Raul is a scam artist, do not go to this place, me and my wife paid close to $6k to fix our credits…read moreafter a year he never did anything, nothing was erase , just a bunch of promises, we really believed in Raul and all the "great" reviews he had, after we started confronting the situation we started getting less and less replies from him This was literally a scam, please safe your money and do get scam by this guy

Raul has been outstanding ! Everything is case by case but let me assure you he keeps you informed…read moreupdates you every month on status but most importantly he shows results working towards a home right now but the sense of security knowing you have this kind of partner tackling your credit is biggest piece of mind you can have. I called other placed but they only monitor your credit. Raul comes and makes sure he fights what's on your credit at very affordable price. Thank you again for everything you have done for me and my future !

So, my situation is a little different from most. My credit wasn't in shambles, and I wasn't trying…read moreto buy a house or finance a car--I was simply someone with decent credit who wanted it to be excellent. Less than a year ago, I had a collection account from a closed line of credit, a charged off credit card and a few late car payments on my report. My main concern was the collection--I honestly wasn't too worried about the other items, but Cam recommended taking a holistic approach. Instead of focusing on just one issue, he suggested addressing everything at once. Several months later, my credit reports with all three bureaus are clean and clear, with all negative items either removed or updated to positive. Whether you're working to repair bad credit or you have okay credit and want to elevate it to excellent, Cam is the person to call. It's a process, and it doesn't happen overnight--but he delivers results. I truly can't express enough how much he's done for me.

This is a follow up to my first review and I stand by it and Cam! Cam has stuck by us during the…read moredifficult time of getting a REFI going, helping us find the right people to get the loan successfully through the process from all the "gory" details of listing debts, getting the right people - in this case, Charity Maupin senior loan advisor of New American Loans, to take this somewhat difficult ReFi across the finish line to the Signing yesterday. Cam made it a point to be there to introduce himself and to watch over the proceedings. If you have credit issues, Call Cam!

FACT Advisors and JP ~ A winning combination to say the least. I've been searching for top level…read moreCPA's for a while and JP & FACT Advisors hit the mark! Highly efficient, thorough and stays on top of everything. Their systems they have in place ensure there are no chances for anything to be left to chance. If you're looking for a CPA partnership, look no further! Thanks JP! Looking forward to the successful partnership

Seriously can't recommend FACT ADVISORS enough! They handled my taxes this year and got me WAYYY…read moremore back from the IRS than I was expecting. The whole process was super fast, super easy, and the communication was great the entire time. I never felt confused or left hanging--everything was handled quickly and professionally. This is coming from someone who works in finances and came from the chain H&R Block. If you want your taxes done right (and want the biggest return possible), definitely hit them up!

Tatiana is simply the best. Honest, supportive, direct, and accommodating. She and her staff are…read morethe real deal. Being new to town, she's not only set my partner and I up successfully, but she is a great resource for local support (CPA, contacts, and advice) Happy to have found, Thank you!!

Las Vegas financial advisor Tatiana Dudek is extremely knowledgeable and professional. She is…read morewilling to help anyone and offers free consultations. Tatiana specializes in helping her clients build wealth and provides personalized advise based on her many years of experience.

I heard Harry on the radio and had credit issues so I called. Since working with Harry and his…read moreteam, I've raised my score over 100 points!! Harry responded personally to any questions or concerns I had and the process was extremely easy. Thank you guys.

If I could got 10 stars I would...I was referred to Harry from a friend and contacted regarding an…read moreissue with credit that threatened my job...Harry said, no problem...I got this...so, against my normalcy...I trusted his words...he handled it all and 2 months later...all is clear. Harry, I know you will read this and to all others that are searching for that light in the dark with credit repair...Harry is your lighthouse...Harry, I thank you from the bottom of my being...I thank you for all that you have done and I thank you for being honest and trustworthy....truly Thank you,

Select Wealth Advisers is a great company. They spent time going over all of my financial…read morescenarios that would put me in a better financial position... I would highly recommend contacting them to find out how they can help you protect your financial future.

From the owner: Wealth and Financial Planningread more

This company is very difficult to deal with and the representatives are very rude. Their direct…read moreline brings you to phone options but there's no way to speak to somebody directly. You have to leave a voicemail. They call you back from a blocked number and when trying to make payment arrangements, tell you that the review team has to call you back. I've been waiting two days and I've not heard back from them. They also do not negotiate payments. They tell you what you have to pay. They are extremely aggressive and threatening with legal action and will put a lien on your home and threaten further action if you don't make a payment within a short period of time. They are also no longer open to the public. Everything has to be done over the phone. They have numerous complaints listed on the Better Business Bureau and they are no longer accredited by the Better Business Bureau. Mountains edge HOA uses this company and there are many complaints and lawsuits pending. Red Rock financial services also significantly increases their charge to triple or more than what the original debt is owed from the HOA. For example, my $350 debt that I was trying to negotiate with the HOA because I do not believe it was accurate for the fines I was given I was told to wait for a review board and now I'm in collections collections agency now wants $1700

A Breakdown of costs associated with RRFS:…read more Fee | Amount Intent to Lien letter $240.00 Assessment lien $520.00 Intent to Notice of Default $145.00 Notice of Default Preparation $600.00 Trustee Sale Guarantee $400.00 estimated Intent to Notice of Sale $145.00 Notice of Sale Preparation $440.00 Final Notice of Sale $40.00 Posting & Publishing - Clark County $450.00 estimated Posting & Publishing - All other counties $950.00 estimated Conduct Foreclosure Sale $200.00 Prepare & Record Trustees Deed $200.00 Payment Agreement $50.00 Payment Plan Breach Letter $40.00 Escrow/Payoff Demand $240.00 Escrow/Payoff Demand *RUSH FEE* $100.00 Foreclosure Fee $240.00 Bankruptcy Package $160.00 Sale Postponement $120.00 Mailing Fee per item $3.20 Returned Check Fee $30.00 Lien Release $50.00 Rescission $50.00 Other Charges: Recording Cost Mailing Costs/Postage * Fees and cost may change without notice. Schedule of Fees may not be all-inclusive.

Insurance pushers with bad customer service. My personal experience was with one of UniRets lead…read moreadvisors. In my opinion, these are insurance salesmen, not financial advisors. I don't believe these agents are fiduciaries and therefore not obligated to work in your best financial interest. My agent was very attentive, until he sold me a product. After realizing the product he sold me was not what I originally asked for, I attempted to reach out cordially via email, his assistants, and through his business cell. This was months ago with no reply since. I wanted to convert a pension into a Roth IRA and was looking for advice on how to accomplish this and what to invest it in. The agent contacted me through my pension provider, so he seemed like a credible advisor. The agent rolled my funds into an annuity instead despite this not being at all what I asked for. At no point were the terms, risks, fees, penalties, or caps of this contract clarified to me verbally. It also was not explained to me that annuities need to sit for decades to see any gains. Written contract was incredibly confusing jargon. I did not fully understand the product. I asked for clarification that this was a Roth IRA and not an insurance product. Why would I need to pay for a tax deferral through an annuity when I would've already gotten that benefit through a Roth invested in stocks/mutual funds? I was told not to worry, that this was my best option, and I was urged to sign so we could move forward. Looking back it feels predatory and shady. Then he began trying to sell me indexed universal life. Majority opinion from anyone who doesn't have a commission to be gained from selling such a product will tell you this is a bad investment for a 23 year old with low income and no dependents. When I raised suspicions he assured me he was not trying to sell me life insurance despite that being exactly what he was doing. I lost a pretty penny due to the surrender penalty trying to get out of the 10 year contract with the insurance company. The annuity was barely earning anything. Clearly not the best option for me. Never once did I mention that I was interested in an annuity. I very clearly communicated I wanted a Roth IRA, and my agent (in my opinion) chose an account that wasn't suitable for me because there was a commission to be gained for him. Then he didn't even have the integrity to respond to me when I reached out seeking clarification. Even if you are looking to purchase an annuity, I suggest you look elsewhere where they are more trustworthy. Don't allow these people to play games with your hard earned retirement

James is professional and knowledgeable. He has presented to our staff and has never been "pushy."…read moreWe love his enthusiasm and expertise!