Juan Flores from OnGuard Insurance has continuously helped me with my insurance needs the past year.
If you want the short version:
I needed help multiple times this past year and have limited time in my daily life. Juan made it easy, quick, painless, cost efficient.
If you want the long version:
Usually when you get insurance, you go through an online portal, compare rates, go through the mindless process and then end up with spam phone calls, emails and start screening. Later when you have questions or need changes, you 1) contact the toll, wait a long time to talk to customer service. 2) go to your online portal and have no idea what you're doing so you spend a lot of time navigating the portal. 3) Have expensive insurance and speak to your insurance agent helping you with your questions and changes. That was my story before Juan Flores.
It started when I lost my insurance card in the process of moving. I went through my email and noticed that I had an email thread with my insurance from a year ago. I figured, why not, lets try contacting them through email but I honestly didn't expect much. I figured that I would try calling my insurance company when I had time, which I never do. Juan Flores contacted me right away and I got my card in less than 10 minutes.
A couple months after that, I needed to change my insurance to a temporary vehicle & lower coverage and figured, let's try emailing him again, still not expecting much but he contacted me less than 10 minutes later. He listened to my needs and provided information, without judgement. I told him I needed the cheapest insurance possible without messing myself over because this was a temporary car with no monetary value. He got me situated quickly.
A couple weeks after that, I was looking to purchase or lease a new vehicle and contacted Juan by email for quotes. He called me right away, went over my options, asked questions, and then sent me a quote by email. The process was easy and most importantly, quick & painless. Keep in mind, I just contacted him to see possible rates for different vehicles to help me decide which vehicle to purchase/lease. He didn't make me feel like I was wasting his time and was super helpful.
A couple weeks after, I finally decided on a new vehicle and was waiting at the dealership after normal business hours. I decided to send him an email knowing I would forget the next day. He emailed me right back even though it was after business hours with what information I would need to provide him. I didn't see the email until the morning but still the process was quick and by the time I started driving to work, I had my insurance updated and card sent to me.
There were a couple other times regarding address change and name change after I got married but you should get my point by now.
The past year, phone hold times are extremely long anytime you call anywhere because of Covid. I've had to help my family navigate also so it feels like I've spent most of the past year on hold. Juan Flores made my life easier & saved me money. If you're deciding on which insurance company/agent/broker to go to, contact him with your questions. You have nothing to lose. He is helpful, makes the process quick and saves you money. read more