******READ THIS IF YOUR ARE SERIOUS ABOUT GETTING RESULTS!!****** I can't believe what happened to me today! I feel like I have won the lottery, actually I have. I won the mortgage lottery and I owe it all to "Oak Tree Law". I have been working on a mortgage modification for my home since 2007. I have spoken to every company out there and have paid several companies to modify my loan and have had absolutely no results until now. And what great results I have received from Oak Tree Law and their staff. My story started in January 2007 and was told by a firm "don't worry you will get your modification done in no time and will save a fortune". By July I found out on my own that my house was going to foreclose in 2 days and I needed $27,000.00 in order to save it. Fortunately, I was able to scramble and get the money together from family and friends and was able to save the house. I cried all night and prayed all night that I could get all the money together and be able to drive it to San Diego by 4 pm and save the house. I did not know how I would tell my children that we lost out home. I thought I would be the biggest failure as a parent if this would happen. Mu original loan was for about $618,000.00n with a $5000.00 payment at n7.3% interest. My new payment went up to n$7,500.00 with the same interest rate to pay back the monies I was behind. I could only make this payment for a few months and I continued to struggle. I then sought out other loan modification companies and they took my money and always came back with the same answer....:Your loan is held by a group of investors and they do not want to modify your loan". In the fall of 2011n I heard an accountant advertise his firm and said that he had all the key people from various lending institutions working for him and he had a 95% success rate. So I called him up, made an appointment and he told me I was a lost cause. Mind you this whole time I was always just 1 payment away from foreclosure. Then it happened, my loan was sold to OCWEN and because I was behind in my payments close to $100,000.00 they told me I was only able to make a payment if I paid the past due in full. It was all or nothing! I then started to panic. I couldn't come up with that kind of money in this kind of an economy. That's when I remembered I had met Rex from Oak Tree Law and I called him. I went to him on December 27, 2011 and was practically in tears and begged him to help me. Rex was so kind and told me what had to be done, we did everything in one meeting and he made no promises. He just told me Oak Tree Law would do their best and I should relax, pray and do what was expected of me in order to have success with the modification. Rex made me feel better and fave me hope. He worked with me in every way. My with late fees and interest is now at $698,000.00 at 7.3% and today has been reduced $300,000.00 and is at 2% interest. This means $300,000.00 of my principle just went away. Hard to believe, this is money I no longer owe. My payment was almost $5000.00 and now is $1587.00. This is crazy! When Oak Tree Law told me this I said please verify this, I can't believe this. They called me back and said this is correct! This is why if you need your loan modified and have tried everything you really haven't........ because you have not tried Oak Tree Law. This took 4 months and now I can sleep at night knowing my children will be able to grow up in the house they know as their home. THANKS "OAK TREE LAW"! You have changed my life Sincerely, Chantaln B. read more

***PLEASE READ THIS*** I have never given a review before but I am compelled to do so. My family had enjoyed a stable living and income until my husband began to have serious unexplained medical issues. He was not able to contribute financially and with only my income for my family, bills began to add up quick. After exhausting our savings, my daughters college fund and selling what assets we could, we had no choice but to file for bankruptcy protection to save our home. We filed for Chapter 13 bankruptcy with Sunita Sood, a well known Bankruptcy Attorney. This was a desperate move to save our home and get our lives in financial order. This was probably the biggest mistake of our lives.....WE WERE SWINDLED BY SUNITA SOOD. Not only did she take thousands of our hard earned money but she nearly lost us our home as well. After 3 years of chasing her and her assistants to work for the thousands we already gave her, she called and tricked me into removing her from my case. It wasn't made known until 3 months after, that my case was thrown out and I only had a few weeks to file an appeal. We decided as a family that we would walk away from the home that we loved because there was no other recourse. Days later we were notified by my husbands Dr. that he was diagnosed with MS. Devastated, I can only describe our situation as dire. I heard an ad on KFI about OakTree. The radio announcer sounded sincere about their reputation and after a day or so I called. I was EXTREMELY hesitant to talk to another lawyer but the minute I spoke to Julie it was apparent that she cared......yes, cared! She gathered more information and did more for me during my FREE initial visit than my entire 3 years with Sunita. It took Julie 4 days to file the appeal and get my case back in order. We continued filing motions for an additional year so that I could juggle my finances and send my daughter to college. Just last month I made my last bankruptcy payment and my case is closed! Julie and her team not only helped and did their job, they put a personal touch on the case by giving it their full attention and keeping me updated through email, phone calls, vmails and texting. Julie is tenacious. I can't believe the difference in services. I have now begun the Loan Modification process with Marissa Pitts at Oak Tree. Things are flying by and we should be filing next week. I know better days are on the horizon and can only say that the radio ad set my family on a new course......THANK YOU OAK TREE LAW. read more

To Those in financial trouble: Like so many others I assumed that personal BK was useless and not possible today with changes made by congress. I had worked 8 years on a personal project, had good income but the project took way longer then expected, the help and support I was expect was not their, basically things in our country have change so much. So I used credit cards and high interest loans, made mistakes and failed to keep above water. I know that I had to do BK, looking for a lawyer was a mess, most just not open / honest. Finally I found Oaktree Law from a radio add, run by a women. My first encounter was great with Marissa Pitts, and trust was established. Since then to today while I wait for the final dis-charge I can say nothing but good things about the whole staff, easy to work with and spot on. I was not one attempting to beat all bills but the commercial credit cards, high interest loans and just bad deals paid unreasonable interest rates on for 3 to 4 years, digging my hole deeper. I can say that Yes, the BK law is still available to help for mistakes made, your life is not over if it was just attempting to do the American thing of make things happen. Of course I'm aware I'm luck in retirement, my big concern to protect my retirements for my wife. But their is still help available. It should be noted that the big money to be simple have created and promoted the concept of debt consolation witch protect them with them owning in some way most these companies. The misinformation for the average citizen is great, the concept of being able to find correct advice is hard and best found through the government. Commercial companies our today 95% about only generate profit and they have -0- interest in your problem, it is the nature of uncontrolled capitalism, why we must have protection from and through the government witch is an arm of the people. Osktree Law is a solid family law firm with the principal of a good service in return for a set reasonable fee. I highly recommend their firm, can speak highly of all the staff, the easy and clear preparation of your problem and the best way to solve it for a long term fix and reset in life. You are welcome to use my name or anything because I am very happy I was able to make the connection with Oaktree Law. Richard L Iverson read more

This review of Oaktree Law is way over due. The bottom line of my story is I wanted to save my home and with little money I contacted Oaktree Law. I went to their office in Orange County, and after a meeting with Marissa, I left feeling there was some hope. My experience had not been great over the last couple of years trying to get a loan modification, so believe me I was skeptical. After feeling I could not really trust anyone to help me, Oaktree Law went through painstaking measures to win me a modification from a very reluctant mortgage company. Marissa anticipated their reason for the denials, and she was right. She made demands and the mortgage company had no choice, but to respond, Not only did I receive a loan modification that allowed me to save my home, I received very favorable terms. My recommendation is to hire the Oaktree Law team if you are in foreclosure and want to save your home. Do what Marissa and the team advise you to do. She is honest and will help anyone that truly wants to save their home. Jennifer handled the paperwork and other critical details related to my case and was also amazing. She is extremely attentive, and the entire team is professional and caring. If anyone tells you Oaktree did not get them a loan modification, believe me, they are not revealing all the details. You can trust them to be honest regarding your personal situation. If they tell you they can save your home, do what you are advised, and they will. I cannot say enough good things about Oaktree Law. They are trustworthy and real. If you need help, and sincerely want help then give them a call. Call them and be blessed. read more

If you need help with bankruptcy or foreclusure problems, you need the best, most experienced team you can find. That is not a a mom and pop single attorney office, but a strong legal team with multiple experienced attorneys who share their expertise to develop an optimized solution for every client. In southern California, this means calling Oak Tree Law. I was teetering on the brink of having my house foreclosed, my car repossessed and being attacked by scores of creditors. i was in financial hell and I couldn't sleep at night because of visions of the foreclosure sale, which was scheduled for June 4, 2019 taking place and the new owner showing up with sheriffs to throw us out of the house we've loved and enjoyed for over 22 years. But Oak Tree Law developed a solution that saved my house, and incredibly, they did this without the need for the Chapter 13 filing that I thought was my only way out. They also guided me through the process of saving our 2016 Nissan Rogue which actually up for repossession. Throughout all this, they offered a shoulder to cry on and a hand to hold to quell my fears. I couldn't recommend then anymore highly based on my experiences. If you are in trouble and facing the problems I did, you owe it to yourself to call Oaktree Law. The lead attorney and owner is Julie Villa-Lobos and my attorney was Iman Sorat. They will give you the personal attention you deserve and will provide honest advice and spell out what is in your best interests, not what is in theirs. Don't wait, call or visit them and end those sleepless nights. read more

There's nothing in this life that could be more stressful, and could cause more anxiety, than to discover, and understand, what one's options might be when contemplating a Chapter 7 or 13 filing, and, pursuing a home loan modification. However, for any one of the above, CALL Mark Hoffman first at Oaktree Law, before you call any other firm! Mark pleasantly, and quite satisfactorily, fielded all our questions, for greater than 6+ hrs (maybe more!) of Q&A over a period of 3-6 months, before & after hiring them for our Chapter7 filing. Everything got discharged to our satisfaction and no stone was left unturned, we had no other choice but to retain them for our Chase 1st home loan modification as well. With Jennifer constantly "going the extra mile", and service "above the call of duty" support as well throughout the BK filing, getting the temporary loan mod in place, and finally getting the perm mod done, about 7 months from start to finish, the "Mark and Jennifer" team at Oaktree law will hold your hand every step of the way and see things through for you. Despite the royal pain with getting the permanent mod in place, all due to missteps by Chase/Nationstar, Mark and Jennifer ALWAYS responded to us very quickly, and assisted us, literally, every step of the way, whether it was via phone or email. Even if you are currently working with another third party, I HIGHLY RECOMMEND consulting with Mark Hoffman before you make your life-changing decision. read more

Every year it gets more and more difficult to find good customer service. . .or even service that matches the hype in a commercial or print add about a particular business. . .AND it is extremely rare if not 'next to impossible' to have that particular business be 100 times better than anything one has every heard about it. . . .Oaktree Law is that rare 100 times better business!!! We had never filed for bankruptcy. . .we were embarrassed, sad and felt guilty that we had so mismanaged our finances. . .we were simply ashamed. . .yet from day one of contacting Oaktree Law and meeting Attorney at Law Mark Hoffman we knew that a new beginning was possible. . .we were treated with dignity and respect. . .everything he said he would do to make this journey less painful. . .he did. . .We could call Mr. Hoffman at any time or email him with even the smallest concern and within that day. . .we would get a response. . .and that response came without judgement or criticism that our question or concern was too small or insignificant. . .the entire staff including Paralegal Ryan Moradi treated us the same way. . .if you get to a point in your life where you need legal advice, practical solutions. . .someone to help you sort things out.. . .when you fell like there is no way to remedy your situation DO NOT hesitate to contact Oaktree Law. . . .it will change your life. . .restore your dignity and give you hope! donna and scott n. read more

WOW!! We actually do not have enough words to explain our appreciation of how OAK TREE LAW has truly helped us in only as little as 3 months to complete our Home Loan Modification process with our lender to get approved. Thanks to Atty. Justin Kirk and Jennifer Leonard. Bless the law firm for working so very hard and being very professional and curteous to our needs for this TRAUMATIC process that the lenders put the borrowers through. My husband and I actually hired another firm prior to Oak Tree,..they just took our money and failed to communicate back and forth to us and then to find out that they closed their doors and where barred from practicing law. During that time they failed to let us know that our house was in FORECLOSURE and had a scheduled SALE DATE! We were so distrought and desperate to keep our house so, my husband wanted to call another law firm. What could we do? He called OAK TREE LAW, we live in the Antelope Valley and thier office is in the city of Cerritos. We didn't care, we had heard good things about them, this was our last chance and our pockets where getting sparce so, we made the call. Thank God! To make a long story short,...Oak Tree Law was able to stop the posted sale date of our home and we are now in the process of starting our "Trial Modification Payment Period". We are both truly thankful! read more

No "ambulance-chasers" here: For the last several weeks, I have been in search of attorney services to TRUST that could help me with my situation. It has been hard trying to find someone who will not take advantage of my vulnerability. I have a foreclosure sale date pending and I heard a radio advertisement for their services. I was very skeptical but I read review after review here online and that's what ultimately made me call. I'm sooo glad that I did. I spoke to MARK HOFFMAN. He was very knowledgeable, confident & truly caring about the best way to help me with my situation. I went from thinking everything was hopeless to believing that there was a great possibility that by this time next year, this nightmare will be a bad memory! Unfortunately, I am not able to retain the firm's services but it has nothing to do with them. I tried to just pass on the appointment that I had with Mark. To my great surprise, Mark told me that he was not trying to get money from me but was trying to help me. That really resonated with me. I returned his email messages and sure enough, he gave me the direction that I needed to work towards a solution for my particular situation. If ANYTHING about my circumstances ever changed, I would, without hesitation, enlist the help of MARK HOFFMAN @ OakTree Law! read more

I had heard loan mods are hard to accomplish but with Oaktree I had great success. No problems with hard to fill out forms or language that takes an enterperter to understand. Oaktree walk with me from beginning to end. Any questions I had were simply explained and every phone call was answered by a live person on he other end. I hate " leave a message and we will get back to you" and it never happened with Oaktree. My bank seemed to drag there feet at a loan modification and it was Oaktree that remained patient and persistent. They continued to call the bank on a daily bases and were relentless until my modification was complete. The bank had turned my case over to at least three different employees and each had to start the review from the beginning to find out where the process was. Oaktree stayed on top of them and where I would have given up, they pushed forward and finalized the modification. I truly believe I could not have achieved a loan modification on my own and needed them in order to get it done. I sound like a commercial but in fact, I found them from a friends recommendation and have no ties with their company. Simply stated I could not be happier. They saved me from losing my house in a bad economy and I owe them this review out of respect for what they do. read more

I love this law firm. They took care of me from the first moment I walked through the door. I was in my senior year of college, and severely in debt. I spent the last 4 years living off of my credit cards. Realizing that I was graduating soon, I needed to get some help. I walked in expecting to get a debt settlement or restructuring. However, I realized that my situation was much worse than I had anticipated. I had about 30k in credit card debt and 30k car loan. I had zero income and I thought that somehow I was going to be able to pay it all back. Julie and Mark went over my options with me. I quickly became aware that I needed to file a chapter 7. Mark mentioned that I would be eligible for the minimum retainer fee because of my situation. It was like $1000 less than what I thought it would be. Anyway, they were quick and always took my call. They were extremely compassionate and empathetic to my situation. I felt like I was their top client. I would reccomend this firm to all of my family and friends. By the way, my chapter 7 has been discharged and I get a fresh start. I recommend any student who has found themselves in this situation get a free consultation from this firm. I am so glad that i did. Thank you Julie and Mark for your professionalism on my case! read more

Agnes D. 120214 I was very hesitant to see any lawyer after 2 1/2 years of scam.I was passed on from one so called lawyer Linda Voss /David Boucher and some LLC. I have spent hundred thousands of dollars promising that I get my house free and clear and get monetary reward.i waited and waited till i found myself in very deep trouble.I was about to lose my house and was even recommended to get healp from the legal county of orange county but to no results.the loan modification they processed fell.I was about to give up when Oaktree Law was recommended and got results .Julie healped me through my grieving process and loan modification was done assisted by Russell Pitts.After 6 months in the waiting I got approved. What a day and I was the happiest person on earth .I felt like I can show people my face again and walk with my head up high. I cannot thank you enough.i will say it again and again.thank you OAKTREE LAW !!! More power to you guys.You really help people.For all people who are very hesitant about seeing a lawyer ,don;t talk to anyone else except for OAKTREE LAW. Have a MERRY CHRISTMAS and A HAPPY NEW YEAR.!!!! I know I will read more

After spending several thousands of dollars, numerous legal consults without a positive outcome or advice: Please know that divine intervention occurred, the day we heard the advertisement on radio and contacted "Oak Tree Law". Our first visit was an introduction and hope for our ongoing problem with our mortgage company. Mark John Hoffman, Attorney at Law and Jennifer Leonard, Paralegal @ OakTree Law are the people that come to the forefront of our minds and will always be in our hearts and memories. When we as a family, on a daily basis give Thanks for the Blessings of Miracles and divine intervention (that have renewed our trust and faith in mankind), Mark John Hoffman and Jennifer Leonard, staff members are the people who come to mind. Words cannot express the heartfelt thanks for the group, (the expertise, help, assistance) was outstanding. Mark J. Hoffman was honest, extremely knowledgeable, worked diligently for outstanding results. To, Mark J. Hoffman and everyone at OakTree Law, our family extends our sincere gratitude for you all. From Our Family to The Best In the Industry, IMMY read more

I am not giving Oaktree Law Firm five stars because my loan modification was approved. I am giving them five stars because of the excellent customer service, respect and assistance they provided my family. Starting from my initial meeting with Justin Kirk, attorney, in October 2016 to when I received the wonderful news from Jennifer Leonard, Lead Paralegal, January 2017. From day one Justin was honest he did not sugarcoat our situation. He explained our options and problems we may encounter. He always answered my calls and questions and if I happen to leave a message I would promptly receive a call back. Once all documents needed were in I received an email from Jennifer introducing herself as the one to deal directly with my lender. Not once did I have to call her for updates, she called and emailed me on a weekly basis. She was always available whenever I had a question or problem. Needless to say, I am extremely satisfied and grateful to them. I hope I would found them sooner. I whole heartedly recommend them. read more

Our family would like to extend our utmost thanks, gratitude to the Outstanding employees at Oaktree Law. First and foremost starting with our Attorney, Mark John Hoffman. Mark John Hoffman, Our entire family all agreed on the following: Only you could have turned what looked like certain disaster into a resounding triumph. Mark, you will not be forgotten, that's a promise. Mark, some people might ask what you're going to do for an encore. Personally, I feel this triumph needs no encore. It will stand on it's own for a long time to come. To Jennifer Leonard, words cannot express the heartfelt thanks for your guidance, input, assistance, help was indispensable. To everyone at Oak Tree Law, Your kindness, encouragement, expertise during a difficult time for our family, was and always will be, deeply appreciated. We will never forget our experience with the Staff at Oak Tree Law. Thank you, Mark John Hoffman, Jennifer Leonard, Ed and Russell, and the entire staff. IMY Family read more

I was in a jam in 2014 when my mortgage company decided to adjust my adjustable rate mortgage to 7.4% that brought my payment to over $2400 a month from $1215 a month! I tried to work with them on my own for months to no avail. After hearing a commercial on kfi am radio,I heard of this company called Oaktree Law they been helping people in my area. I give them a call within the day I had signed agreement for them to represent me and trying to get my mortgage modified through the mortgage company. It was a process but in the end Oaktree Law kept me informed kept me motivated and on the right track and just today we found out the mortgage company gave me a tier 1 modification! That was only possible as a result of the hard work and dedication of Oaktree Law Attorneys paralegal's and staff! I absolutely could not of done it without them! Thank you Oaktree law you are a blessing Especially Jennifer and Reza read more

I was extremely hesitant to go through with a modification or even attempt the process. I was leary of the process and unsure from all the horror stories I've heard. Marissa from Oak Tree Law was a blessing. She walked me through the whole process. Everything she told me to do, I did. Everything she said she would handle, was handled. I had questions for their attorney... she was available anytime I needed to talk to her. Ed was also available whenever I had questions in the final stages with the modification offers from the lenders. These guys go above and beyond. They work hard for you. I know I did not only one mod but two. I was able to modify a jumbo loan on my primary residence and also on an income property I own. These people really stuck to their word. I cannot recommend them enough. I was in good hands. Thanks Oaktree Law!!!! Your help Is truly appreciated. read more

My wife and I needed to consult a lawyer in a situation that involved real estate and bankruptcy, which could lead to a negotiated settlement. There was a pretty complex time line of events, which definitely added to the complexity. I called Oak Tree Law and one of the lawyers (Mark Hoffman) answered the phone. It took a couple of calls so that we could provide all the data on our situation. It turned out that we didn't have to worry. Given our situation, the title on our condominium was safe. What a relief! I offered to pay the firm for the legal advice, but they wouldn't accept a fee for a two-hour consultation. The service was superb and I wanted to pass this on to the general public so that other who needed legal advice an real estate and bankruptcy law could benefit from their help. Larry R. read more

My uncle Tito referred us to Marissa Pitts at Oaktree law after his Modification got approved within 30 days. We decided to to try out Oaktree Law after trying to Modify our loan for a year with Bank of America which kept denying us. I made my appointment. with Marissa Pitts she was very professional and detailed in explaining us the whole process. We just got our Modification approved a couple of days she saved us $600.00 on our monthly payment and also explained to us she was going to put us thru a program Interest forgiveness or principal reduction which would bring our mortgage payment even lower. We are very happy and will refer her to everyone that we know that needs help with the Modification. I want to thank Marissa and Jennifer and the whole team at Oaktree Law for caring. Arce Gonzalez read more