This is hands down the easiest and best process I have ever been through. Lindsey was amazing with…read moreeverything, she goes above and beyond. I have a very complicated finical situation with multiple businesses and they took care of it in no time. Best process hands down! If i ever move again we will be using you!! Thank you!!!

The JJ Mack Team made the home buying process surprisingly easy. The whole process took about a…read moremonth or maybe a bit more from the time I initially applied to closing (not including the leisurely time taken to browse homes). The team was adaptable and added a coborrower mid process. Shout out to Lindsay who was great in the process! They were very clear about next steps each time.

I've used West Coast Mortgage Group a couple of times in the past to refinance, and they've always…read moretaken great care of me. I have to say, using them for the loan on our new place has been clutch! Rob and his team are true experts and incredibly easy to work with. They're highly consultative throughout the entire process, always quick to answer my questions, clearly lay out all the options, and provide thoughtful guidance every step of the way. I always felt informed, which made a huge difference. I'd recommend West Coast Mortgage to any of my friends or family. Thanks again for such a smooth experience!

Loan Processing and Execution: Paul and his staff provided…read moreexceptional service. He was incredibly punctual and communicated every step of the process clearly. He always requested supporting documentation and promptly responded when he received it. With his guidance, the process was incredibly easy. I highly recommend this service.

Working with JVM lending has been a real pleasure, and I cannot thank Victor Flynn and his team…read moreenough for assisting me in this process. This is the 2nd time I have used JVM, and they have provided top-notch service throughout. I would like to give a special call-out to Victor Flynn. In this 2nd time working with JVM, I told Victor that his speediness in my first transaction 3 1/2 years ago made me realize that he was "in like Flynn"--in that he was right on top of getting things moving from the very first day after I had contacted him regarding my mortgage needs. Victor's explanation of my various options this time around was presented in a totally clear manner, and he and his team were available to assist me at all times. I also really appreciate the fact that there was no pressure upon me, as I was not ready to get the move going for 6-9 months after my initial conversation with Victor this time around, and other than 1 or 2 check-in emails from him, there was absolutely no high sales pitch from them, and no "push" or fear tactics regarding the market. I highly recommend Victor and JVM team for anyone who is planning on selling and/or buying a home in the Bay Area. I have no hesitation in giving Victor and his team a 5-star recommendation.

Any lender can offer you a mortgage rate, but not every lender is easy to work with. JVM goes above…read moreand beyond to ensure that you are supported and keeps you in the loop every step of the way. My husband and I worked with JVM to secure a loan for our new home. I appreciated that there was someone on-call over the weekend, especially when we wanted to get the ball rolling for pre-approval. I was also very impressed with the JVM team's communication. They were incredibly responsive and made sure all our questions were answered. Many thanks to Hannah, Jenna, and Erin for working with us throughout the process!

I discovered Ted through Yelp, and my experience turned out to be exceptional. With countless…read moremortgage companies to choose from, I decided to work with Ted because of his honesty and transparency. His entire team kept me informed throughout the process, ensuring a smooth closing within the promised time frame. I highly recommend KMG--you won't be disappointed!

Ted Kappel Mortgage Group Highly recommended! So glad we…read morefound this firm since our original lender was no longer available we even reached out to credit unions who never bothered to respond I knew it would be hard to find another lender that we used to rely on and someone who would take the time to answer all our questions with honesty and be trustworthy after reading all the reviews for Ted Kappel we decided to give his firm a try we met him on a Saturday morning and right away felt very comfortable speaking with him he made it about you and your needs I do have to say there was a little bump in signing the paperwork but overall everything else went smoothly in going back and forth with all the questions we had and didn't feel as we were bothering him any calls we made he or his lovely assistant Lindsey got back to us right away.

I was referred to Corby and the folks at Tri-Point by one of the best investor flippers I've known…read more And I know why the best work with Corby. Most trustworthy and professional lender I have come to work with in my 11 years of real estate. Corby and his team have come through for me on numerous occasions funding real estate projects and deals that resulted in great returns on my flips. They are easy and simple to work with, the fees and terms are fair, but overall the amount of time to receive funding are within days! Compared to other lenders, where I had to jump through hoop after hoop, the process was simple and the timing is impeccable. The amount of time to receive funding can make or lose the deal.

The best private money lender in Sacramento area!!! Fast closings. No credit qualification.read more

I was referred to Kathleen by a friend and she was great to work with. What I liked was that she…read morewas responsive and very straight to the point. I had checked a few different mortgage companies for rates but she seemed to have the best interest rate and was the most easy to work. I had delayed refinancing my house because I didn't want to deal with the headache of all the paperwork. She made it as painless as possible and answered all my questions.

My realtor referred me to Kathleen and I was very well taken care of as a first time homebuyer…read more Like others were praising, she provides a very competitive package and is very transparent with the whole process. She's a powerhouse in her field and makes sure her clients are educated and informed on each step of the process. Kathleen works with integrity and has a keen sense of timelines and has great ambition in getting the job done well. Her availability and consistent communication gave me peace of mind for time sensitive processes and I have already recommended her to my friends in the area and will continue to do so proudly. Thank you Kathleen for all your hard work and making for a fast and smooth close! This oscar goes to you!

Can't say enough about Phillip and his team. I have used his services since the first house…read morepurchase I made and haven't even shopped around. I have so much trust in him and I know he's always looking out for his client's best interests. Even my real estate agent was impressed with his efficiency and level of service. He's always available to address any concern I have. I always recommend him to family. Highly recommend him.

Phillip and his amazing team made our home buying process stress free and extremely pleasant! They…read morealways answered our questions right away with a phone call or an e-mail. They guided us through the whole process and let us know what was needed from us. They never made us feel like we were alone and kept us in the loop of everything. Phillip always made sure we understood what was going on and always seem to have answer or a solution to any issues that came up. Phillip and his team went above & beyond and exceeded our expectations, they were given a timeframe of when the seller wanted to the loan finalized and they delivered! My husband and are excited for our new home but we feel more relieved knowing we will be in good hands with Phillip and his team!

Not all lenders are built the same--Manuel Tobias stands out…read more As a Realtor, securing a popular floor plan took a strong effort, and he delivered. He helped close my client's deal and stayed ahead of every deadline--I never had to chase updates. I trust him enough that I used him for my own home purchase too. Definitely worth a call.

I continue to feel the same as I did when I first wrote this review. Even years later, my husband…read moreand I reach out to Greg S. for guidance when it has anything to do with our mortgage loan or new home related interests. Greg is always kind, caring, and available to answer our many questions. He has helped us explore various avenues and again we appreciate the educational component he generously offers.

I couldn't be more grateful to have found Marlena and her team! I recently completed a cash out…read morerefinance with them, and they made the entire experience a breeze. From the very beginning I felt like Marlena was a true partner who had my back. She is beyond organized, an excellent communicator, and super efficient (seriously, the woman gets sh*t DONE!). Not once during the process did I feel out of the loop. Whenever I lacked understanding, she educated me in a way that was empowering so I could make decisions with full confidence. I absolutely recommend Marlena and the Olson Team! 10/10!

With the recent increases in rent (fun fact: Sacramento has the third-highest rent increase in the…read moreU.S.) paired with soaring home prices, my wife and I were stuck in a tough position. With the possibility of another recession approaching in the upcoming years, we could continue to rent and pray that home prices eventually decline. However, we literally felt like we were throwing money away as our apartment complex continued to increase rent in order to remain competitive with neighboring complexes. We decided to take a leap of faith and see what the housing market could offer us. Per recommendation by our Realtor Mrs. Courtney Ellison, we scheduled an appointment with Mortgage Loan Originator Mrs. Shannon Walton at VITEK Mortgage group. Leading up to our initial appointment with Shannon, Shannon sent us an email detailing all of the items that we would need for our pre-approval. When we arrived at the VITEK office, Shannon immediately welcomed us into her office. Before diving into the home loan process, Shannon inquired about the areas that we would prefer to live in, and our ideal mortgage payment. Next, she patiently walked us through the home loan process from beginning to end. After hearing the process and having all of our questions answered, we decided to move forward with the pre-approval. Once we received approval, Shannon began explaining the various loan options that we could opt for. She patiently played the "fun" numbers game that would eventually assist us in determining our monthly mortgage payment (home amount, down payment, loan longevity, interest rate). Shannon would eventually arrive at numbers that satisfied my wife and I. That evening we left Shannon's office confident that we would find a home that we could comfortably (keyword) afford. Once our amazing Realtor was able to assist us in finding our home, the loan process kicked into overdrive. From beginning to end, Shannon did a great job of communicating every intricate detail of the loan process (there were no "surprises" at the end of the process). Although we did not physically see Shannon until we had to meet in person for the loan signing, Shannon kept in touch with us via email and quickly responded to any questions that we had. Aside from her home loan expertise, Shannon was a pleasure to work with. She is very relatable, professional, understanding, and not once did we feel like we were under any pressure to conduct business with her. Most importantly, she alleviated the new homebuyer stress and anxiety that we were experiencing. We highly recommend Shannon for your home loan needs....thank you Shannon!

Working with KYLE was an amazing experience from start to finish. Even as a second-time homebuyer,…read moreI know how stressful the process can be, but Kyle made everything feel smooth and manageable. He was extremely responsive, knowledgeable, and always took the time to explain things clearly so I felt confident every step of the way. Kyle stayed on top of everything and made sure I knew exactly what was needed, which helped keep the process moving quickly and efficiently. I truly appreciated his professionalism, attention to detail, and how easy he was to communicate with. I'm so grateful for all of his hard work in helping us. I would highly recommend Kyle to anyone looking for a reliable and dedicated lender!

I cannot recommend Lavega Sims at Green Haven Capital enough for anyone navigating the home buying…read moreprocess. We have officially closed on our brand-new Beazer home, and we truly couldn't have done it without Lavega's incredible expertise and hustle. From day one, Lavega was a total game changer. In an industry where timing is everything, Lavega was consistently ahead of the curve. His advice was spot on and he has a deep understanding of the market and was able to provide clear, actionable guidance that gave us total confidence in our decisions. He didn't just meet our expectations he blew them out of the water! What impressed us most was his timing. In a fast moving market, Lavega was always two steps ahead, ensuring every single detail for our Beazer home loan was handled perfectly and on time. His energy, professionalism, and 'can do' attitude made what is usually a stressful process feel like a total breeze. What truly stood out was his commitment to being timely and responsive. He ensured every milestone was met without delay, keeping our Beazer Homes closing right on track. If you are looking for a professional who combines expertise with a proactive, client-focused approach, Lavega is the person you want in your corner. Thank you, Lavega, for making our dream home a reality!