that came up, always finding solutions and keeping me informed every step of the way. His expertise and determination made all the difference. Even when things looked uncertain, he remained professional, responsive, and optimistic. He truly went above and beyond to ensure my loan closed successfully. If you're looking for a lender who won't give up on you when challenges arise, I highly recommend Garrett Todd. His integrity and work ethic are exactly what you want in someone handling such an important financial transaction.

Just closed a challenging deal where Carla was the lender and it wouldn't have happened without…read moreher. Most lenders would've either moved to an easier file and just let this one sit in underwriting hell until it got declined. She seemed to thrive when things got rough or if the buyers weren't getting he what she needed. We also ran into other challenges and she went above and beyond what a lender would do. Both buyers were out of the country when signing loan docs and she worked her magic.

What can I say..... Carla is not just a wonder woman but she rules the Marvel super hero…read moreworld!!!! She went above and beyond from day 1 to closing our loan!! She advocates for her clients, she had super power follow through and even though she was busy, she is always on top.of things!! Ours was a challenging one, as I live internationally and on a completely opposite time zone, even through the challenges and red tape, she finds a solution! She is straight forward, no nonsense and can be perceived as tough but she is a softie and truly cares for her clients!! THANK YOU CARLA!! YOU are beyond amazing!!

Michael was super responsive and quickly processed our loan! He was wonderful to work with and we…read morewould recommend his services highly:)

To begin my review i will start by saying that i have a lot of experience in the lending business…read moreboth traditional and private. Mike was the individual that i worked with from start to finish. He met me at the property on the 1st day and looked over the project with knowledge and experience that i later learned he has. We discussed the numbers and came to a tentative agreement, he engaged his escrow officer and we signed a preliminary deal. Once the escrow officer completed the due diligence we reviewed the deal, signed the closing statement, Mike transferred the money to escrow and the deal was closed. In my life this is the 1st time i have been successful with closing a loan deal in 5 days. Mike gets my vote of confidence and i would recommend his company to anyone that may need a quick and short term loan, someone that understand the lending system and is familiar with the current rates and trends. Five star treatment!!!!

I've worked with David G. at Old Mission Financial for a total of 7 different loans, including…read moremortgages on multiple properties and HELOCs, and I can confidently say he's been exceptional every time. David does a great job navigating my unique situations and always finds solutions that make sense. He's knowledgeable, responsive, and makes what can be a stressful process feel smooth and manageable. I'm very grateful for all the help from both David and Sam throughout these transactions. I would highly recommend David to anyone looking to refinance, purchase a new home, or secure a HELOC.

Old Mission Financial is a great company. David is a great loan officer always willing to help and…read moreactually cared about the people. thank you David for my helping me purchase my home.

Oren is amazing, an expert, caring, accurate, and very knowledgeable. My wife and I had a very…read moresmooth journey with him. No stress at all. When he gives advice, you'll know he truly cares. He always aims for what's best for his clients. If you're reading this, you're in good hands. He'll definitely help you and make sure you feel very satisfied afterwards.

Once again, Oren was phenomenal in doing our refi. He kept everything on track to keep to the…read moretimeline he had told and all was done on-time and it was easy. Oren is patient, knowledgeable and works for your interests first and foremost. I highly recommend him.

Worst company for a home loan/ refinance…read more Ruben Romero & Eric Romero = Con Artist. starts off by telling you what ever you like to hear to commit, Next starts the shady appraisal for $500 , which is "cash only". ( I did want to cancel but they had only 1 bad review, which brings me here to save you from the scam). ( which the they dogged the reviewer go figure why) The appraisal company called "Dan Goldberg Appraisal" equally as shady, Dan sets you're appraisal at lower value to make excuse for Ruben and Eric. Dan apprised my house 50k below value. how i know this a house across the street sold for 522k (attached photo of house across st), Dan apprised my house for 500k. the difference the house across the street is smaller in size and was under construction at time of sale (huge plywood nailed on outside of it). on a better note I'm working with a new mortgage company which instantly appraised my house at 550k, which is the normal price nothing special. all in all my loss ($500) is you're gain of knowledge, just you're regular family man here trying to make it without all these scammers around and raise a family. P.S. watch out for Star One Mortgage 707 N Maclay Ave *(818) 837-7240 same company. I hope this review works out for you,, don't waste you're time or money with this company.

Thank you! Thank you! Thank you, Ruben!! What a fresh breath of fresh air to receive exceptional…read morehands-on-traditional service. Camino Real Mortgage Bankers are the best!! When I met Ruben I was certain that I will have to sell everything to survive because no one had been able to help me thus far. In November 2018, I started with a reputable loan broker/officer who owned the company. John was able to get me the funding I needed but also got me into a situation that was hard loans which closed Feb 2019. He promised me he would get me out of the loans the following year. The loans for the investment properties were at 10% and 8% for a one year term. To avoid penalties or a possible foreclosure, I started working with the same company in August 2019. He kept telling me the files are about to close at a 6% rate all the way up to Dec; totally stringing me along. By the end of Dec. 2019, I started to seek another company. I went with a very reputable firm that started off promising. Scott and his assistant told me they could close both loans in 30-60 days. I uploaded all docs on their portfolio and 3 weeks later they told me I would be better off getting an equity line through my primary residence. So here I was let down again and overly stressed. My husband then reminded me of Ruben helping us out with our loan as first-time buyers 20 years ago. At the time I thought the job might've been too big for Ruben. Well, turns out that Ruben Romero (senior officer) with Camino Real Mortgage Bankers had now grown from a small office in the city of San Fernando to two other locations (Sherman Oaks and Porter Ranch). Unlike the other officers, Ruben asked me to come in and patiently listened to my dilemma and eased my anxiety by going over a plan at the initial meeting. He said, "Your loans should have never taken over 60 days; they're not complicated files." He went over everything in-depth and I'm not going to lie but I didn't believe for one minute that he was going to get me out of this mess. At least not at the rates and time frame he was stating. I had nothing to lose so I signed up with Ruben. The BEST decision I ever made!!! The entire team at Camino Real Mortgage Bankers was sent from heaven to end my nightmare! They were ALL punctual, direct, calm, patient, HONEST, professional, ETHICAL, reliable, and did everything in a timely manner. Not only did they get me out of the hard loans and closed on time but with an interest rate that I never dreamed of. I also had them refinance my primary residence and again, great interest rate with ALL transactions done quickly and smoothly. I still pinch myself to make sure it's not a dream. They closed 3 loans so fast and mind you that's with the COVID-19 situation. Ruben and his team are the VERY BEST!! I can't say enough because they not only saved my homes which in turn saved mine and my husband's life and marriage. The stress was impacting our health and let's be honest we couples fight during times of financial stressors.

Michelle was wonderful to work with throughout my entire closing process- she explained everything…read moreand made sure I felt informed, confident, and prepared- but I had to come back and write this review because the cherry on top was her sending me a letter this tax season, recapping my closing costs so that I could maximize my tax savings. As I re-read the master settlement statement she enclosed, I realized I could deduct more on my tax return than I thought... Michelle put a couple hundred bucks back in my pocket, a year after we did business together! Thank you Michelle!

This review is a long time coming. Michelle was the lender for the buyer on the property I was…read moreselling. Michelle communicated updates regularly, was super professional and even closed a week earlier than expected. As a licensed Loan Officer, I'm hyper aware of problems and concerns, but with Michelle, there were none that surfaced. Highly recommend!!