They are hounding us for a debt we don't owe. A heating company (Peak Mechanical in VT) is…read moreattempting to scam us with hundreds of dollars of charges for services and days of labor that were not rendered. The man who left a voicemail slurred his words and said their phone number so quickly that I had to replay it 3× Because he called from a blocked number. He also didn't say the extension and there is no general line to speak to someone. This seems like a very shady and run-down business without even a receptionist. I will not be paying them any more than for services rendered.

Martini Hughes & Grossman has been wonderful for our company. They have excellent communication,…read morefast service, and are very professional. We've had no issues with the collection of debt through this business.

Beware! Run, do not walk, away from this "business"…read more This business is a scam. They scammed my adult son, who lives in a different city than us. Then, the Delray employees began a campaign of illegal intimidation against my husband and myself. We were harassed and threatened (at ungodly hours) by phone for days and days until we contacted the consumer protection agency and local law enforcement! And we had been on the federal Do Not Call List. We were completely uninvolved in our son's interaction with these lowlifes, yet they called us constantly, even pretending to be arbitration offices, legal couriers, etc. Same guy, same voice. This "business" is really a front for terrorizing people. I hate to imagine how the frail elderly or developmentally challenged would be intimidated into signing over income or even whole bank accounts! If you need credit counseling go to a reputable firm. Check with the Better Business Bureau where you live and in Delray Beach, FL. These horrible people operate countrywide.

I signed up two months ago with Delray Credit Counseling. Now I have companies calling my job and…read moremy paycheck is being garnished. I was not behind on any of my payments. They also told me what day to expect money to be taken from my account and took it on a different day. I was charged overdrafts due to incorrect information, which they refused to pay back.

RC, stop sending so much fake mail. This is to buy a person's annuity for "pennies" on the dollar.read more

Scott Russell was fantastic to work with!! When other companies talk fast and want to rush you for…read moredecisions Scott to his time and made me feel good about what I was doing! explained every aspect of the deal and was with me every step of the way! Thank you Scott for everything it was a pleasure! Anthony H

STOP DO NOT WORK WITH THIS COMPANY!! They OMIT/ lie and deceive and manipulate and TAKE YOUR MONEY…read more I was contacted by one of their reps who saw my corporate liens and told me they would assist me in renegotiating these loans. After many conversations they sent me a doc u sign contract twice saying they made an error. They start off with a BAIT AND SWITCH sayng the payments are 1244 a week. 3 months into this I told them I wanted to settle my loans. They told me I didnt have enough funds in my " escrow account " ( they tell you the fees you pay a portion will go toward your setltement which sounds like a good idea? ) well after 3- 4 months I asked how much is in my settlement account they said 300 dollars!! NONE of this was ever explained to me. When I asked questions they would be VERY aggressive / short and impatient and tell me to READ THE CONTRACT only they never sent me a copy of the contract until I asked for it 4 months after beginning with them. The MANGAER her name is JULIA PAIZ insulted me told me I was bad a math and I lie!! The supposed " negotiator " his name is BEN DINOV was extremely aggressive shouting at me when I asked him questions he would manipulate the conversation screaming at me this is YOUR DEBT etc. IN fact BEN told me before he would be able to begin negotiations I had to deposit 80,000 into their " secure account " since I was eager to settle I sent 50,000 5 weeks ago and found out yesterday they TOOK another 17,000 of my money to pay themselves without my knowledge or consent) Yesterday when I spoke to him I was crying and i said so now as I hear this I will now OWE more than I originally borrowed !!! he said well that the price you pay for your dept BAD GUY really BAD GUY.

This company promised to reduce my monthly payments, but after I decided to back out, they refused…read moreto return $1,500. They are a scam business and wait for your accounts to default and then negotiate settlements that every consumer can negotiate independently without their help. They took advantage of me in a time of stress and stole my money after doing nothing for me. Don't put your trust in them!

This company save my family. They went above and beyond to get all issues ,credit score up , school…read moreloan help.Without Jamal and Vanessa I would not have gotten to purchase my home an would lost a large downpayment and had to move out of our family dream home.I absolutely recommend Jamal and Vanessa for your needs.

I was being sued by a collection agency so I contacted Jermeal at Empire Credit Solutions and they…read morewalked me through everything and they did all my foot work for me and I am happy to say I got a letter in the mail yesterday saying my case was dismissed! I'm so happy, Empire Credit Solutions save me thousands of dollars! Now I'm having them help me build my credit back up. If you want your credit brought up this is the place to go! Thanks Empire Credit Solutions I could not have done it without you!

Tony is the absolute BEST He really helped my business and…read morehe is just so positive, If you need anything they are there to help

From the owner: We are full-Service Socio-Economic Financial Service Co. with heart focussing on easy lending…read moreoptions, business bookkeeping, mortgage consulting, non-profit management, tax consultation. tax preparation, tax resolution, credit repair, & debt consolidation.

Contracted to settle with predatory lenders, did nothing! I deposited over $70k and they chose to…read moreterminate my contract so they could keep $50k in "program fees"! Adam Cuddyer and Nicole Novobilski are fraudsters, as I in no way cancelled their service, nor would I have simply donated $50k to their dogshit fraudulent business! STAY FAR AWAY FROM THESE PEOPLE!

Constantly calling my Business line tying up the call lines with this Daily non-stop garbage trying…read moreto absolve me of my business financial responsibilities and obligations! I owe the money, I'm appreciative of the Bank's lending me the money and I'm also responsibly paying back my debt, yet they want me to DEFAULT!!! Every day, same call!! Ridiculous!!

This idiot Tim Kane's calls me and wanted to interview me for an office manager position. I asked…read morehim more about the position and he insisted I come in to discuss the position. I told him I am not looking for a sales or cold calling position, I have over 20 years management experience. I get there and this idiot wants me to sit through a primamerica presentation. I told him this is not what I was looking for and why couldn't he be honest on the phone. Thanks for wasting my morning idiot. This guy has to lie to people to get them in the office. I wouldn't buy anything from a man who lies to get business.

The same thing happened to me...almost. Tim Kellis called me and set me up for an interview but…read morewas very vague over the phone about the position and the company. He simply said it was a financial services company and it was a management position, but he wouldn't tell me the job title or the company name. I googled the address he had sent me for the interview and that's when I found out he works for Primerica and its their job to recruit new employees so they can advance in their own positons and make more money. The jobs are "commission only" sales jobs. So I texted him and said I wanted more information about the company and the position because I didn't want to waste his time or mine, and he was not willing to provide that information, he said "if you think its a waste of time to come in for an interview, you don't have to" but he still was not willing to give me any details about the position so I said I would absolutely NOT be coming in for an interview. Any potential employer who is not willing to provide you explicit details about the position prior to you going in for an interview is obviously sketchy!!