Very knowledgeable I have learned a lot from Jody. She has special programs that will help veterans and does a great job with our service members. I wish I could give more than 5 stars thanks Jody read more

How many ways can one say that Jody Canfield is a complete Superstar. Each referral that I have given her, she has successfully processed and funded each one of them. They have all been Self Employed Referrals and lets just say, that these are not the easiest clients to process. This last referral was extremely challenging. Jody never once flinched. She handled it with grace and kindness, giving the buyer much needed support on a very difficult transaction. We have dealt with a lot of Mortgage Brokers, and Jody is hands down the very best of the best! read more

I can't begin to sing praises to Jody Canfield and her team at Watermark Home Loans! She was extremely professional and EFFICIENT and highly knowledgeable! It was our very first refinance for our home and I'm so lucky that I found Jody because it went so smoothly and quick for the conditions the world was in! I have since, continued to recommend her to my friends and clients and everyone has come back and told me how clear and professional she was! I will continue to trust her with all my mortgage needs as well as refer her to anyone that asks for an amazing lender--because she's exactly that.....AND SO MUCH MORE! read more

How many times can we say how grateful we are for Jody Canfield. Jody worked on refinance for us but due to the size of the loan, a refinance was not possible at the time. She came back a month later and said she thought she might have a plan B. How she even had time for a Plan B with loan applications towering over her, I will never now. Low and behold, her Plan B worked. Her plan B did not involve her and she had no financial gain from the transaction. She has a heart of gold and this is a testament to her just truly wanting the best for her clients, her referrals and figuring out a way when she can. There will never be a time, that Jody is not our first call forever. Thank you so much for what you do Jody. You are truly a stand out in your profession. read more

Jody and her team were amazing! Jody is on top of everything and helped make sure that my loan was fast and efficient from start to finish. Couldn't have asked for more. read more

We had a terrific experience with Watermark Home Loans and particularly with our Mortgage broker Jody Canfield. We used Watermark for a Jumbo Mortgage on a second home. We decided to go through the application process after Watermark was recommended to us and after getting a quote for a reasonable interest rate and closing costs. The application process was straight forward and organized (all online) and Jody did a terrific job of guiding us through it. We very quickly got a pre-qualification letter. When it came time to make an offer, Jody worked closely with our real estate broker to adjust things as needed and was very responsive. During the closing process Jody helped us every step of the way, proactively requesting documentation and keeping us posted every step of the way. The upfront work made for a smooth close at the end, avoiding surprises. Whenever we had questions along the way, Jody always made herself available quickly to answer questions or provide us with status. There was a real personal touch. Our real estate broker even commented on how extraordinary Jody was and how impressed they were with her. We highly recommend Jody and Watermark Home Loans for your mortgage needs. read more

When my daughter decided she wanted to start shopping for an investment property, she called Jody Canfield of Framework Lending. Jody pre-qualified her so she knew what she was working with before she went shopping for that property. Not only did she have the pre-qualified paperwork to provide to any potential seller, there was at least 7 pages of information to provide the seller or their representative to help better qualify her or help take her offer to the top of a stack. This is so important when there are several buyers putting in offers. I HIGHLY recommend Jody to any new homebuyer, anybody wanting to refinance anywhere in California or you simply want to talk to an EXPERT in this field. Give her a call to see what she can do for you. Julia B read more

Jody Canfield and her team at Watermark are professionals. My wife and I recently refinanced our home. I bought my first home in 1980, so you can just imagine how many refinancing transactions I've been through over the decades. And this time, Jody and her team made it so easy, and most of the details were done on-line which was oh so convenient. She provided advice and explanations when necessary and walked us through each step so we always knew what to expect; no surprises. You will feel very comfortable working with Jody and her team. And, you will get a great deal! - Mike Buchs, Allegra: Marketing-Print-Mail read more

My husband and I went to Jody when we realized it was time to see if the new low rates were going to benefit our situation. Jody was incredibly organized and strategic. She explained the different options and, refreshingly, told us that a low rate does not mean it is the best choice for us. We felt informed and supported. My husband owns two businesses so the paperwork gathering process is always a big to-do. Jody helped us work through any issues that arose and always had a solution. We had been through two lenders before Jody and had negative experiences. There is no question that we will come back to Jody for future home loans. read more

We first chose Watermark Home Loans because the company had over 1,700 five-star reviews. After that we chose Jody Canfield who also had multiple five-star reviews. We were so pleased that we did choose Jody. She was extremely knowledgeable, prompt in answering any questions via email or phone, and got us a good rate. It was a pleasure working with Jody and the Watermark on-line application process is surprisingly simple. read more

Watermark Home Loans was incredibly easy to work with. For every step of the way to our refinancing, they were responsive and their instructions were clear. Being able to do everything online alleviated any concerns of the pandemic. The final signing of papers was simple, too. Their agent came to our house (with a mask, of course), and notarized the signatures at the same time. It doesn't get much better and easier than that! Kudos to the entire Watermark team, and a special mention for Jody Canfield who made it all happen. read more

Jody helped me with my refinance and couldn't have been better. She was very responsive to all of my emails, phone calls, and various questions. She was patient in helping me through a very difficult refinance. I would definitely go back to her again. read more

Very professional. Everything was as said upfront. I was able to reduce my interest by 1 whole percent and I was able to reduce the term limit from 4.325 to 3.325. read more

Jody came highly recommended when I was considering refinancing my original loan. She was very professional and responsive and the loan refinance was completed quickly and with no issues. Most importantly she was exceedingly patient with all my questions as I had no clue about most of the paperwork and steps I was going through. Without a doubt the process felt much more comfortable having the more personal touch. read more

Solid 5 start rating for Jody Canfield and the Watermark team. She did an absolutely outstanding job refinancing our home. She found and fixed issues our original loan provider missed. Excellent communication skills. Very professional. Great deal on the mortgage. Great rates. Highly recommend! read more

Jody was extremely helpful, supportive, professional, and went above and beyond. She is really responsive and takes the time to answer your questions. She ensured my refinance went through smoothly despite having to deal with some issues created by outside factors. I would recommended her to anyone looking for amazing servicing on a loan and having someone that will make sure your loan and needs are taken care of. read more

Jody is wonderful! She was able to get our refi processed, approved and funded extremely fast! I had a ton of questions and she was able to answer them all. She is very responsive, knowledgeable, and patient. We highly recommend her!!!!!!!!!! read more

I highly recommend Jody. I recently closed a refinance with her and everything went very smoothly. I started the refinance process by submitting inquiries to several lenders via Bankrate.com. Some of the other lenders I spoke with gave off the impression of being slick salesmen who were calling from some boiler room-like operation, and it caused me to question if I should be doing a refinance with lenders I found on the Internet. But from the outset Jody was patient and impeccably professional. She was always prompt in answering my calls and emails, and by the time of closing she had earned my confidence and trust. If I ever need to do another refinance I would not hesitate to work with her again. read more

Just did my refinance through Jody Canfield at Watermark. She was awesome to work with. Very responsive, took time to explain and walk me through everything that was happening, and kept me apprised of the status. I highly recommend Jody and Watermark, was a great experience. read more

Jody helped me refinance my home recently. Awesome experience! Extremely responsive, courteous and patient with the tons of queries/questions I had. She was detailed, and always quick to follow up. Frustrated with a previous experience, I went to Watermark after finding them on Zillow, and was even more lucky to find Jody. She was smart and quick (unlike my previous guy) to understand my situation and provided the best solution, customizing it to my requirements. She managed to save me a few hundred dollars more in the costs by some creative numbers. Would highly recommend her to anyone who is the market to refinance or purchase a home, and would go back to her again if the rates take another dive. read more