An absolutely fantastic experience with Full Circle Home Loans. My first person of contact was…read morewith Tiffany who was incredibly informative, authentic, and responsive. After talking with Seth, there was zero doubt in my mind this is the team I want to be a part of. The group has been outstanding from beginning to end with getting the second home loan. It feels incredibly personal and they are most definitely there to hold your hands and encourage you. I had a bit of a panic attack one day during the process and reached out to both Seth and Tiffany. They were able to bring me back down to Earth, reassure me, and bring me back to feeling excited. This was exactly what I needed. Short term rentals are still very new to me but if you need a team to get you through this, this group is the one. Cannot wait to continue to do work with them.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

I highly recommend Brad and his entire team at Franklin Loan Center. From our very first…read moreconversation, Brad promised a high level of knowledge and industry experience, and he absolutely proved it. His expertise, particularly regarding programs like the First Time Homebuyer program, is invaluable. My primary goal was to move in with zero out of pocket. Brad found the perfect solution to make this work--and in a brand-new home, no less. He consistently thought outside the box to accommodate every request I had. Beyond just structuring the loan, he advocated on my behalf and was able to secure more towards closing costs than the builder was originally offering. At the end of the day, Brad made everything happen smoothly. He took what can be a stressful process and made it far easier than I had anticipated. I am extremely happy with the results. Brad is now my trusted, go-to professional for anything loan-related.

We've used Franklin Loan Center multiple times over the years, and every experience has been…read moresmooth, easy, and stress-free. A huge part of that is our incredible loan officer, Brad Mullen. Brad is knowledgeable, responsive, communicates clearly, and gets things done efficiently. He tells it like it is, is incredibly thorough, and truly knows his stuff. We've worked with Brad four times now, and each experience has exceeded our expectations. We wouldn't hesitate to recommend him and Franklin Loan Center to anyone looking for a reliable, professional lending experience. We'll definitely be using Brad for many more loans in the future!

Beau went through several scenarios for my investment property purchase and kept on top of all my…read moredeadlines and outstanding documents even for my quick close. Would recommend!

It was a pleasure working with Drew and Beau. Drew did an excellent job helping me get approved and…read moresuccessfully purchase our home. This is a great company, and I would definitely recommend them to others.

Sharon is the best! She's so easy to talk to and very informative. The whole refinance process went…read moresmoothly because of her!

Summit Funding was the way to go. I went into the whole getting a loan thing pretty blindly but let…read moreme tell you that the Summit team acted as the reading glasses I needed! They walked me through the whole process step by step with excellent service the entire time. It's obvious how much passion is put into every step of this process. The terminology in a mortgage business is clearly out of this world but they had no problem stopping and taking the time to explain every detail. Would definitely recommend Summit to anyone in need of a loan.

My husband and I had the pleasure to work with the spectacular team at Van Mar Lending on a recent…read morereal estate transaction. From the very beginning of the pre-approval process, Amy H. was very professional, timely and thorough in her handling of our financing. Amy was able to alleviate all of our stress that is so often associated with home financing. The entire team of Heidy, Yadira, Kristen and Amy were a delight to work with. They also were very patient with my nonstop bombardment of questions along the way. I will return to Van Mar Lending should I have another need for financing or refinancing in the future. Thank you team Van Mar!

I never received a response to my request for assistance with a cash-out mortgage refinance.read more

Did you ever wonder what it's like working with a true mortgage professional? You're missing out if…read moreyou haven't worked with Kamel Merebet at Contempo Lending. From start to finish, Kamel was proactive, clear, and always a step ahead. He consistently kept me updated throughout the process, which in turn allowed me to keep my buyers fully informed and at ease. His communication, professionalism, and dedication made the entire experience smooth and stress-free. If you're looking for a lender who goes above and beyond, Kamel is the one you want on your team.

Wade Korenko, Senior Mortgage Advisor with Contempo Lending in Palm Springs has been amazing to…read morework with! He is professional, patient, easy to talk to and extremely knowledgeable! Wade joined our designated lender program at Ponderosa Homes a few years ago, and every transaction he has completed for our buyers has been smooth and accurate. Wade does what he says he is going to do, when he says he is going to do it. Transactions close on time and he keeps us informed every step of the way! I would give Wade, 10 stars if I could! One of the most professional mortgage advisors that I have ever worked with! Thank you Wade and Contempo Lending!

Howard was great to work with. He was personable, kind, and made me feel confident throughout the…read moreentire process of buying my first home. He took the time to sit down with me, walk me through every step, and explain everything clearly. He was incredibly patient, and I always felt like I was in good hands. I would wholeheartedly recommend Howard time and time again to anyone in need of a lender, he truly is the best in the business..

Working with Howard was such a positive experience. He was responsive, clear, and incredibly…read moresupportive throughout the entire process. He ensured a smooth and manageable process every step of the way. I'm truly grateful for the professionalism and care -- and I'd happily recommend him to anyone.

I just refi'd my house through Rinker Financial. Laine and Marsha held my hand through the whole…read moreprocess. It was completed very quickly and even with some small hiccups along the way (my problems, not theirs) thy were able to get the job done. This is my third time using Rinker Financial and would highly recommend them

When my two year ARM mortgage was coming due I sought the advice of Mr Rinker. He tried to sell me…read morea new mortgage for his own benefit and failed to tell me that there was an automatic re-set of the mortgage and I need not have been in emergency mode. I understand he makes a fee for a new mortgage, but what about just plain honesty?

We are so grateful to have met Tina & Ron! From my very first call with Tina I knew we had to have…read moreher as our real estate agent. She is very knowledgable about the Coachella Valley and about STRs. Ron was really great providing insights on comps in the area and which deals were better than others. They are an awesome duo, both kind, personable and an absolute pleasure to work with. We were able to close escrow seamlessly thanks to them. Tina was always responsive to any questions or concerns we may have had. We felt like we were working with friends with the amount of time and effort they spent with us. We are already looking forward to working with them in the future! Highly recommend making Tina & Ron a part of your team on your journey to finding your new home.

Our company provided cleaning and property services for Tina and Ron's LuxeMod BNB, a luxury…read morevacation rental in Lake Havasu City, for approximately a year. I'm sharing our experience because I believe other small businesses and service providers should know what our experience working with them was like. When we originally quoted the home, Tina and Ron told us that a casita would eventually be built. At that time, the casita did not exist and was not part of the home we were cleaning. Approximately a year later, once construction was completed, we cleaned the newly added casita. This required additional work and an extra trip, and we charged $125 for that service. Tina disputed the charge because they believed that mentioning the future casita when we originally quoted the existing home meant the new building would automatically be included in the original cleaning price once it was completed nearly a year later. Unfortunately, this was not the only issue we experienced regarding additional services. Throughout the time we serviced LuxeMod BNB, we were frequently asked to handle things outside of a normal turnover, including picking up and disposing of trash/items left outside the property and washing/laundering rugs. These additional services require additional time, labor, supplies, and sometimes additional trips. We repeatedly experienced pushback when additional charges were involved. In the past, Tina and Ron preferred discussing these types of things by phone. We found that those conversations often resulted in us agreeing to additional tasks without additional compensation. Because of those previous experiences, when the casita situation arose, I chose to communicate our pricing and expectations in writing rather than discuss them over the phone. I wanted there to be a clear record of what was included and what would be considered an additional service going forward. Our pricing also worked both ways. When LuxeMod BNB had mid-term stays that required less work, we lowered our cleaning price accordingly. There was never an issue when our price went down. However, when the workload increased or additional services were requested and required an additional charge, our pricing repeatedly became a point of contention. After the continued disputes regarding our prices and additional services, I made the decision to end our business relationship with Tina and Ron and informed them that we would no longer service LuxeMod BNB. The $125 charge for the casita cleaning we had already completed remained unpaid. Tina told me that because there was no contract and they believed the future casita was included in our original price, they did not have to pay the additional charge. I disagree with that way of doing business. If you add additional work for your cleaner, landscaper, pool company, maintenance provider, or any other service business, you should expect that the price may change. Mentioning that you intend to add something to a property in the future does not mean a service provider has agreed to service that additional space indefinitely at no additional charge. If you disagree with a service provider's price, you are absolutely free to decline the service or hire another company. What I will not accept as a small business owner is performing additional work and then having a client decide afterward what they believe should have been included. Ultimately, I chose to stop servicing LuxeMod BNB because I will not continue a business relationship where our pricing, time, and additional labor are repeatedly argued over. This review is not simply about $125. It reflects our overall experience doing business with Tina and Ron and why I ultimately chose to end the relationship. Small businesses deserve the same professional respect as any other business, including being compensated for the additional work they perform.

It was an awesome experience having to work with Mr. Anderson and Mickey. They truly went out of…read moretheir way to thoroughly explain to my clients the lending process when buying their new home. The transaction went smooth and without delay which resulted in an early closing of escrow. My deepest appreciation and recommendation to Envoy Mortgage in La Quinta for meeting and exceeding my expectation! Thank you!