I wrote a 5 star review almost 5 years ago. So going with Richardson and his Team for my next home purchase was a no-brainier. This time, I wish I could give a 10 star review. The Gold Star Team continues to exceed service, expectations and communication. They not only gave me the best interest rate ever but did everything possible to make sure that rate remained the same throughout my unexpected long closing term due to title issues. They continued to be extremely responsive and answered ALL of my questions, alleviated ALL concerns and were diligent throughout the process. Mike, Bentley and his whole team made the home purchase as stress-free as possible. I am grateful for you all :) read more

Mike and his team did a great job for us on a complicated transaction that was on a tight deadline, got us a great rate and closed on time. Highly recommend! read more

Mike made the whole process easy and has the best rates. LOOK NO FURTHER! Great character and does a lot for the community if that checks a box for you. read more

12/22/2022 So excited to be invited to a customer appreciation event. Love the new location. Free parking and the new office is huge.. It's great to see Mike and his staff. I know if we ever need anything in his world- we will definitely call Bay Equity.. Just really cool to hear another customer greet and thank him for helping. Actually this is the first time, the Dh actually met him in person!.. Let's hope I get picked for the drawing!.. read more

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I found Mike through Yelp when I was researching mortgage brokers and I am so glad I did. He was fantastic from the moment I reached out to him to explore purchasing my 1st home to well after closing. He was there every step of the way to answer questions and ensure the process was as smooth as possible. He even helped get me connected with my fantastic realtor and worked as a team with all parties involved to get me my dream starter home. I highly recommend Mike and his team and will undoubtedly use him in the future for all my mortgage needs. read more

We used Mike to buy a new house. His interest rates were the best & he was so easy to work with. I would definitely work with Mike & his team again! They were great! read more

This was our first time buying a home and Mike was amazing. He walked through all the paperwork and answered all our questions at every point. He even got on a call with us after dinner when we need clarification on parts. It was so great working with Mike. Definitely would recommend him, 10 out of 10. read more

I used Mike and his team for my last mortgage. Helped every step of the way to include helping me get insurance quotes when my company would not insure. It's a family affair there and they are stand up folks who you can trust. read more

Mike and team are absolutely brilliant. Thus, 8 million awards. Great people with great knowledge and service skills. Mad skills. Kind hearts. Very smart. Very community oriented. read more

Great experience with Mike and his team! I was born and raised in Reno, spent about 20 years away serving my country, and after retirement decided to come back to Reno! We bought a house and Mike was great helping us through the entire process! Closing gifts were great too! read more

Mike was very knowledgeable and great to work with. He was very responsive and answered all of our questions along the way. Can't recommend enough! read more

Mike and his team were incredible to work with. They kept me informed every step of the way. There were no surprises and we closed quickly and on time. Thank you! read more

Mike is a dream lender to work with. He's responsive, knowledgable, personable, and knows his way around all the details. Highly recommend!

As first-time homebuyers who knew nothing about this process, Mike responded quickly to all of our questions and kept us in the loop at all times. He is very knowledgeable and overall made it a seamless process. Highly recommend! read more

Mike and his team are the absolute best! Very professional, responsive and helpful. I have worked with him multiple times and can't imagine using anyone else. They make every aspect of the process easy and take the time to make sure to help with every question or consideration. Would rate higher than 5 stars if I could. read more

Mike and Gold Star Mortgage made the process of me buying my home easy. There was a portal to upload documents, they communicated well, and they had me approved in no time. Thanks everyone. read more

Mike is the guy you want on your side when buying a home. He will do everything he can to get you the best rate and close smoothly. You won't be disappointed! read more

Mike is amazing!! He made the home buying process so easy. He was there every step of the way for me. Every question I had he answered in a timely manner, which is really important to me. His team is amazing as well. Highly recommend Mike and his team. read more

Mike was instrumental in the purchase of our forever home and we have nothing but great things to say about our experience working with him and his team. He listened to our needs and was thorough, attentive, and dependable at every step in the process. We can't recommend Mike and his team enough! read more

We went with Mike for both the purchase of our first home and the purchase of our second home. I will say my favorite part of Mike and his team is their communication. They guided us every step of the way and if we had any questions they would respond extremely quickly. We were able to close on our second home early and it would not have happened without the hard work of Mike and his team. Thanks Mike and company! read more

Mike and his team were top notch! We recently purchase our forever home with his guidance and support, we are forever grateful. He was always on top of communication and bringing us new suggestions to write competitive offers and manage our monthly payment outcome. I will recommend Mike and his team over and over again! read more

Mike is the best! He is extremely efficient and professional. He knows what he is doing when it comes to loans. He can get creative as well!

Mike is fantastic at his job and I highly recommend him. I have worked with him twice now and both experiences were as painless as it can be qualifying for a loan and then refi-ing. He got me a great rate and was incredibly easy to work with. read more

Mike Richardson was responsive, knowledgeable and very nice. He answered all of our questions and made the whole process as easy as possible. read more

Without Mike Richardson and his team we wouldn't be living in our dream house. Mike helped us through many refi's on our first home and his knowledge of the market not only helped us to buy our new home but he saved us thousands in the process. It was a years long search, in which we looked at many many houses and Mike was always there to help us run numbers and make last minute offers in a crunch. We are forever grateful for the all of the time and guidance that his team gave us. We highly recommend Mike to anyone looking to purchase a home and look forward to working with him for years to come! Thanks again! read more

If you're looking for a mortgage agent who knows their stuff and actually makes the process enjoyable, Mike's your guy. My family and I just bought a house after moving in-state, and while this wasn't our first home buying experience, it was our first time buying in Nevada. That came with its own set of challenges with unfamiliar territory, but Mike was there every step of the way, making it as smooth as possible. We went through the initial offer and paperwork process on two different houses. The first house didn't work out after the inspection (bullet dodged), but when we moved on to the second one, Mike's guidance and expertise were instrumental in making sure everything came together perfectly. He always answered our calls--no matter how many questions we had or repeated ones we threw at him--and he walked us through every detail with patience and clarity. He's also the kind of guy who gives it to you straight, and we really appreciated that. Beyond just being a great mortgage agent, Mike is genuinely fun to work with. He's high-energy, well-connected, and just an all-around great guy. Honestly, we had a blast working with him--and you don't get to say that often about getting a mortgage. read more

Mike came highly recommended to us and Mike, Nick and staff didn't disappoint. They made the process very painless and easy, and we were kept informed every step of the way. They demonstrated product knowledge, kept our best interest as their priority, and provided positive customer service. I highly recommend Mike and his staff for any and all your mortgage needs. read more

Mike and the whole Bay Equity team are hands down outstanding. If you're like me and just want the best deal on a mortgage without having to crunch your own numbers or get a finance degree, then go with Mike! If you ALSO want a caring person who is going to treat you and your property dream with compassionate understanding, then go with Mike! If you like a hardworking person who takes time at any day or time of the week to answer your questions and work on securing you the best deal, go with Mike! Why are you still reading this? Click contact Mike and get started on securing your next proper dream! read more

Michael Richardson - Gold Star Mortgage - Mortgage Lenders Near Me - Reno, Nevada

Outstanding service and kept me informed even on the 4th of July. If that isn't dedication I don't know what is

With Mike ( Richardson) the process was easier than expected. After a few property purchases, this refinancing was unexpectedly easy and straightforward. I've heard horror stories from different people with other lenders and brokers but Mike made it simple and easy in comparison. The complete process went smoothly and was done with very little stress and effort on our part thanks to his knowledge and experience. read more

Mike and Nick were great to work with, anytime that we had any questions they were available and had great answers and advice. It is a challenge buying a home, but they made it so much easier. We are happy how everything turned out. Thanks again guys!!!!!!!! highly recommend read more

Mike and his team were amazing every step of the way! I highly recommend using Michael Henderson for your next home.

MORE LIKE MAGIC MIKE!!!!!!! IS there any better team? Mike is wonderful. His whole team is on top of their game and constantly striving to provide the maximum effort and support. This latest experience he was able to provide us with was beyond my expectations. This guy should be called the MORTGAGE MAGICIAN...he really is just unreal. We just completed our 3rd home purchase with Mike...over the last 5 years this man has single handily saved our lives and created a route for us that we never imagined. We don't come from money and we had to earn everything on our own. My credit was at the most atrocious low of lows and Mike never made me feel anything other than equal. We all know how embarrassing life can be when you have butchered your credit. Nope, not Mike...he was gracious and helpful. Linked me up with credit repair and the rest is history! I now stand with excellent credit and it's all thanks to Mike and his team for providing pivotal life skills for me and my family. I will forever recommend Mike to everyone I know: he services dozens of states not just Nevada!!! If you're lucky enough to meet and work with Mike your life will change in ways you never imagined!!!! read more

Mike was awesome helping me close my home purchase in Reno. Whenever I email him with a question or two, he'll call me back right away. I love that personal touch of being able to speak to someone whenever I needed assistance or if I had questions. We also closed a week early than the original closing date, which made the sellers happy, and myself too. I highly recommend Mike and his team at Bay Equity. Thanks once again, Mike! read more

My wife and I were finally in the market to purchase our very first home. We had no idea which lender we should go with, and with us both being self-employed, and have heard many horror stories about qualifying and securing a loan, especially during these tough times. After doing some research, and reading a bunch of reviews online, we decided to go with someone local, and we are so glad that we did! Mike, Nick, and the whole team at Bay Equity were simply AMAZING. They guided us through the whole process, and did everything in their power to help us get the house of our dreams. Mike and Nick were always quick to respond to all of my questions, even during while spending quality time with their families. They kept us informed throughout the whole process, and went the extra mile to help us during this stressful time. They really do care genuinely care about their customers, and my wife and I are lucky to have found them. We are definitely recommending them to all of our friends and family! Thanks again guys for the being part of our home buying journey and for making it such a fun and stress free experience! read more

I never knew refinancing my home would be so easy. Mike and Nick made everything easy to understand and gave me a few different options to help me pay off all of my debt ($50k!). My interest rate will now be much lower and I'm switching to a 15yr fixed loan - I'll be COMPLETELY debt free in just 15 years!! Uploading the needed documents to their Online portal was so convenient and user friendly. I understood exactly what needed to be uploaded based on their requests, I received text messages to let me know if something new was being requested, and any questions I had were answered literally within 15min no matter what time it was. I just can't believe how quick and easy this whole process was. read more

Mike and his team have been outstanding to work with. They are honest about all the fees, and honor what we agreed to over the phone and text about our mortgage. One of his mortgage workers Nick worked late at night to get us pre-approved for a mortgage. He was very easy to communicate with through text message, and even replied back at nights and weekends to answer our questions. Mike is always nice and professional on a phone call, and even called to wish me a happy birthday. Their online portal is very modern and secure, and felt comfortable uploading documents. If you are looking to get a mortgage, I highly recommend going with Mike and his team at Bay Equity! read more

Mike and Nick were great to work with. Their loan process was uncomplicated and they were both very responsive and straightforward. I will be telling everyone I know to give them a call. read more

Stop scrolling! Bay Equity is the best. Mike and his team were amazing. I never thought I could buy two properties (in different states) within 5 months of each other especially during a pandemic. Mike and his team far exceeded my expectations and demonstrated how good they are in comparison to the other broker I had worked with. Mike was with me every step of the way. Calls, emails and texts returned quickly. It's so nice to have a team on your side to help you get the best rates, provide quality service and follow up after the loan closes. Highly recommend! read more

Michael Richardson - Gold Star Mortgage - Love my new house! - Mortgage Lenders Near Me - Reno, Nevada

Mike and his team were wonderful. They went above and beyond to help us get the mortgage we needed. Best mortgage company we have ever worked with. read more