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    Lendmark Financial Services

    5.0 (1 review)
    Closed 8:30 am - 5:30 pm

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    6 years ago

    Great smooth transaction process for applying for and recieving an auto loan. Ask for Kathy, She is great!

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    Virginia Credit Union

    Virginia Credit Union

    (80 reviews)

    Scott's Addition

    Excellent banking experience for over 40 years. I highly recommend Virginia Credit Union.read more

    If I could leave zero stars I would…read more I have been a member of Virginia Credit Union for 31 years, and until recently, I would have strongly recommended them. Unfortunately, my experience over the last several weeks has completely changed my view of the organization. After my husband lost his job, I proactively contacted VACU to discuss temporary hardship assistance related to my personal loan. I have maintained excellent credit for decades, consistently carried an 800+ credit score, and have never made a late payment during my entire relationship with the credit union. I wasn't avoiding my obligation. I was reaching out early, responsibly, and transparently to ask about possible payment relief, refinancing, or modification options before falling behind. What should have been a straightforward conversation turned into a frustrating three-week cycle of poor communication, endless transfers, conflicting information, and extremely long hold times, often exceeding two hours. The transition to the new Member One system appears to have created significant operational and customer service issues. The online loan payment experience is also incredibly difficult and not user-friendly. While I was eventually granted a short payment extension, the refinance process was equally frustrating. I was initially told refinancing would not meaningfully lower my payment, so I requested that my application be withdrawn. Days later, I was informed that I had actually been approved pending proof of rental income. I promptly submitted lease agreements, bank statements showing recurring rental deposits, and tax returns. Despite clear documentation and visible monthly deposits into my account, I was told the income could not be verified and would not be considered. The Virginia Credit Union I knew for decades used to go above and beyond for its members. This experience felt completely different. The level of inefficiency, lack of coordination, and inability to resolve straightforward issues has been deeply disappointing. At this point, VACU feels less like a member-focused credit union and more like a large corporate bank, except with worse customer service. Comparatively, I have found Navy Federal Credit Union significantly easier and more competent to work with. My parents and grandparents were also longtime members, so this is not a review I write lightly. But after 31 years, I am seriously considering moving my business elsewhere and refinancing my loan simply to avoid dealing with this institution again.

    Lendmark Financial Services - installmentloans - Updated June 2026

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