Matt has assisted me and my family with multiple refinances over the years. Matt and his team make a stressful process much easier!! Matt has a vast knowledge of the mortgage process, products and trends. Matt responded to all my questions in a timely matter and explained each step of the process. Matt helps you choose the right product for your situation. Matt is honest and makes his recommendations based on what is best for you! I have recommended Matt to many friends and suggest anyone looking to purchase or refinance to give him a call! read more

When we moved to Sacramento and purchased a property in 2021, Matt and his team were exceptional in arranging perfect financing for our new home. As we were nearly a five hour drive away, the MTMG group went out of their way to accommodate us numerous times for meetings, questions, and general mortgage matters. Matt even met with us one weekend outside office hours to accommodate us for some paperwork. That mortgage secured our new home in a vibrant community, now minutes from our children and grandchildren. MTMG's financing was easy, priced perfectly, and amazingly simple to pay off when we sold our previous home. Our sincere thanks and appreciation! Jim and Mary Jane read more

I found out about Matt on YouTube. His videos are informative and helped me a lot in the home buying process. When it was time for me to apply for a loan, I went to the site to fill out then application and I was impressed with how user friendly it was. All along the way of filling out the application I was given status updates. The process of getting approved was thorough but quick. I worked with a couple loan officers including Matt. All were friendly, responsive, knowledgeable, and took their time to answer any questions that I had. As a first time home buyer I had a lot! They provided detailed spreadsheets with different scenarios whenever needed. They even gave quick videos along with the spreadsheets to explain any changes. If you're looking for a home loan, definitely check with Matt and his team to see if they have a product for you. read more

I was referred to Matt and his team by my amazing real estate agent Hanh Le. I am very grateful that he recommended Matt to me. Matt and his team made the process very easy to go through and to understand. He also assisted my mom with her loan. I appreciate Matt for everything he did for us. I will always recommend Matt to everyone because of his awesome service and great communication. read more

This review is a bit overdue from this summer. Matt and his team were awesome to work with. They were proactive at getting involved in my transaction from the time I made the offer, working with my realtor and the seller's realtor to advocate for me, which helped in getting my offer accepted. We were able to close quickly since they had me prepared well before I made an offer. Matt walked me through the numbers and scenarios for the best rate and terms during a time of high interest rates. Matt and his team helped make my home purchase a positive experience and I plan to work with them on future transactions. And I'm still enjoying great service from Matt's team as well as UMortgage who are servicing my loan. read more

Matt the Mortgage Guy's team and UMortgage are amazing! I wish I could give them a million stars because they made my family's dream come true, owning a house! My husband found them on google and called Matt on a Saturday and he setup a time to call us in the afternoon. He answered all our questions and told us how the process worked. We uploaded all the required documents and by Monday or Tuesday we were pre approved. They found us a new down payment assistance program that was a grant and would be forgiven after closing. They included a purchase scenario, which showed us the interest rate, the down payment, estimated closing costs and everything else we needed. We went shopping for homes that following weekend and got our offer accepted. The MTMG's team worked FAST! It took less than a month to get our dream home. They worked with the realtor to answer any their questions. They responded to our questions day or night. We would send emails, texts, called them, and they responded quickly! The whole team is amazing! You have specific people along the way but they all serve as contacts. We had a group chat and someone would always reply if you send a message through there. They found an amazing down payment assistance program that was forgiven after closing! We no longer have to worry about paying something in the future besides our mortgage. We are still so shocked on how fast everything went. We got the house of our dreams after about a month! We had zero issues along the way, but that was because of Matt the Mortgage Guy's team and UMortgage. My advice to folks is talk to Matt's team if you are interested in owning the house of your dreams. They will work as hard as possible to get your loan approved. Also, provide any documentation or information they need right away. We provided information and sign document fast because we wanted our home fast. Ask any questions, no matter what is it because they will help. We asked questions like everyday! Trust Matt the Mortgage Guy's team and UMortgage for your future home! Only regret we have is not finding them sooner. Thank you so much MTMG's team and UMortgage! You made my family's dream of owning a home come true! We will forever be grateful to you! read more

Just received a thank you package from Matt Gougé, Matt the Mortgage Guy. If you are looking at purchasing, selling, or refinancing a home, Matt is the best! On my refinance of my home, Matt got me a great rate with more cash out for home improvements than any other company. Thank you Matt! read more

Matt the Mortgage Guy - Bag, headrest pillow, tape measure, binder clip, keychain - Mortgage Brokers Near Me - Sacramento, California

Matt and his team were the type of partners you could only dream to find. We were referred by our agent and could not be more grateful! Matt, Michelle, Shana and Laura made us feel like we had an army behind us - navigating us smoothly through the entire process. MTMG's use of technology, video and voice messages explained even the most complicated issues with ease and gave us invaluable clarity! I would 1000% use MTMG in the future are recommend them to anyone. Finally, on the night we closed Matt swung by with a care package personally - it was beyond thoughtful! Thank you Matt and Team! read more

I used Matt on my recent purchase and there were a few difficulties from the sellers end of things and Matt took care of everything. I heard of the issues but didn't see any on my end thanks to him and my realtor. On top of being there at my beck and call he gave me the best rate I could have hoped for. I searched 6 different lenders, so I think that says quite a bit. Especially because he beat the closest offer by .15%. I will definitely be using him on future purchases. Thanks Matt! read more

Matt and his team are FANTASTIC! You will be in great hands working with him. I have closed many deals with him as a Realtor and I refinanced with him as well. Great guy and great lender. read more

Matt and his team made refinancing a breeze! They helped us with our home loan and were looking out for the best time to refi. The process was simple and painless. They are available and welcome and questions and explain the process each step of the way. Highly recommend! read more

Matt did everything right for my wife and I when we bought our first house. He was very knowledgeable and easy to reach; he was always available even answering our emails on the weekends at 9pm. With a transaction as large and complex as a home purchase, issues are bound to come up. Matt went out of his way to fix any issue. He spoke with the sellers to reassure them our financing was secure, he fixed loan issues on the backend with the lender, and he locked in our interest rate at the perfect time before the market got volatile. We would highly recommend Matt because in a hot market you need everything to go perfect just to get your offer accepted and close on your home. read more

I could not be happier with Matt and his transaction coordinator, Monique!! I called Matt on Sept 26th just to get some info about a refi, he got back to me right away, gave me my options over the phone and sent me the application that evening. At no point did he pressure me or try to sell me, he was straight up about what I could and couldn't do with my particular credit score, etc. I was shocked at how painless everything was. Monique stayed in constant contact with me, told me where we were in the process and gave me realistic deadlines. Today is Oct 20th and I just received my funds from the cash-out refi. Closed in way less than a month. Matt and his team are a class act! I'm so thankful for them. read more

Matt and his team are amazing full stop. Have secured financing for 2 properties and I cannot recommend MTMG enough!!

The best in the business. Honesty, integrity, patience...Matt has it all. He makes the home purchasing process much easier by providing custom video walk-thrus for each client. I would highly recommend Matt to anyone considering purchasing or refinancing a home! read more

Matt is a wealth of knowledge. He is the consummate professional who goes above and beyond. That is the reason behind his success in work and outside of work. Being in the lending industry for over 15 years I have been exposed to several loan officers and Matt still impresses me daily. He understands the industry we are in and understands great customer care. read more

So many of my clients need someone who can listen and help them through the process of obtaining a loan. Matt takes his time with each and every client and helps them through the home buying process. read more

If you are looking for someone to help you through the whole process and picks up the phone. Matt and his team are there for you the entire. Time. He helped me with my first purchase and I was able to go through the process in a breeze because of him. I thought home buying was more complicated but Matt was there to give me the best options and provide all the details I need. I will definitely use him on all of my next purchases. read more

Matt is fantastic. Very knowledgable and on it. He helped me buy several properties. Hes simply a great loan officer. Thank you Matt! read more

I had PTSD with a prior loan officer with a loan that fell through and MAtt was able to pick up the pieces and really put me back on course with purchasing my first home. He was very knowledgeable and explained things to me in a way I could understand having never done this before. He was fun and really cared about how I was doing along the way. His experience and knowledge really put me into the right deal for me. He was prompt and always available and very professional I would recommend him to anyone. read more

Great Experience with Answer Mortgage Michelle Martin and Matt Gouge were easy to work with and they answered all my questions quickly. Everything went smoothly with the re fi and I saved some money with the recent lower interest rates. read more

Matt was a pleasure to work with, readily available at any hours needed for questions or concerns, through calls, text, or email. Got us a competitive rate in a short timeframe. Would definitely recommend for anyone needing a home loan. read more

Matt The Mortgage Guy! He's the fastest mortgage guy in the West! He's helped a few of my clients close quickly and easily. I have had nothing but first class experiences with him. He's reliable, knowledgeable and someone i trust! Give him a call today if you want a professional who gets it done!! Thank you for all your help Matt!!! read more

We found Matt through a recommendation of a very good friend. We couldn't have been more pleased. Matt is knowledgeable, professional, most importantly honest and prompt. Matt and his entire team are on their job and are sincerely nice people too. Call Matt for all your mortgage needs. I'm sure you will be more than pleased. read more

We have been using Matt for our financial needs for years now. He has assisted us in many transactions that weren't simple, family trusts, credit issues, permitting issues, anything that comes up, he has a plan and a suggestion as to how we will get though it. We trust him completely in every way when in comes to our financial needs and our home. He is so personable, he's come to our home to review docs since we have kids and a busy life, he comes to the signings just in case, he sends me thank you notes and referral GC's, sends my children little presents. He knows his stuff inside and out and communicates so well with us every step of the way. I couldn't be happier which is why I refer him to everyone possible. Such a relief to know I don't need to worry about things being done FAST, correctly and honestly. Thank you Matt Gouge, THe Mortgage Guy! Moutain West is SO lucky to have you. read more

Not only is Matt good at what he does but he has an amazing team as well. The crew at Mountain West Financial did an amazing job making sure my loan process went smoothly and we closed escrow in just a couple weeks. Matt took the time to go over strategy and made sure I understood every step and Monique made sure all my paperwork was processed quickly. I could text either of them any time of day with any concerns. The level of customer service I received from Mountain West Financial exceeded my expectations. I highly recommend giving Matt the Mortgage Guy a call for your financing needs. read more

As an agent whether you're dealing with a buyer or seller, you always want to make sure that the mortgage/loan officer is on top of their borrower and the loan. It's one of the most crucial part of a real estate transaction. Matt whom I had the pleasure to do business with and represented the borrower did a phenomenal job. He is very knowledgeable both on product and as a loan officer. I'm most impress with his communication and yes Matt can deliver! He closed the loan well ahead of schedule and most importantly communicated effectively to all parties. Highly recommended! read more

Matt and his team were pleasant to work with, easy going yet very responsive. I saved $300/month and got out of a bad solar loan with his help! Matt took the time to explain everything and answer all of my questions. I've had several home loans before and I felt confident in Matt's wisdom. Several times during the process, I emailed him curve balls based on options I had read about. I over-research everything, so I always have a lot of questions. He was patient and explained in detail the pros and cons of different options in conversations both by phone and email. He always had time for me, never pushed me in one direction or another, and instead said what he would do based on XYZ factors in my situation. In the end, I feel like I chose the best options for me and I was very happy with the service I received. Everything went smoothly and quickly. I would highly recommend Matt to others. read more

We found our dream home and Matt worked 24/7 to get our loan proccesed during the holiday season!

Choosing Matt to help me refinance my house was the best decision I made since buying my home in 2009. Being a single mom with a mortgage the burden lies on me to make sure all the bills can and will be paid. Deciding to refinance was a big decision and Matt made the process so easy and stress-free. His knowledge and expertise made it easy for me to make the right decisions and he was always available for any questions I had. He always remained in contact with me either by text, email, or phone so I was never left wondering what was going on in the process. The best part is that I'm saving over $200/mo on my mortgage payment! The holidays are much Merrier this year, thanks to Matt. read more

Matt is a really nice man who clearly knows his stuff! He maintains great communication throughout the process, is incredibly thorough with a high attention to detail and possess the experience to make the home buying process much simpler. When he is presented with questions, he gets the answers quickly. I have known of several families that have worked with Matt to complete the home buying process and they were all very happy with the transaction. Matt has an incredible team supporting him as well - the people in his office are VERY professional. Buying a home is already a very stressful process, why add to it by working with someone who isn't an expert in the field and that you can't trust? read more

I can't begin to thank Matt for making our loan process the best experience ever!! As a first time home buyer, I had lots of questions a long the way. Matt was there for us every step of the way! He was quick to answer any questions we had and had an amazing team to back him up. I am beyond impressed with his services and would definitely, highly recommend to anyone needing a home loan!! I would like to add that he successfully closed in 11 days!! Something my husband and I were weary off, no doubt leave it up to Matt to get even the toughest tasks done! He is definitely the cream of the crop! Thank you Matt!! read more

Matt is very organized, professional and easy to work with. We decided to refinance at the beginning of the year, within days of our baby's due date. For the sake of not missing the window to sign docs due to her arrival, timing was critical. Simply put, Matt got it done with time to spare. A huge thanks to Matt for minimizing my stress level and for lowering our monthly mortgage payment! read more

I have enjoyed working with Matt twice now. He is very honest, always is prompted with returning a call or any questions. I highly recommend working with him to meet your goal!! read more

Most Lender do loans. But Matt takes it up a notch. He really knows his stuff and has one of the best customer service for all of our clients. Matt nevers lets us down and always goes above and beyond to be upfront with our clients. He helps guide and lets all the clients know what to do to improve their credit or helps ease their worries about buying a home. He's pre-approval is always solid. The purchases run smooth because he stands by all his approval and clients. Thank you for always being professional, very knowledgable and always available to answer questions or concern that buyer's have upfront. This helps makes the transaction smooth with no hickups. Thanks again. read more

Didn't know much about refinancing a house. I contacted Matt Gouge' and he worked with me to get me the best price on a loan he could. He emailed me every step of the way and swiftly answered any question I had. He made the process completely stressless. Would highly recommend his services to anyone. read more

I'm a Realtor who recently closed a transaction with Matt and was quite pleased. We experienced a very smooth VA transaction with no last minute hick ups or ball dropping. With Matt handling the loan my Seller didn't have to experience any panic attacks, which made me a very happy Listing Agent! :0) Matt was professional, knowledgeable, responsive and informative, he certainly delivered a 5 start transaction! read more

Matt has been an incredible source of information for me. Home loans are very complicated nowadays and he has a very professional and honest ability to conduct his business. I highly recommend him to anyone looking to buy or refinance a home, as he has been invaluable to me in this regard. read more

Matt was recommended to us by a friend and after experiencing his top-notch service, we feel like 5 stars isn't even enough. We had some challenging circumstances that could have been roadblocks, but Matt made the process seem effortless. After the first phone call to him, we had a preapproval letter in our hands the SAME day (it was also a holiday weekend). This allowed us to put in an offer on our dream house. After our offer was accepted, the loan process was so smooth and easy. Matt had all of the answers to our questions and ultimately our loan closed almost a week early! Amazing. Matt really knows what he's doing, he is always quick to respond and most importantly he does his job with honesty and integrity ~ A+++ in our book. Thanks Matt!! read more

I'm Scott Luu with RE/MAX Gold. I'm a realtor and I have worked with Matt on couple buyers. Buyers and I are satisfied with his professionalism and knowledge on the loan process. He is prompt with the response regardless if it's a call, text, or email. Yes I would recommend any buyer to Matt and I'm looking forward to work with Matt again. read more