Jeanine's service is defined as "excellence as the only standard"! She assisted me on my first…read moremortgage and this time the refi. She is very honest and transparent. Look no further, she is the real deal! I highly recommend her. Thanks Jeanine for all of your help!

If I could give Jeanine more than five stars, I would…read more Buying my first home at 63 years old after a lifetime of renting felt exciting, overwhelming, and at times downright terrifying. From the very beginning, Jeanine was so much more than a mortgage broker, she became a trusted guide through every step of the process. No question was ever too small. She patiently explained things I didn't understand, kept me informed every step of the way, and somehow made a very complex process feel manageable and even possible. Whenever a new document, underwriting request, insurance issue, or unexpected question came up, Jeanine was there with calm reassurance, knowledge, and practical solutions. What impressed me most was how deeply she cared. I never felt like just another client. She worked tirelessly behind the scenes, coordinated with my realtor, escrow, insurance broker, and lender, and always had my best interests at heart. I truly not only felt, but knew she was advocating for me throughout the entire process. Thanks to Jeanine, I am now the proud owner of my very first home. Looking back, I honestly don't know how I could have navigated this journey without her expertise, patience, encouragement, and unwavering support. If you're looking for someone who is knowledgeable, responsive, compassionate, and willing to go far above and beyond, I recommend Jeanine without hesitation. She helped make one of the biggest dreams of my life come true, and I will always be grateful.

Tim Davie was so easy to work with. Whether it's text, email or a phone call he is available and…read morequick to respond. I am impressed with how easy this process was. I'm definitely going to recommend him to my family and friends.

We just experienced the BEST refinancing service from Tim. This is our 2nd time refinancing with…read moreTim and we can't say enough good things about him. The process is so fast! We are so impressed with his knowledge, professionalism and he's got such a knack for explaining things so we can understand, updating us every step of the way. We highly recommend Tim and will use him over and over again. Thanks for everything Tim! Craig & Vee

Applying for a home loan is almost like getting undressed in front of a stranger. Thankfully Harlan…read moreand his team are great. They have been very responsive and knowledgeable throughout my interactions with them. My families journey on finding a home has not been easy, the silver lining has been finding this company. The communication and transparency has been top notch. If you appreciate white glove service and want a partner that works hard for you I recommend giving them a call.

My husband and I went through Silverado Home Mortgage to refinance our home loan. I have had many…read moreopportunities to work with other realtors' and loan agents. Hands down Harlan and Stephanie provided a higher level of knowledge, passion for the profession and the desire to help their clients complete their individual goals both accurately and efficiently. They are very friendly and alleviated all stress that could've possibly arose from the process. Thank you, Harlan and Stephanie! The Mosley family

This review is long overdue. Roped me into an adjustable at 6% for first year bumping up to 7%…read moreafter that on a 30 year loan. I was told that interest rates historically had been low. That they would come back down into the 5% range and I would be able to refinance and that this would all save me money. It cost me thousands of extra dollars because if I had secured a 30 year 6.25% I would've been fine. I subsequently did refinance and that cost me thousands of dollars. So overall this loan that was supposed to save me a couple thousand dollars cost me probably upwards of $9000-$12,000. Buyer beware.

--She told us upfront we could get approved for a home loan with a 500 credit score. That was the…read moreonly reason we moved forward with her. But after she ran a hard credit pull--which negatively impacted our score--we got no follow-up, no real plan, and no communication. We waited 13 days, only to be told she was "waiting on information" that she never asked for. I had to chase her down myself. And when we finally spoke, she sent us a generic 620 credit plan that we never discussed. That wasn't our goal, and it wasn't the agreement. To make it worse, there was no acknowledgment or apology for the lack of follow-through. So here it is, for her: "I'm sorry we wasted time, lost points on our credit, and got strung along for nearly two weeks without real answers." Don't be fooled by upfront promises. If you're serious about buying a home, find someone who's honest, consistent, and actually follows through.

Working with Chris Kamali at U.S. Bank was an absolute game-changer for our home buying process. He…read morewasn't just a loan officer to us, but a high-level strategic advisor guiding us every step of the way. When it came to structuring our offer, Chris gave us the confidence and clarity to safely remove loan contingencies, making our offer significantly stronger in a competitive market. He went above and beyond by proactively reaching out directly to the seller/listing agent to advocate for our financial strength and support our application, Paired with his sharp market awareness to time our rate lock perfectly before rates climbed, Chris delivered top-tier results from start to finish. Truly a 5-star experience, and I can't recommend Chris Kamali highly enough!

We are closing on a house this week and had to share our fantastic experience working with Chris!…read moreFrom start to finish, he made the entire process feel easy and seamless. Chris was always responsive, communicative, and proactive about keeping us informed at every step. He answered all of our questions quickly and clearly, which gave us so much peace of mind during what can be a stressful process. Beyond that, he's just a genuinely personable and kind person, just an absolute pleasure to work with. We're so grateful for his expertise and support, and wouldn't hesitate to recommend him to anyone looking for a smooth, efficient home loan experience!

As someone who was very nervous going into the home buying process, I discovered Jason through his…read morehelpful videos on YouTube, and decided to reach out. His knowledge of the process was very reassuring and he has been fantastic to work with! Started working with Jason and immediately felt like we were in good hands. Jason has helped us purchase our first home within the space of a month, and provided great guidance and communication on all the steps that were going to occur. He has been very diligent in terms of following up with the seller and keeping us in the loop. He has also been great about finding us a good rate on our mortgage, helping us find insurance and even financial planning services if we needed them. Overall a great experience, and I would recommend anyone work with Jason to take the stress and confusion out of the home buying process!

Our real estate selling experience with Jason Wheeler was extremely amazing!…read more My husband and I are so pleased with the type of service received from him. He went above and beyond to helping us find the right buyer given the time constraints during the Christmas holidays, not to mention, our leaving for a long vacation. His commitment to helping his customers is second to none. Cal State Realty is fortunate to have him in their team! Being a trustworthy, reliable, supportive, professional to work with, just to name a few are attributes a real estate agent must possess which definitely what Jason had exhibited to helping us achieve our goal!

Wow!! I have to admit, Riley is by far the best Loan Agent I have encountered. He is a true…read moreprofessional. Not only does he is competent in his job, he is also very attentive to his clients. I had just did a refinance on my house, and he made it a very pleasant experience for me. Always answered my phone calls and kept me posted for any updated information during the process. What else could I ask for? Proficiency, professionalism, and honestly. All of which he does so well.. No wonder he 5/5 stars. I highly recommend any one who is looking to refinance or obtaining a mortgage loan to consult with Mr. Riley Sullivan.. That one phone call had really change everything for the better.. Thank you Riley.. :)

Not sure why I'm required to give even one star. This guy got himself fired by his previous…read morecompany while my loan was in process. Total disaster! Loan had to be taken over by his manager and then parent company and an it ended up costing me significant time and money before finally closing. Do yourself a favor and work with a professional instead of this guy!

I have known Matt for years. He is very nice and responsive. He has helped me and my parents…read morerefinance mortgages over the years. He was great to work with.

First home buyer here! Jay has been absolutely helpful in our journey in home ownership, not just…read morethe securing mortgage part. He was my go to person for all things financial related to home ownership and he knew i could count on his honest advice. He always delivered the honest feedback regardless whether or not we'll end up with his services or not. He also did fair price and rates comparison with other providers and was always available to answer any questions or take those lengthy calls if needed. But not just that, he also offered the best rates in the town which always helps financially. 10/10 from us. I'd highly recommend working with him and his team!

Great job with our initial loan and refinances. Clear, proactive, professional, and helped educate…read moreus along the way.

I would give more than 5 stars if I could!…read more Scott Lawson is an incredible mortgage broker. As a first time home buyer, he made the process so seamless. I had absolutely no idea what the home buying process entailed, and Scott did an amazing job helping me through the entire thing and answering the dozens of questions I would call and ask him almost every day. He was extremely communicative and kept me in the loop which helped ease my nerves, and was always willing to explain everything in an easy way for me to understand. I would highly recommend working with Scott to anyone looking to purchase a home. It was an incredible experience and I feel so lucky to have had him to help through the whole process!

If anyone is looking for a straight killer in the feilds of home loans Scott is your guy!…read more This man worked day and night for me. Met with me at my home at 8 o'clock at night twice. Worked around my schegual. He went to offices of poeple he needed my info from. This man is best described as a Robot working non-stop to get you your loan hitting all targets with precision and accuracy. Thank you for everything Scott