Called RL Professional services back in August of 2020 as I had extremely poor credit (504 FICO…read morescore). At first I was a little skeptic, but once I met up with Rudy and he told me and guaranteed what he could do for me, I was all in! He gave me a FREE credit analysis and laid out my plan to delete the negative items on my credit report, and by December 2020 he had my Fico score at 662, and by March 2021 I was at 732! The plan he put in place for me was awesome and I can now say I have great credit and don't need any more co-signers!!! RL professional services will meet up with you if need be and best of all they accept payments. I am currently going through escrow on a home purchase, which I never thought was possible a year ago. If you need your credit repaired call these guys, they really worked for me!

If you're looking for help with life insurance or any sort of financial planning, look no further!!…read moreI really appreciate all the help and advice that I receive from this group. Swapan has been really helpful in providing transparent financial advice to myself and open to providing advice to friends and family that I recommend him to. I'm not super savvy in numbers or financial planning but Swapan really does a great job at being patient and explaining everything in simple relatable terms and examples. He was also very accommodating, offering to meet in person, over the telephone or over zoom to explain everything or answer questions I had. Over the time that I have worked with him, he's helped me not only understand the importance and benefits of life insurance but also the differences in the types of life insurances. Then once I felt fully comfortable and fully knowledgeable about it, I made a choice on which policy to go with. We were able to complete the whole application process quickly over the telephone!! Swapan really helped me feel like a person and not just a "new policy" when helping me. It was really refreshing to have a more humanistic approach and not feel like I'm just being read a script and not feeling pressured to agree to a policy. I feel like I actually know what I'm getting from my policy this time. Swapan was really patient with me and made sure I understood everything and all my options along with the pros/cons of each policy option. Ultimately he helped me pick the most beneficial type of life insurance to meet my current needs and long term goals. It really was a pleasure to have him assist me.

Swapan is the man! He is a pleasure to work with. Straight forward guy and he works hard!read more

My wife and I have been with Tomren Financial Management for close to 20 years. We have received…read moreexcellent service from Michael and his team. When I retired from AT&T in 2021 with 42 years of service, I placed my entire 401K and lump sum retirement package with Michael, and the results have been amazing. In addition, Michael has managed my wife's investments and IRA's with solid returns throughout the years. We have complete trust in Michael and his team, and this has allowed us a very comfortable retirement.

If you are looking for a financial advisor you can trust and invest your money with, look no…read morefurther then Tomren Financial Management. We've been with them now for over 20 years and we always have received excellent service. Michael Tomren's staff is a delight to deal with when we have any questions. When we moved to Oregon, we have continued to stay in contact using Zoom, with our planned yearly reviews. However, this year we received a surprise visit from Michael at our Oregon home, what a surprise that was. They really care about the success of our money investments and we are extremely satisfied with them.

Long-term results and total peace of mind! I've been a…read moreclient of Lamppost Planning for many years, and the investment has paid off multiple times over. Dustin provides a personalized framework that comes from truly listening to my specific situation. He is great at providing a clear, step-by-step roadmap for finances, insurance, and investments. Every session is thorough, transparent, and incredibly thoughtful. I always walk away knowing exactly where I stand and why we are taking certain steps. If you want a clear plan and real results, LampPost Planning is it!

I've been working with Dustin Ma and LampPost Planning for over 8 years, and I truly cannot…read morerecommend him enough. I started with Dustin right after finishing my orthodontic residency and dental school, when I was juggling heavy student loans and serious credit card debt from living in NYC and San Francisco. From day one, Dustin created a clear and realistic financial plan that got me back on track - helping me eliminate credit card debt completely and start building real savings. Over the years, he has guided me through every major milestone: buying my first home, opening and growing my orthodontic practice, setting up the right insurances, and building long-term investment and retirement strategies for both myself and my team. Dustin is thoughtful, trustworthy, and truly cares about his clients' success. His guidance has made a huge impact on both my personal and professional life. If you're looking for solid financial advice and a partner who will help you build a strong future, I highly recommend Dustin and LampPost Planning.

If I could give more stars to Daniel, I would; he and his office staff are simply wonderful at…read morehandling both the hard bits (investing, presenting options, keeping me up to date on the state of my finances) AND the soft bits (listening to my concerns/needs and explaining things with fabulous charts/graphics). Daniel has even hosted my 2 young daughters in a session of Finance 101. I will be retiring soon, and feel calm about and clear on my financial picture - I credit Daniel and his team for this.

Daniel has been my financial guy for over a year now.... I could not be any happier. He is…read morewonderful. My wife and I make just enough money to put some aside for retirement - and he helped guide us through the process. He doesn't force you to do anything (which my wife likes) and simply gave us the options for us to decide. He knows how to get you the most bang for your buck - and will make investing easy. I pray he stays in finance for life - as he will be my financial guy for life. Thanks Mr. Jew.

I have had the BEST experience working with Justin and Samuel! I am so lost in the world of…read morefinancial planning and they have been incredible. They walk me through every step and explain things in a clear way that I can understand. I feel so much more comfortable and confident about my finances and retirement now that I am working with them. Highly recommend!

I'm so grateful that I switched to Grodin Financial a couple of years ago. I have been working with…read moreJustin Solo in preparation for retirement. He has exceeded my expectations. Justin has helped grow my investments while working with me to gain a better understanding of my planning. He is very accessible and easy to work with. Thank you for making this a less stressful process!

I had the opportunity to meet with Chuck D. Gibson and Melanie A. Pelayo with Financial…read morePerspectives. I have to say that I felt very comfortable with both of them right away. I did not feel rushed and they were looking out for my best interest. They asked a lot of questions to get a feel for who I was and what my outlook was on my financial future. They provided great information about my needs on investing and what it would take for me to retire. They continue to service my needs and keep me up to date on my portfolio and give me well thought out investment strategies that I have a say in. They are an independent fee only firm and they do not sell you products like some other financial planning service companies. What I like best is that they make money when I make money. So when you think about it the more money I have to pay them the more money they are making me. Another reason why I like Chuck and Melanie is that I am busy running two businesses. One for profit and the other because of satisfaction. I don't have time to do the financial research nor am I an expert so I rely on them to be my eyes and ears. I leverage my time and delegate the financial stuff to the experts. They provide a great service and help you invest on your own terms. If you want a little or a lot of direction you can have it your way. At Financial Perspectives they believe that outstanding financial planning is the Eighth Wonder of the World. I highly recommend their services you can't go wrong. Tell them Gary W. sent you.

I've had the pleasure of working with Chuck at Financial Perspectives in two capacities. First, he…read morehas been managing my mother's retirement money since around 2009 or so. Second, I've been using his services to learn more about managing my own money. I'm not the kind of person who writes yelp reviews much, but Chuck has been awesome, so here's my experience. . . I'm very involved in my mom's financial situation so I've been interacting with Chuck quite a bit from the beginning. I felt better that my mom having someone professional to manage her money instead of me doing it for her. It gave us both peace of mind, but I secretly felt that I could do just as good as Chuck using a simple balanced portfolio of index funds with low expense ratios, buy-and-hold, then rebalance. So after a few years I compared what how my mom's portfolio did under Chuck's management with performance given what I would have done if I were managing it. I was certain that I would have outperformed since I did not include any fees for my "service." All along, I assumed my mom has been taking a small financial hit in order to get peace of mind of having a pro manage her money. Chuck is super nice, and genuine and my mom likes him, so that was all fine. Well, I was simultaneously disappointed and pleased to find that Chuck's plan did better than mine even including his fees. That bastard! Even though he "passed" my test, that was a fairly silly, and even unfair, test to put him through. Chuck doesn't claim to predict the market to outperform it. His overall philosophy, as I understand it, is to allow your money to grow with the market, but to limit loss as much as possible from major downturns in the economy. He's seen what's happened, for example, with the housing crisis where people lost half of their retirement money, and he made it his mission to prevent that for himself and his clients. My mother and I are very appreciative of that philosophy. I've been quite interested in investing and planning for retirement for many years now. I've read several books and quite bit online, and am part of a finance lunch group at work. I've made several large spreadsheets that help me re-balance my portfolio across asset classes, sectors, etc, while minimizing my expense ratios. I've written code to automatically download financial data online for my spreadsheets. Yes, I'm a math and computer nerd, and finances became somewhat of a hobby for me. I thought I had it all figured out. Recently, I've been talking with Chuck a lot about my investment strategies as part of his services and I'm ashamed to say he has opened my eyes quite a bit. I'm now convinced that this strategy of limiting major losses is both possible and clearly better than my previous strategy of buy-and-hold + rebalance. To paraphrase, portfolios that lose the least are the ones that perform the best. Plus there's less of an emotional roller coaster along the way. It's not some crazy plan that someone cooked up, it's a well studied strategy that he's implemented in way that can be customized to someone's risk preferences. He is super passionate about it, super knowledgeable, and he takes time to explain it well. I'm continuing to work with him to learn how to do it on my own. Since, he's been great managing my mom's money, I'd would let him manage mine, but that would take away one of my few pleasures in life. So for now, I'm using his services to learn how to do it.

Our firm engaged Martin Friedrich for three years during we which we grew rapidly and evolved in…read morecomplexity. Martin was critical in guiding us through this period of expansion and helped us to organize our finances and manage our taxes in an efficient, constructive manner. I recommend Martin and his firm to any business seeking personalized, professional tax and CPA services.