First time homebuyer and being naturally cautious, skeptical and realistic (e.g always leaning…read moretowards the negative), I was expecting the whole mortgage process to be hell. Was referred to Janice by my real estate agent and could not be any more thankful to the whole team for a relatively smooth process. As stated by previous reviewers, Janice is very professional, knowledgable and efficient. May I add that she is very patient and will really take the time to explain things to you. I had countless questions (which I feel were both valid and stupid) and she patiently answered them. That's not to say the mortgage process was 100% trouble free - - there were a few hiccups here and there but overall, the process was smooth sailing. Not sure how many people actually search Yelp for mortgage brokers but want to make certain that if anyone decides to actually look this team up here, they will read some feedback and hopefully be reassured that they will be working with very competent folks. Cheers! Again, don't expect the process to be perfect but if you work with this team things will be easier than you anticipate it to be! Thank you PCM team!!!

OMG, i first spoke with these people for almost 45 minutes getting free information and they seemed…read moreso helpful, smart and kind but then in the end gave us a crappy loan and made things as bad as possible once we were in contract and even asked us to remove our loan contingency. We were lucky we switched lenders in time to close. Shame on you.

Musa is helping me with a rental property that I own in San Francisco. He is very professional and…read morevery informative. He has provided the best service in my case. I will use him in the future for all of my real estate needs.

Musa helped me qualified for mortgage loan after I was turned down by 3 other lenders. I was a…read morefirst time home buyer. He worked so hard to get the best loan for me, explained all the options for my best interest, and was always there for me whenever I had questions/concerns. If you are turned down by other lenders, please give Musa a chance to work with you. Don't give up on your hope. I'm glad I took another chance working with Musa after being exhausted by previous lenders. Yes, I'll definitely come back to refinance with Musa.

If I could give Jeanine more than five stars, I would…read more Buying my first home at 63 years old after a lifetime of renting felt exciting, overwhelming, and at times downright terrifying. From the very beginning, Jeanine was so much more than a mortgage broker, she became a trusted guide through every step of the process. No question was ever too small. She patiently explained things I didn't understand, kept me informed every step of the way, and somehow made a very complex process feel manageable and even possible. Whenever a new document, underwriting request, insurance issue, or unexpected question came up, Jeanine was there with calm reassurance, knowledge, and practical solutions. What impressed me most was how deeply she cared. I never felt like just another client. She worked tirelessly behind the scenes, coordinated with my realtor, escrow, insurance broker, and lender, and always had my best interests at heart. I truly not only felt, but knew she was advocating for me throughout the entire process. Thanks to Jeanine, I am now the proud owner of my very first home. Looking back, I honestly don't know how I could have navigated this journey without her expertise, patience, encouragement, and unwavering support. If you're looking for someone who is knowledgeable, responsive, compassionate, and willing to go far above and beyond, I recommend Jeanine without hesitation. She helped make one of the biggest dreams of my life come true, and I will always be grateful.

Jeanine is the best! There couldn't have been an easier, informative, or blissful home buying…read moreexperience. Me and my husband reached out to Jeanine because I had known she came highly recommended on Facebook by Solano County community pages over the past years and knew she would be our go to mortgage broker when the time came. Thankfully she was easy to book a phone call with, and we started the process right away. We knew nothing about the VA loan when we first started looking into home buying, but Jeanine was so well informed about it that she answered all of our questions with ease. There was never a time we reached out to her that she wasn't readily available via text or phone call, so we highly trusted her to get the job time quickly. Even after closing, she remained in touch and let us know to reach out to her any time with any questions. She really is there for you your whole homebuying experience and after. I highly recommend Jeanine to anyone and everyone!

Incredibly responsive, fantastic communicators, and easy to work with. Peter, Holly, and team went…read moreabove and beyond - proactively reaching out and updating us throughout the process. Will happily recommend them to family and friends.

My realtor connected me with Peter and his team so--full disclosure--I did not shop around…read more Ultimately, I'm glad I didn't have to as my experience was stellar! I had a funky issue with my loan and they were able to work around it while keeping me well informed throughout. Holly, Gabby, Kristen, and presumably others behinds the scenes were truly great to work with. They were immediately responsive, kept in touch with just the right frequency/detail, and offered truly earnest support the whole time. Peter was also great at checking in and making sure I was all sorted out. Overall, a great experience that I would recommend to anyone! Thanks ccm team!

I have hired RAF mortgage to obtain a loan on the property I had just purchased. They quoted me one…read moreprice, snd by the time we were ready to sign the loan papers, they had increased the rate (a rats that should've been locked). But that was only part of the problem. The big surprise was that they had lost my records. Also, they continue to be active on the Solano business Association, but in fact have no business on Solano Ave. Not honest.

Jason and RAF are great, quick, and dedicated. My husband and I found a house we wanted even before…read morewe got pre-approved thinking it would take us longer to fall in love with a home. Jason got us pre-approved ASAP and helped us maneuver through all the obstacles that were thrown at us during the loan process, which was not an easy feat. Jason and his team are experienced, kind, and caring. They helped us buy our dream home when another company would have told us there wasnt enough time. We highly recommend Jason and RAF investments, and have already been recommending him to friends and family who are in the process of buying homes.

Jay was excellent in helping us with a no cost refinance at the best rate possible!…read more He was proactive in reaching out to inform me of any favorable rate changes and was even able to help me float down the rate AFTER rate lock when I noticed there was a sudden big rate drop before we closed on the refinance. He was on top of things and communicative thought out the entire loan process. I would highly recommend him to any family or friends and would definitely goto him again for any mortgage loan needs!

First home buyer here! Jay has been absolutely helpful in our journey in home ownership, not just…read morethe securing mortgage part. He was my go to person for all things financial related to home ownership and he knew i could count on his honest advice. He always delivered the honest feedback regardless whether or not we'll end up with his services or not. He also did fair price and rates comparison with other providers and was always available to answer any questions or take those lengthy calls if needed. But not just that, he also offered the best rates in the town which always helps financially. 10/10 from us. I'd highly recommend working with him and his team!

In contrast to some of the other reviews, my experience in working with this company was negative…read more I worked with a buyer's agent employed by Baniqued. During the house search process they seemed to provide information that upon further review and research with experts turned out to be frequently incorrect. Some of the advice provided at times put us in stressful situations, which I definitely would love to not be put in had I known better. I would definitely not state that they have 'your best interest at heart' and would advise to do your own research if working with them. While providing reasonable customer services during the house search process, once the sale was complete and Baniqued had nothing to gain, the owner turned around and was flat out rude and was screaming on the phone over something that I admittedly agreed to, which was not clearly stated when being negotiated. While I understand that it is on me to verify, the unprofessional behavior and poor customer experience when inquiring about a resolution was very disappointing. I can not say that I recommend working with this company and will definitely not be working with them going forward.

I'm a professional home inspector with Home Guard Inc. I work with real estate professionals all…read moreday long. Jesse R. Rosete is in a class all by himself! This is a wonderful man who truly has his clients best interest at heart. He was waiting at the property, had the home ready for us and even let me get started early. He is very friendly and very knowledgeable. It's always a pleasure to work with a pro! Thank you Jesse! See you on the next home inspection! Scott K. Ray ASHI Certified Home Inspector F.A.A. Certified Remote Pilot

Working with Marco and Vanessa Rodriguez (the MVRod Team) to sell my inherited property was an…read moreexceptional experience. The home needed repairs, but they brought vision, encouragement, and a clear plan that truly brought the property back to life. I had interviewed another agent whose low price, quick sale strategy felt self serving. Marco and Vanessa were the complete opposite -- they listened, understood my goals, and genuinely wanted the best outcome for me. They guided me through a thoughtful home refresh based on their deep market knowledge and understanding of what today's Buyers want. Even though I live out of the area and was frequently traveling, they handled everything seamlessly. I still remember Vanessa telling me, "Go on your vacation and don't worry; we got you." And they absolutely did. Their professionalism extends beyond the two of them -- their entire support team, from Jennifer (admin) to Flor (transaction coordinator) to Wendy (escrow), is outstanding. They have their process dialed in, and it shows. Whether your home needs updating or not, Marco and Vanessa know exactly how to make it shine. They are truly a top notch team.

Marco and the team were great from start to finish. We had a unique selling situation, and they…read moreprovided immeasurable guidance on local municipal rules/regs. as well as valuable support throughout the process. After hitting the market in late May, after receiving multiple strong offers we closed in early July. Highly recommend - great experience

Good and convenient office with lots of parking. I like that it's right next to pete's coffee. The…read morestaff are friendly.

First review of the "new new" Hercules location! It's in the same plaza with the new Safeway that…read morerecently opened in the past few years and a super convenient location for me as a newbie to the neighborhood. Clean and modern interior with helpful staff. There are 2 indoor ATMs, a helpful greeter (shoutout to Maricris, who was lovely), a few tellers, and bankers with private offices who can help set you up with trusts, accounts, etc. Each time I've gone, I've been able to get the service I need without too much wait time. The service we got from Samuel Duran to set up our accounts and notarize some documents was great. He went above and beyond his role by educating us on the pros and cons of certain financial situations and notarizing our legal docs. Tip- if you have an account with Chase, you can get a few docs notarized for free. Normally you have to pay $15 per signature.