They say that 43% of first time marriages end in divorce and 38% of those marriages end because of…read moremoney problems. My husband and I got married two years ago and were on the same page for just about everything EXCEPT money. While we had good spending/saving habits (no debt, lived on less than we made). However, things like tracking the budget and deciding what money items were important to our household.... were a mess. I found Julia and Art of Finance from their PBS web series on YouTube, Two Cents and was thrilled to see her vivacious personality and willingness to cut through the BS wasn't just an act for the camera. My husband and I made the financial commitment to sign up for Cash Flow Coaching with Julia and Kara, and while the initial stick price left me questioning, I can say it's the best money we've spent since being married. Art of Finance gave my husband and I a shared language and sense of ownership over our budget and money. They helped to prompt questions and discussions on what we wanted OUR lifestyle and money goals to be as a newly married couple. Because of cashflow coaching, my husband (the nerdy spreadsheets guy) learned to let go of full control of our finances and we were able to work together as a better as a result. And me (the fun person who hates spreadsheets) has learned to take an ownership piece in our finances and use a budgeting software that makes us both feel informed on our money decisions. Regardless of if you're single, newly married, or have been married for years, I would HIGHLY recommend joining up with Art of Finance and making the commitment to get your budget right and stop stressing about your money. P.S. Shout out to Kara who's a tech wiz and fixed all my budget software problems. Even if we hadn't gotten any coaching, she would have been worth the cost of the course herself.

Philip and Julia are easy to work with and worthy of our trust and business. My husband and I wish…read morewe had found a CFP as soon as we married; we would be much better off financially if we had jumped right into a financial plan and investing versus feeling unsure and stuck. Furthermore, Philip gave us guidance that helped us get life insurance in place, which is key to our financial security. If you're feeling lost or stuck, they can help!

People Fund helped us get started on our new clothing line during a hard season last year and we…read moreare very appreciative. We so appreciate People Fund for helping small business like are ours launch. Heather

By far the worst experience I have ever had!!!…read more I am writing to file an official complaint regarding my recent experience with the loan officer and loan processor at PeopleFund. It truly disappoints me that it has come to this, but I feel it is necessary -- both for accountability and for training purposes. Over the past two months, I have experienced what can only be described as a roller coaster of miscommunication and inconsistency. The process has been extremely frustrating and, ultimately, resulted in my being denied funding -- along with three BIPOC-related opportunities that depended on this support. This experience has left me feeling discouraged and disheartened. I believe it is important that someone in upper management be made aware of the way I've been treated. I have documentation, including numerous emails and records of phone calls, that reflect the lack of clarity and professionalism I encountered throughout this process. I have read PeopleFund's public reviews and understand that the organization is working to maintain trust and credibility in the community. I would prefer to resolve this matter internally and constructively, rather than adding to negative public feedback. Honestly, I was really surprised to see your ratings to be so low. Please let me know the appropriate person or department to speak with so I can provide all relevant details for review. I genuinely hope this feedback can help improve the process for future applicants. Thank you for your time and understanding. I look forward to hearing from you soon. Warm regards, Tra C. Pierce

Will over at gravity lending is phenomenal - he reached out right away after inquiring through the…read moregravity lending website about auto refinancing and he had great communication throughout the whole process once I applied. Will really went out of his way to explain the refinancing process in detailed way that I could understand and best of all, he got me a great interest rate. Will is very knowledgeable, efficient, and professional. The process through gravity lending was great - I had no issues and their process makes it super easy to refinance through one of their partnered lenders. I would definitely recommend gravity lending to others for refinancing. My truck refinancing was super quick through them and I couldn't be happier.

Working with Michael to refinance my car loan was a great experience from start to finish. He was…read moreknowledgeable, responsive, and took the time to walk me through every step of the process so I always knew what to expect. Michael made what could have been a complicated and stressful process feel completely manageable, and the results speak for themselves -- I walked away with a better rate and a lower monthly payment. If you're looking for someone who actually knows what they're doing and genuinely looks out for your best interest, Michael is your guy. Highly recommend.

I needed quick capital to keep a construction project moving, and Longhorn Funding helped me…read moreleverage another property I own free and clear to make it happen. They structured a bridge loan using that property as collateral and were able to get me fast funding. There was no drawn-out underwriting like the banks were making me do. It really helped me stay on schedule with the build. Communication was clear, and I always knew where we were in the process. Definitely recommend if you need flexible funding and a lender who understands our need to keep things moving fast as real estate investors.

Heard about them on Biggerpockets and reached out for a small fix and flip loan. Since I was…read morebringing a decent amount to closing they were able to work with me and get a deal done quickly. Currently in the remodel phase but the underwriting and loan origination parts were very easy. I was very happy with the experience. Will hopefully be a repeat borrower.

The communication was good. Emails got responded to and phone calls and meetings could be arranged…read more This was appreciated. Getting into their online system, I would get repeat requests to sign up even though I was already in. I also required a special two factor authentication. This would get annoying. Once I got a bill, I got emails at 2am asking for payment. This was also unnecessary. The worst part was advising me on what to do in the case of a marriage separation. Not only did I end up owing so much I had to deplete my emergency fund, but I had to pay 3k to learn that. I was asked once about my filing status and dependencies without being told how devastating it could be if that changed. In addition, they filed an extension, and I now owe interest and penalties. Yes, life changes mean financial hardship. But I was not properly advised and this ended up being the worst experience I've ever had with a CPA.

Larry has been my CPA for several years now and has helped me navigate both business and personal…read moretaxes. He's very well prepared for complex tax scenarios and has an amazing team. Really enjoy working with Larry J Phillips CPA.

Just called me when my number is on the do not call list. They got my phone number from public…read morerecord for a business loan I applied for over a year ago. They did not scrub their list to prior to calling to see if I was listed on the do not call list.

From the owner: From small business loans to equipment financing, our team is here to provide your business with a…read morecustomized commercial loan to meet your specific needs and situation. If your business is looking to expand, we offer quick financing for both low and high loan amounts. Our experienced team will find you the lowest rates in the country. Whether you have good credit or have a lower credit score, we have options for everyone. From working capital loans to financing for all types of equipment leasing, we have multiple financing options available. As a business consultant, we will work closely with you to ensure you achieve your dreams of success. Apply online or contact us today for more information on our business capital loan options!

I set up accounts with Dustin Elliot - He promised to treat me very good and do quarterly meetings…read moreetc. I never once heard from him in 5yrs. My returns were minimal and I feel he just set me up with proprietary funds for his personal benefit. I am moving away from UBS and they are charging me a 265 dollar fee to transfer away from them. I WILL NEVER DO BUSINESS WITH UBS AGAIN!!! Terrible experience and do not give them any of your money!

Chase and Ami are an absolute pleasure to work with!…read more I was referred to Insogna CPA by a friend and feel very lucky to finally have found a CPA of this caliber. I've been using Insogna CPA for the past two years and could not be more impressed. It's comforting to know that my taxes are being handled correctly. Not only are they very good at what they do - they are personable and take the time to work through your taxes with attention to detail. Insogna CPA exemplifies professionalism. I highly recommend

I had the pleasure of working with Chase/Adam/Abby after being referred to them by another CPA who…read moredidn't quite specialize in what I need (already a good sign). This was the first time I was ever filing taxes as a day trader, so I had a lot of questions. Chase didn't hesitate to hop on the phone with me a few times, learn about my situation, and give me REAL answers. The actual execution of the process was SO EASY. I uploaded all of my documents, and they sought all clarification electronically. I loved having a single spot where we had all records of our communication instead of needing to hunt through different email threads. As we were getting nearer to having everything done, Adam was also very willing to hop on the phone with me to make sure I didn't have any final questions before filing. Overall, this a great team, and a perfect example of how a locally owned business outshines guys like HR Block. I could not recommend them enough.