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    Middlesex Savings Bank

    4.0 (1 review)
    Open 9:00 am - 1:00 pm

    Services - Middlesex Savings Bank

    Personal banking

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    9 years ago

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    TD Bank

    TD Bank

    (8 reviews)

    I am extremely disappointed with the TD Bank branch in Ashland, MA. Last week, I went in to deposit…read morea check that had both my name and my wife's name. To avoid any issues, I brought my wife along so we could provide anything they needed immediately. The staff assured us everything was fine and nothing else was required. Seven days later, I get a call saying they now need additional documentation from my wife to release the funds. This is beyond frustrating and completely unacceptable. If they had informed us upfront, this could have been resolved in minutes. Instead, they held our money for a week because they don't understand their own basic procedures. This is not just poor service--it's incompetence. Banking is supposed to be about trust, clarity, and professionalism. TD Bank failed on all counts. If you value your time and peace of mind, think twice before banking here.

    If I could give a rating of '0' I would! I had a truly abysmal experience that occurred at the…read moreAshland, MA location. My husband and I went to this branch to discuss the possibility of opening a personal loan in order to consolidate our credit cards. The sales rep told us that we qualified for the loan at a competitive rate. We decided to move forward with the loan, and we also opened a checking account to make payments for loan. We were told that we would hear back the following Monday or Tuesday to finalize the closing. We feel that sales rep presented this to us as if it were a 'done deal.' He also did not communicate basic conditions of the loan. This was incredibly misleading based on how this unfolded. I did not receive a call from the sales rep the following week, and instead I had to reach out to him myself at the end of the week. At that point he told me that the underwriter would not approve the loan until after we had been customers for 30 days. This was not explained to us at the start of the process, and the sales rep said he was unaware of this policy and essentially said there was 'nothing he could do.' So, they placed an inquiry on our accounts, which hurts our credit, and denied us the loan. Why are we, the customer, taking the hit from the sales rep's mistake? If this is the product he is responsible for selling, shouldn't he be aware of this 'rule'? I pushed the sales rep to ask the underwriter for an exception given that this was his mistake. I was told I would get a phone call the follow Monday. I did not receive a phone call that Monday, nor that Tuesday. I called the branch on Wednesday and escalated this matter to the assistant manager. She informed me that underwriting would not agree to an exception, despite the fact that this was the sales rep's error. She also told me that the inquiries would not be removed and that our credit would be pulled AGAIN after the 30 day waiting period. They think it's acceptable to place a second inquiry???? Furthermore, because this process was dragged out, we incurred additional interest on our credit card because TD bank failed to process the loan in the timeline that was communicated to us. I wrote an email to the assistant manager, manager, and regional manager. Did I receive a response? NO! I tried calling the manager, who also works at the Holliston branch, and requested he call me. Did he? NO! We are absolutely disgusted by the lack of communication on TD bank's part, the lack of clarity on business practices, the misrepresentation of the loan, the fact that inquiries were placed on our reports, and the complete and utter waste of our time. I highly consider TD Bank rethink its deplorable business practices.

    TD Bank

    TD Bank

    (9 reviews)

    TD bank's customer service and their mobile app have to be the worst I've experienced. Every phone…read morecall to customer service is at least a 15 minute hold while you listen to an obnoxious repeating ad about how great they are; annoying sales pitches for a bank that doesn't know the meaning of customer service. Then there's their mobile app - the worst I've ever used. If you're depositing a check, you need to take multiple pictures that take forever to process, and often times, the mobile deposit does not work. You don't know if it went thru or not, and I've had to call that awful customer service to find out if the deposit has been made. My other bank which is a credit union, sends you a confirmation via the mobile app, and then via an email, indicating that a deposit has been made. Why, oh why can't TD do this? The credit union is a small banking system in comparison to TD, yet they surpass TD in all of their efforts. On the flip side, TD's local branch and staff have been exceptional....it's just too bad I can't always drive to my branch everytime I need banking assistance. Bottom line - if you're close enough to walk over and take care of all your banking needs at a local TD branch office, you might be lucky. If not - don't waste your time trying to be patient while "building a relationship" - it doesn't get better (it's been over 7 years for me).

    16 days from the time I went into the branch to order a replacement ATM debit-credit card (because…read moretheir ATM ate it) until I received a new one in the mail. TD will lie and tell you 7-10 business days MY @SS!!! YOU SUCK TD, getting worse by the day!!!!

    Middlesex Savings Bank - banks - Updated August 2026

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