Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team kick a$$! Mike helped us with a HELOC and I'm glad to say from the moment we…read moreconnected it was a wrap. Not only was the process made easy to understand, it was completed from the comfort of our home and our schedule.The team is flexible, quick, knowledgeable and most importantly explained it in a way that made sense to us. Our HELOC closed in a little over a week. Mike was in communication with us which felt like 24/7. If anyone is looking for a reputable lending team look no further.

I bought a condo recently and we used Option One to help us get a loan. Mr. Artin Fallani, was the…read moreone I spoke with and right away I realized that I he is the right person. He was very thorough, informed and understanding of what I needed. Artin made me feel comfortable about the whole process and I consider myself lucky I had him on my side. Moreover, he really worked for us to get a very good rate on the loan which I appreciated very much. His whole team is very very fast and very professional. Artin, thank you so much for what you have done for us. When I have a chance to introduce Option One to someone who needs to finance a home purchase I would happily do it. Good luck.

I had an amazing experience working with Marty and Gohar throughout my home loan process. From…read morestart to finish, everything was incredibly smooth, organized, and stress-free. They were able to help us close escrow in just 24 days, which was so impressive and a true reflection of how efficient and knowledgeable they are. One of the things I appreciated most was their communication. Marty and Gohar were always available to answer my questions, kept me updated every step of the way, and made sure I understood everything throughout the process. Buying a home can be overwhelming, but they made me feel confident and well taken care of from day one. I trusted them completely, and they absolutely delivered. Everything worked out exactly as planned, and I couldn't be happier with the experience. If you're looking for a lender who is professional, responsive, honest, and truly has your best interests in mind, I highly recommend Marty and Gohar. I will absolutely be working with them again for any future transactions.

Honestly, my refinance started off pretty stressful, but Angel Chavez completely turned things…read morearound. He stepped in and took over my loan and from that point on, things felt much more manageable. He was always clear, easy to talk to, and kept me in the loop. He also made sure the original terms I was quoted were honored, which I really appreciated given how much rates were changing at the time. We closed on time and everything went smoothly in the end. I'd definitely recommend working with him. I'm really grateful for his help and would absolutely recommend him.

Super responsive. Professional. Knowledgeable. Very high level of expertise. Stayed in touch, even…read moreduring waiting periods. Reassuring when I had concerns. I will work with Jorden again if/when I need mortgage help.

We Wouldn't Be Homeowners Without David…read more David Lerman and the entire team at Cal Union Funding made what felt impossible possible for our family. As first-time homebuyers, we ran into roadblocks with other lenders and weren't sure buying a home was going to happen for us. David was patient, honest, thorough, and always available to answer questions and explain the process at any given time. He kept us updated every step of the way and found solutions when others couldn't. Most importantly, he genuinely cared. Thanks to David and his team, we're in our first home, and we couldn't be more grateful. If you're looking for someone knowledgeable, responsive, hardworking, and who will fight to get your loan across the finish line, we highly recommend David and Cal Union Funding. Thank you so much for everything!

I don't use the word "extraordinary" lightly, but David Lerman and the CalUnion Funding team earned…read moreit. I came to David with a complex transaction -- purchasing a $2.7M owner-occupied property in the Coachella Valley that required creative financing, fast execution, and a team that could handle curveballs without flinching. David delivered on every single one. What sets David apart is not just his knowledge of the mortgage industry -- it is his character. When obstacles came up (and they did), David did not just solve them, he anticipated them. He moved mountains quietly, kept me calm, and never once made me feel like the deal had challenges even when the pressure was real. His team -- Lauren, Vicky, Ryan, and the entire CalUnion crew -- matched his energy every step of the way. Professional, responsive, and genuinely invested in getting this done. I closed on a stunning 5-acre estate in the Coachella Valley that will change my family's future! That does not happen without David Lerman and this incredible team. If you are looking for a lender who is a true partner -- not just a transaction processor -- stop looking. You found him. Five stars is not enough.

Such an amazing and professional experience! Thank you for all the help and support…read more Anyone needing a home loan, definitely would suggest using Full Circle. Thanks again to Seth and his team!

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Dave is the best bar none. Realstate strategist and a…read morefinancial genius to say the least, he's simply the best at what he does. I'm lucky to have had Dave help me in my Realstate and financial planning

Dave is the MOST AMAZING!!! If I could give 100 stars I would actually even score him higher! He is…read moreyour advocate, he tells you straight up, and is straight with you, but and talks with you like he has known you for years. You are his family member when you work with him, you know you are being cared for as a family member. He looks out for you and you feel safe, and know that he is being straightforward and honest with you, and looking out for your interests.!!!!! Dave is the WAY to go for all of your mortgage and other needs!!! Teresa G.

Araz is incredibly knowledgeable and was able to guide me through my entire loan process when we…read morewere purchasing our home. The staff is also very friendly and helpful. I highly recommend doing your next loan with optima lending.

Great service by Lilit! She helped us from day one in getting all our documents ready for our…read moremortgage and guided us through the process until closing. As first time buyers, she helped us navigate the complicated process of applying for a loan. Would definitely recommend reaching out to Lilit for anyone looking to buy a home!

Katia went above and beyond to get my refinance completed in less than 4 weeks. Despite several…read moreobstacles throughout the process, she stayed proactive, responsive, and committed every step of the way. Her professionalism, dedication, and persistence made all the difference. I highly recommend Katia to anyone looking for a loan officer who truly works hard for her clients!

My husband and I worked with Katia, she was easy to work with and was on top of everything. She did…read moreeverything for us, she was our realtor and helped us with the financing. We got a 30 day escrow thanks to her hard work. She is the best of the best, we highly recommend her.

Stephanie Green is a senior loan broker and a national top performer with many years in the…read morebusiness who truly cares about her clients. Over the past 12 years, Stephanie has successfully closed every loan I've brought to her on behalf of my clients. She has also been able to save situations where others failed (typically buyers who were represented by their own lender who could not perform) which has been of great benefit to my seller clients. You can't go wrong with Stephanie.

Absolutely fantastic service. I've had several experiences working with Stephanie and the rest of…read moreher team at RPM mortgage. For home purchases as well as refinancing. My experiences in all have been excellent. They were all very responsive and accommodating and have exhibited a high level of professionalism. They've given me great advises as well in my home financing journey. They played a key part in my success, and will continue to do so in my next financial step. Working with RPM team is fantastic and enriching. I have known them and have worked with them for years and have nothing but high recommendations for them. If you need anything, to reference, and so on. Please do reach out to them. You will not be disappointed.

Buying my first home in Los Angeles was one of the most exciting yet stressful chapters of my life…read more After searching Yelp for the best mortgage broker, I found Bill Rayman, read his glowing reviews, and decided to reach out. From our very first conversation, I knew I was in the hands of a true professional -- someone who not only understands the mortgage process inside and out, but also genuinely cares about his clients. We faced several unexpected challenges from the seller's side, but Bill navigated every hurdle with calm confidence and creative problem-solving. He has a rare ability to make a complex, high-stakes process feel smooth and painless. Bill's professionalism is matched only by his human qualities -- patience, kindness, and an unwavering dedication to his clients' success. What impressed me most was his resourcefulness. Bill sees solutions where others see roadblocks. He explored multiple strategies to ensure I got the best possible loan, always explaining each step clearly and making sure I felt informed and comfortable. He was responsive, attentive, and proactive, often checking in before I even had to ask. In the end, I not only closed on my dream home, but did so with complete confidence in every decision -- thanks to Bill's guidance. He's the kind of person who turns what could be a stressful journey into a positive, even enjoyable experience. If you're buying a home -- especially if it's your first -- I cannot recommend Bill Rayman enough. He's not just a mortgage broker; he's a trusted partner who will go above and beyond to make sure you succeed.

It's been such a pleasure working with Bill Rayman. He goes out of his way to make sure the clients…read moreare well taken care of. He is very knowledgeable, punctual, and kind. I will definitely continue working with him.