I was a client of Denise for many years when she was with Liberty Mutual. I have also been an…read moreex-client of Denise for just as many years, to no fault of her own. The cost of insurance just kept increasing. Today, as I work with my current insurance provider, I am reminded of Denise and how special she made me feel to be her client. Denise delivered excellent customer service and went above and beyond to make sure that I was well informed of my insurance options. She always had time for me and made me feel special. It's been some time since I was a client of Denise. She was really cool to work with. You can't go wrong having Denise as your insurance broker.

Loved working with Denise. Its a nice change to deal with someone knowledgeable, honest and prompt…read moreanswering all my questions. She met with me in person (first time an agent has ever done that!) and was so glad she is locally in Carlsbad. She is my new go to for all things Insurance.

Elise has been our insurance agent for 10+ years & she is wonderfu! She has helped with our friends…read more& family & goes above & beyond. We just finished our Medicare, our supplemental plan, Part D along with a new dental plan. All are working very well.

This is one of the most amazing companies to work with! Other companies would provide quick…read moreanswers to my questions, but Access Health actually researched and double-checked with specific insurance companies so that they could provide true, bonafide answers. Joy, Adam, Mackenzie, and Whitney are courteous, prompt, resourceful, thorough, super knowledgeable, and meticulous, always respecting my time. They are truly dedicated to finding the best overall insurance plans in terms of benefits and cost. And, they handle any changes I wish to make to our policy with grace and ease. So happy to have found this company. I wish I had found them years ago! Highly recommend!

They help me get the best insurance coverage for me with my medical issues very caring and also…read morefollow up was great

John came out to my home and gave me great advise and took care of my issues starting Medicare,…read moregetting supplemental health insurance, prescription plan. He's also helping me roll over my retirement fund. Top quality services.

Kathe is one of the few true Medicare experts out there. Medicare is a complex area with draconian…read morerules and lots of deadlines that you need to navigate, and it is not always easy to figure this stuff out on your own. For example, if you are on a Medicare Advantage Plan (which a lot of people are encouraged to get at age 65 because of the low or zero premiums) and you find out later that the coverage and provider networks aren't good (how good can a zero premium plan be?) - it could be difficult to switch back to Original Medicare + better coverage of a Medigap Plan, because by the time you decide to switch, you're likely older ad would be subject to an underwriting process that most seniors would fail (due to preexisting health conditions). But there are certain circumstances that guarantee you the right to buy a Medigap plan regardless of your age or medical condition -- the so-called "right of guaranteed issue" - which federal law and sometimes the law of your state provide (e.g., in CA, if your premiums for a Medicare Advantage Plan increased by a certain amount or if you move out of the plan area). But this information is not readily available. That's why you need someone like Kathe. She was very knowledgeable on these topics. When I called Kathe, I had already done the basic research and thought that a switch would be possible. Kathe confirmed it, helped us find a reasonable Medigap plan and took care of the application (which is itself confusing because insurance companies make their applications opaque so it's hard for you to figure out which box to check). I highly recommend giving Kathe a call. We've talked to 2 other Medicare "experts" who didn't know more than we did.

I'm very satisfied with the service Kathe provided to help me with health insurance changes. She…read moreoffers a series of very thorough educational online videos covering many areas related to Medicare. She is very knowledgeable and even gave me some suggestions for social security filing changes which may bring in a bit of extra income. I felt Kathe was honest and I'm satisfied the insurance I selected is a good choice for my needs at a good price. All around good experience. I would recommend her services to family/friends.

Steve Webber has a servant's heart…read more 1. He tolerated my rescheduling so many times with a smile. Zero annoyance whatsoever. I was even annoyed with myself ;) 2. He answered my many questions, repeatedly, because of my brain fog when it comes to medical insurance. Again no complaints. 3. I'm confident in the plan that I selected with his guidance and advise. 4. Call him right now. 5. Aloha West rocks

Aloha is super helpful with any questions we had to make sure my mom's house was insured with the…read moreright coverage. Kelly and the team always answer every question with such patience and knowledge and we always feel taken cared of. Thank you to the team!

It is my pleasure to recommend Bob Rubaszewski, to help you navigate through Medicare and find the…read morecoverage that best suits you. I was so overwhelmed with the many choices and different plans that were available. Bob was so professional and kind. He really spent time with me to make sure I was comfortable choosing the plan that worked for me. I got a plan that had a low premium and affordable out of pocket costs. A big thank you to Bob; he's the man with a plan!! lol - [ ] Jean Lincoln

Pam has been SO incredibly helpful to me! She was able to answer all of my questions regarding…read morehealth insurance premiums, dental plan options and vision options. Pam also recommended different plans to get the best cost and was very knowledgeable about HMO/HDHP/PPO plans. You can tell she cares about her customers getting the best price for what they are looking for. Thank you Pam!

Pam took a lot of time with me. She was thorough, informative, and very nice to work with. I…read morewould definitely use Pam's services again!

Thanks for making my life so much easier when shopping for life insurance! Also Thanks for…read moreanswering all my questions! Smooth Transaction

I was in a bind and I had to get some teeth work done and they wanted to charge me quite a bit of…read moremoney and so I just prayed about it and I called some dental insurance companies and I wound up finding his number and he actually saved me quite a bit of money and now I have dental insurance and it's like $48 a month not a bad deal very professional very good service I was very impressed with his knowledge and his help he helped me out quite a bit thanks a lot Brandon I would recommend him for sure