Great service, handling all items that they said they would. Will use again in the future if we…read moreneed it!

They are the best of the best!!! They are knowledgeable…read moregreat customer service and they go above and beyond. Sandra helped me increase my credit score almost 200pts!!!!! Thank you to this team!!! Highly recommend

Crystal is an exuberant, patient professional. Her depth of knowledge and customer service were…read moreimpressive. She took the time to explain everything, and we came up with a strategy that delivered. She's a great educator, and a wonderful team player. What a great service! I highly recommend it!

I can't thank you enough Crystal & FFAM for changing my life! Being a self employed artist with…read moreADD, I literally went into shut down mode when confronted with anything to do with finances, credit or taxes. After being turned down for several apartments for having a credit score of 590, I knew it was time to face the music and get clarity on why my credit score is the way it is. Crystal is one of the kindest and most knowledgeable people I have ever come into contact with. She patiently helped me understand why my credit score was low and explained some ways to raise it and within one month my scores have gone up 120 pts! I love how easy it is to track my credit with Identity IQ and I am so grateful Crystal has been there for me to answer all my questions! 5 stars

Solid company. Straightforward, responsive, and organized. They helped clean up issues and put a…read moreplan in place to get my credit where it should be.

Very happy and I didn't think the company will get my score up this high. From 529 to 801. Took 4…read moremonths but that was unreal. The debts he did for me were pretty big and I didn't even ask them to do it. Great credit repair company will recommend for sure I think they are honest and a fair price.

I urge everyone to please do NOT go through with Speedy Credit Repair…read more They are scammers. Do not believe the fake reviews. We enrolled with them for 6 months. We understand coming into this it's a possibly our credit issue may not be fixed. We know this will take time. But one thing this company lacks is integrity. They are not true to their word. If you say something such as "I will call you back", please carry out your promise. All I asked for was communication. During this entire process, I only spoke with Chris 2 times. I called, no one answered I texted, no one answered You email Chris, no response He has an assistant Laurie who will respond to emails. She mentioned in my last email " Yes, Chris knows you are expecting a call" guess what? He never called me back!!! Chris said he will contact his lawyer associate and stated " I will call you back and give you an update" guess what? He never called back. They have you enrolled in a credit monitoring program which you have an additional fee. They probably get some sort of incentive. I can go on and on... there's has been so many occasions. Honestly, don't waste your time and money!!!!!!

Before I hired this company, Mr. Chris L. gave me a call fairly quickly when I requested a free…read moreconsultation. Phone call nearly lasted an hour, explains to me his story, how everyone has slip ups with credit, how he knows how to repair credit ethically and properly. Gave me his story how he initiated his company, when I asked to proceed he asked for a $200 fee up front and after that $199 a month for 6 month contract. He also sent me documents to sign, nearly a dozen, all stating ways for him to stay covered from legal troubles and so I don't ask for a refund and it's a non refundable deposit. I was not asking for a miracle with my credit score, I was aware how I messed up my credit but I didn't know how to tackle it to get it better, Mr. Chris highly recommended not to worry that he will help me that that's why I hired him, he'll tackle these companies to try and get rid of them from my credit score, 3 months pass by and I ask for a update of how the situation is going, no response. I called and emailed his assistant Laurie, no response, when I did get a response it was for me to set up an appointment, in which I did, come to the date of? No call, no text no email. 2.5 more months passed by, I reached out again, Mr. Chris said, "I'll call you in a bit" ....... No call no text. I reached out to assistant...... no call no text no email. Come to 3 days before contract is up, $1,200 later, I ask for another update, well I never received one before but you know what i mean, Mr. Chris told me that he wants to talk to me and give me a refresh on my credit score, and discuss next steps, told him great I'm available anytime to just give me a call. Never heard from him again. In summary, did they help my credit score? No. Did they remove anything from my credit report? Yes, 2 things that were $50 each additional cost, so total price : $1,300. Before they take your money Mr. Chris is so talkative and transparent and communicative , after though? No a single word, no communication, out of the work they did, hardly any, hardly any improvement was made but that's why they send a lot of documentation for you to sign so you don't later on try and get your money back for not being satisfied.

would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

I had the BEST experience with Karen Molina! So kind, so patient with me and responded to any of my…read moreconcerns, questions right away!!! Very sweet!!! My credit score went up tremendously thanks to Karen and the Second Chance team!!! Amazing to work with you!!! Highly recommend!

Living in a different time zone is very difficult to pay on time . My payment way due on the 20th…read moreand I called to pay on the 20th but because i called a hour late due to different time zones I'm just paying late fees on top of a hidden $4000 interest charge that was not disclosed to me when applying ... reach out to customer service and by phone but no one is every willing to help or offer clarification. It's just always to bad for you... I was going to use this card in the future for other financial options... but after my experience I definitely would not or not recommend to anyone... unless you want a hidden $4000 interest charge if not payed within a exact time frame... it doesn't matter if you make all your payments on time ! You have to manually adjust to pay more every month .... But that's how they make there money ! Definitely going to report this to the credit bureau...oh yeah fix your website so people can set up auto pay and make payments on time

David Moore not only wasted my time but he wasted my money. He lied to me and scammed me of $2,500…read moreand promised me he would add tradelines to my corporation. He strung me along since August. He really ruined a lot of plans for me and I had to start all over again. I did research and found out he never added tradelines to my corporation and I didn't even have a Paydex score 4 months later! He just pockets money from innocent people just looking for a solution for business funding! He didn't answer any of my calls or texts. He promised me upwards of $250K in business funding. He is such a scammer-I recommend this business to NO ONE. When I finally did get a hold of him-his response was "well you only paid $2,500." YES I DID-and for what? FOR NOTHING. ANOTHER SCAMMER IN THE BUSINESS LENDING INDUSTRY WHO CALLS HIMSELF A BROKER? PLEASE. GO LEARN SOME MORALS AND HAVE nSOME INTEGRITY & DIGNITY! I HAVE TEXTS TO PROVE EVERYTHING AND WILL ADD THEM AS WELL. They even make fake pay stubs and tax returns and bank account balances. This company isn't going to last and soon the IRS will be showing up to their door shutting them down. Happy new year to you David Moore and Alpha Credit Pros.

Its really true what they say, u need a professional with experience and the right knowledge to get…read morethe job done. I tried everything, but those online "credit experts" are just bs. This company knows FCRA laws inside out and gets it right the first time. Hige thanks to Edward at Inexia Credit repair for outstandinf work! He went above and beyond, taking my credit from 520 to an impressive 754. Honest dedicated and results that amazed me. This company is the real deal - highly recommended

Best investment I've made so far. Eduard was very helpful, knowledgeable, and actually delivered…read moreresults. He was able to remove a collection, a few hard inquiries, and guidance on paying down my debt. It's only been about 6 months and my score went from 518 to 724. I've recommended them to close family who are in the same credit situation as I am. I really can't thank you enough for helping me get my credit back on track.

I heard about Reborn Financial from a co worker, she knows I am going to be looking to purchase a…read morehouse sometime in the near future. However, my credit score was not the best at the time. She gave me the gentlemen's number (Anthony) So I gave him a call and told him my situation. He was very professional, experience and affordable which isn't easy to fine. Finally, after some time Anthony was able to boost my credit score over 700+ which is going to save me THOUSANDS of dollars when I am purchasing my home. Thank you again Anthony, you're the best. Definitely will pass your info to my friends and family.

They are amazing they helped rebuild my credit and actually increased my credit limit they did…read moreamazing work.Anthony was helpful throughout the process and explained everything clearly. highly recommend them and you will be satisfied with the results