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    Herman Hoi - Humana

    5.0 (1 review)
    Open 8:00 am - 6:00 pm

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    Hawaii Dental Service - No one here...all done by phone

    Hawaii Dental Service

    2.4(33 reviews)
    0.2 miDowntown

    I haven't had general dental insurance since I moved to the United States…read more But when I needed an implant or crown several times, I was surprised at the high cost of treatment. Fortunately, I was using a type of co-insurance at my main dental office and I renews every year. With this insurance, the cost of regular checkups including tooth cleaning twice a year is free. But I started thinking about a little more fulfilling insurance, so I called HDS and asked questions. I was able to understand what I didn't know until now by their explaining. Even if I have insurance, I will not be eligible for insurance treatment immediately, and I need a waiting period of up to 12 months. However, even during the waiting period, it seems that I can get a discount on the treatment fee at the dental clinic as an insurance member. When I heard this, I immediately decided to enrollment online. Normally, if you complete Enroll by the end of each month, you will be treated as an insurance member on the 1st of the next month. You will receive a card at home in about 2 weeks from registration. Currently, it seems that the downtown office has nobody but the customer service office is above. So when I called customer service with the phone installed at the entrance of the HDS main office, the staff came down immediately, opened the office, and explained various things and answering my questions. I certainly thought it was a little inconvenient system, but I was relieved because the staff who responded were very kind. It can be said that the fact that there are so many dentists in the HDS network has a high point for me as a resident of Hawaii. Well, I will gradually know how much benefit I have from joining this insurance in the next year. I'll update it to you later. 私はアメリカに移住以来一般的なデンタル保険を持っていませんでした。 でも、何度かインプラントやクラウンの必要が起こる度にその治療費の高さに驚いていました。 幸い、私のメインデンタルオフィスで1年ごとに更新するタイプの共同保険を使っていました。 この保険で年に2回の歯のクリーニングを含む定期検診費用がフリーとなります。 でも、私はもう少し充実した保険を考える様になりHDSに電話して色々尋ねました。 今まで私が知らなかった事を説明により理解する事が出来ました。 例え保険に加入したからと言って直ぐに保険治療の対象になるのでは無く、最長12ヶ月の待機期間が必要だと言う事。 しかし、例え待機期間中であっても歯科医院での治療費は保険メンバーとして割引きを受ける事が出来るそうです。 これを聞いた私は早速オンラインで加入する事を決めました。 通常、毎月末までにエンロールを済ませると次月1日には保険メンバーとして扱われる様になります。 登録から2週間程で自宅にカードが届きます。 現在、ダウンタウンのオフィスは無人となっているそうですがオフィスの上がカスタマーサービスとなっています。 だから無人オフィス入り口に設置してある電話でカスタマーサービスに電話するとスタッフが直ぐに降りて来て、オフィスを開けてくれ、そして私の質問に答えながら色々と説明してくれました。 確かに少し不便なシステムだとは思いましたが、応対してくれたスタッフはとても親切だったので私は安心しました。 HDSネットワークの歯科医はとても多い事はハワイ在住者の私に取りポイントが高いと言えます。 さて、この保険に加入してどれほどのメリットがあるかどうかはこれからの1年で徐々に分かって来るでしょう。 また後日アップデートします。

    Well worth paying the extra insurance. Great service. Handles many dental needs. We us the policy…read moreas a supplement to our primary insurance.

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    Hawaii Dental Service
    Hawaii Dental Service
    Hawaii Dental Service

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    Senior Benefits Consultants

    Senior Benefits Consultants

    5.0(9 reviews)
    1.8 mi

    Vance is a good communicator, often answers the phone or returns calls within one business day…read more Easy going, demeanor, he does not pressure you into making a decision.

    Outstanding service from Vance and over 9 years later I still lack the confidence and knowledge…read morenavigating the Medicare system. You're misinformed by listening to well intentioned family, relatives, friends and acquaintances and totally uninformed thinking you can believe and listen to Social Security or Medicare personnel. They're not responsible for misleading you or giving you false information, you are responsible for yourself. The Medicare guide is nearly 1/2" thick with some information like an overview not all information and elderly seniors like myself have a limited capacity to retain and comprehend everything I read. You need an EXPERT who knows the Medicare system and all the supplements which you may qualify for or actually need to supplement original Medicare depending on your situation. My uninformed friends thinking Medicare is sufficient until they see the bill or the cost of prescriptions and there are prescriptions they don't cover at all. Like the saying goes "it's better to have it and not need it than to need it and not have it" and supplemental coverage may be exactly what you need and never knew you needed it. Vance is a professional individual, intelligent and honest person who will help you navigate the Medicare marketplace and answer any questions. Remember the only stupid question is the one never asked. You will bless the day you meet and talk to Vance about your Medicare plan and what your benefits really are. Mahalo Vance and we're grateful and thankful having you keeping us updated and informed about everything Medicare!

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    Senior Benefits Consultants

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    Kaiser Permanente - “No Waiting Area??”

    Kaiser Permanente

    1.5(11 reviews)
    0.6 mi

    K. I've been with kaiser my entire life. Literally, I was born at kaiser and had my fill of…read moreseemingly countless appointments. By the time I was 15, my kaiser card was black from all the times my card was "swiped" through their carbon copy machine thing. I would say for the most part, I've enjoyed my experiences. Until last week. I will be traveling to south east asia this summer. I've been to the travel clinic at kaiser serval times before and have never had to go to the business office to make a deposit before....I didn't even know where the business office was! My appointment was scheduled for 10:20. Obviously, being the idiot that I am, I thought that I'd be in and out in 10, maybe 15 minutes after getting a couple shots . Nope. 2 hours. It was a complete waste of my time. That being said, the doctor I saw was really apologetic, but it really wasn't her fault at all. Also, I lived in so cal for 3 years. It took forever for me to figure out how to get to see a kaiser physician there. You'd think it would be pretty transferable information since kaiser in Hawaii should be on the same system as the kaiser in so cal. Def not the case. Just because they are the same name means nothing. Side note: I had a cough that wouldn't go away for about a month in Thailand one summer. I was in and out of a Thai hospital in less than an hour. I had blood work and X-rays done and I got to see a doctor and pick up medicine. All of that in less than an hour. It is simply unheard of here.

    If you have problem now and needed an appointment? If today's date is July 1, 2026 the next…read moreappointment will be July 2, 2030.

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    Kaiser Permanente - Curtis Street entrance

    Curtis Street entrance

    Kaiser Permanente

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    Herman Hoi - Humana - healthinsurance - Updated July 2026

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