I was not an easy customer. I am a first time homebuyer and my first attempt at a purchase was an…read moreFHA 203 rehab loan on a foreclosed house that needed a ton of rehab work. Oh yeah... and my realtor had me as her first client so didn't know what an FHA loan was, let alone an FHA 203 that is way more complicated. Ethan was great from start to finish, helping me get preapproved and guiding my realtor who was making her first sale. It must have been a nightmare for him, but he never lost patience. He led me me the right resource to get answers from about rehab loans with on their FHA 203 rehab team, Scott. I was overwhelmed with the process but Ethan made me feel comfortable and Scott knows his stuff. I ultimately lost out on the rehab loan house to a cash buyer 2 days before P&S, but I found a gorgeous multi a few days later. The seller was distressed and selling for an huge discount and could not make another mortgage payment. Ethan was like Yoda and guided me through the process with ease and helped make this massively stressful time much less of a burden. On top of guiding me, Ethan got the loan done in 29 days before the hard deadline of 30 days ... I can't believe they did it. Thanks for making this happen RMS!

Where do I begin with MBA? From the moment I started speaking with Danny Le (getting approved), at…read morethe start of the process, all the way to the very end (getting through underwriting) with Brianna V and Maria D., I truly could tell I was in the hands of some very competent, sharp, responsible, experienced people. Danny Le got me the lowest possible interest rate of anyone I know. I interviewed so many mortgage companies (an unhealthy amount) and Danny's rate won by a massive margin every single time. Even after MBA paid for my closing costs, my rate was still under 3%. Mitchell C. was patient, helpful, and reachable during the DocuSign process. Brianna and Maria towards the end were immensely responsive and strategic. They were honest about the process, never over-promising or bullshitting me, but also keeping things positive, practical and moving along. As long as I was providing the documents and verifications they were asking for, they were always readying to take that next leap in the process. There was never a delay. Even the appraisal, which was ordered by them, was done exactly on time without issue. In general I've heard so many horror stories about buying a house, I really was prepared to experience my own horror story, but MBA came through like true mortgage lending scientists and I could not have had an easier journey. MBA? More like MVPs! I plan to purchase more buildings in the future and I can't imagine doing that without the MBA Mortgage team.

DO NOT use them!!!! If you hear the name Mozart, RUN!!!!I don't know where to begin with my…read morehorrible experience with this company and Mozart. In fact it's still going on as we are over a month and half past closing date and they still can't get it done. I've had to pay 2 extra mortgage payments and bills on a house that they are holding up the closing on. They are atleast admitting it's all their fault. When they do actually decide to contact us they always say it will be another 2 days, yea over 50 days later. Mozart is horrible at his job and this company is protecting him. DO NOT use them!!!! So much more to say. Feel free to contact me if you want to hear how bad they are