Working with JVM lending has been a real pleasure, and I cannot thank Victor Flynn and his team…read moreenough for assisting me in this process. This is the 2nd time I have used JVM, and they have provided top-notch service throughout. I would like to give a special call-out to Victor Flynn. In this 2nd time working with JVM, I told Victor that his speediness in my first transaction 3 1/2 years ago made me realize that he was "in like Flynn"--in that he was right on top of getting things moving from the very first day after I had contacted him regarding my mortgage needs. Victor's explanation of my various options this time around was presented in a totally clear manner, and he and his team were available to assist me at all times. I also really appreciate the fact that there was no pressure upon me, as I was not ready to get the move going for 6-9 months after my initial conversation with Victor this time around, and other than 1 or 2 check-in emails from him, there was absolutely no high sales pitch from them, and no "push" or fear tactics regarding the market. I highly recommend Victor and JVM team for anyone who is planning on selling and/or buying a home in the Bay Area. I have no hesitation in giving Victor and his team a 5-star recommendation.

Any lender can offer you a mortgage rate, but not every lender is easy to work with. JVM goes above…read moreand beyond to ensure that you are supported and keeps you in the loop every step of the way. My husband and I worked with JVM to secure a loan for our new home. I appreciated that there was someone on-call over the weekend, especially when we wanted to get the ball rolling for pre-approval. I was also very impressed with the JVM team's communication. They were incredibly responsive and made sure all our questions were answered. Many thanks to Hannah, Jenna, and Erin for working with us throughout the process!

Ellice and Brent are our one and only Go To for everything mortgage. It's been this way for more…read morethan 20 years now. We just closed on a purchase in a very hot and competitive market. They were consultative and helped us strategize on this transaction and we highly recommend them.

Greg and Brent worked diligently to close my purchase loan. They were very professional and really…read moremade me feel like a valued client. The process was smooth and quick. I highly recommend them for your mortgage needs.

My husband and I recently purchased a home and worked with Quoc & team on our loan! Quoc was able…read moreto guide us through all of our options, especially during a time with dramatic fluctuations in interest rates. He was always available to answer any of our questions at a moments notice, and we really felt like he was invested in our home-buying process. Because of all of the prep work we did with Quoc, we were able to close more than 2 weeks earlier than expected, even though we were closing during the holidays! We would definitely work with Quoc again in the future!

Quoc, Sue, and Cheryl were terrific to work with throughout our home buying process. The entire…read moreteam were excellent communicators, often responding to emails and texts late into the evening and keeping us informed about all the documents needed to get through a 14-day closing. We are so incredibly grateful to this entire time for their help through this process. They made everything run incredibly smooth in a high-stress situation. They're also just so nice and supportive--I would work with them again in a heartbeat and highly recommend them. Thanks y'all!!!

At this point, I've lost counted how many times we have used Mike and this team with our mortgage…read moreand refinance needs (four times? Five?) But all that speaks to is the main reason why we keep coming back to them: their thoroughness, communication and genuine sincerity to always get us exactly what we need every single time. We cannot recommend Mike and his crew at Bridgepoint any higher!

Mike and his team are extremely caring and very efficient. I have been working with Mike for about…read more7 years. The amount of knowledge that he brings to the home buying experience is priceless. At every step of the way, I felt that he was advocating for me. He makes home buying fun!

My husband and I just went through our first home purchase. I'm not sure I could have made it…read morethough without Jeremy and Heidi. They took good care of us. Our emails and calls were returned quickly so we always felt "in the loop." Even though I'm completely ignorant of the home buying process, neither Jeremy or Heidi ever made me feel like I was asking a dumb question, or like I was bothering them. I will happily refer friends and family!

As a realtor, my business is dependent upon guys like Jeremy! He is a wealth of knowledge... and…read moreto back that up, he does an amazing job assisting my clients with their lending needs. I am looking forward to continued business with Jeremy!

As someone who was very nervous going into the home buying process, I discovered Jason through his…read morehelpful videos on YouTube, and decided to reach out. His knowledge of the process was very reassuring and he has been fantastic to work with! Started working with Jason and immediately felt like we were in good hands. Jason has helped us purchase our first home within the space of a month, and provided great guidance and communication on all the steps that were going to occur. He has been very diligent in terms of following up with the seller and keeping us in the loop. He has also been great about finding us a good rate on our mortgage, helping us find insurance and even financial planning services if we needed them. Overall a great experience, and I would recommend anyone work with Jason to take the stress and confusion out of the home buying process!

Our real estate selling experience with Jason Wheeler was extremely amazing!…read more My husband and I are so pleased with the type of service received from him. He went above and beyond to helping us find the right buyer given the time constraints during the Christmas holidays, not to mention, our leaving for a long vacation. His commitment to helping his customers is second to none. Cal State Realty is fortunate to have him in their team! Being a trustworthy, reliable, supportive, professional to work with, just to name a few are attributes a real estate agent must possess which definitely what Jason had exhibited to helping us achieve our goal!

I do recommend Tara Lynn Combs from Land Home Financial. She is always up to date on all the new…read moreloan programs and ways to help the client. She is GREAT with following up with my clients, and always keeps me in the loop!! Tara is a very hard worker and will GET IT DONE. I would refer Tara all day long to my clients, because I know she will take care of them and take them seriously. She has a good personality that all of clients can relate to. Thanks Tara for all your help!!!

Absolutely the worst experience I have ever had. So to start they didn't do any closing on my house…read morefor 2 months, so I found out what they had to do and did it for them. I did this because I my work was getting annoyed by how much time I was taking off to deal with the house at the starting of our busy season. Then they never showed on closing signing, and they said they had to be there. Sent me all the paperwork to sign remotely, then proceeded to lose it and make me sign again but changed the prices. So I made them fix it then signed. After getting into the house there automated system kicked me off online payments to certified funds because I was paying early. Then when paying for a certified check and mailing the check they would get lost and wouldn't get to my mortgage. In which they put me in default but report to the credit bureau that I was in foreclosure. And they did all this with out any notification or communication. Then when I call them I spend 2 hours on the phone going in circle with them about how I need to pay and I can't because of there system is built to take your home and leave you destitute. Then they just tell me to another check. Then there loss mitigation tells to f myself in nicer works. So far almost loosing my house because of there incompetence and blatant disregard for any accountability I will be refinancing away as soon as physically possible then will be starting a Suite against them with all the info from credit bureau my bank and the post office I have collected, plus the calls I have recorded with them.​

Dave is proficient, organized and professional. I have had the pleasure of working with him on…read moremultiple occasions with excellent results every time. He has extensive knowledge of the industry and his advice is spot on. I encourage everyone to contact him for pre-qualification, refi or just to get a sense of the market.

​ Dave Reynolds is the best he gives personal service he's honest you can trust him he is the only…read moremortgage broker I would see

Amazing customer service.. very patient. Saul Can .. NEED A…read moreRAISE!!! lol!! He did above his job helping us with our account.. Thanks again...

Jocelyn was very kind and helpful! All questions and necessities were handled with careread more

First home buyer here! Jay has been absolutely helpful in our journey in home ownership, not just…read morethe securing mortgage part. He was my go to person for all things financial related to home ownership and he knew i could count on his honest advice. He always delivered the honest feedback regardless whether or not we'll end up with his services or not. He also did fair price and rates comparison with other providers and was always available to answer any questions or take those lengthy calls if needed. But not just that, he also offered the best rates in the town which always helps financially. 10/10 from us. I'd highly recommend working with him and his team!

Great job with our initial loan and refinances. Clear, proactive, professional, and helped educate…read moreus along the way.