Yeah, car insurance is a scam, especially in Michigan and especially especially in the 313 and it does seem predatory the way almost every single LA Insurance is located directly next to a Secretary of State but their rates are the least awful you're likely to find. I used to always go to the LA Insurance on Jefferson which closed down, probably cause it wasn't close enough to a Secretary of State. The dude behind the bullet proof glass (this is Detroit) was always so easy going and talkative. Really great customer service. Fast forward to 2019, my Explorer died and I bought another high mileage vehicle from a lot on the West side of town. I started a new policy with an LA insurance out there and just had a horrible experience with them. (They're all independent contractors so you can pay online but if you make a physical payment you need to go to the same franchisee. I usually paid online but something got fouled up, I went in person to straighten it out, and they failed to do that. Policy lapsed, but that's another review.) Long story short - I know it's too late for that just like anytime people say that - I started a new policy at the LA Insurance in Hamtown and lo and behold the dude from the Jefferson spot migrated over there. I just learned his name is Pierre today. Not what I would have guessed but Pierre is cool af and pretty much the only reason I'm giving this place 4 stars. (I can't give an auto insurance place 5 stars, just on general principle .) Even if there's a couple people ahead of me, Pierre doesn't take long to get to me, or the person behind me if they get there after me. If someone is missing paperwork he'll ask if they mind if he starts on the next customer while they go out to their ride to get what they need. Pierre is mad efficient like that. Oh, and the T Mobile is right next door so I can knock out my phone bill while I'm over here, too. read more