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    Ray Gallina

    3.0 (2 reviews)
    Open 9:00 am - 5:00 pm

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    Services - Ray Gallina

    Car and truck insurance

    Life insurance

    Vehicle

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    Fred Loya Insurance - Right next to the fresh and easy market and by a subway

    Fred Loya Insurance

    (8 reviews)

    This place is a total joke. Clearly all these reviews are from family members or coworkers every…read moretime I went into a body shop and they heard the name Fred Loya everybody had something bad to say. Let me tell you this company completely lived up to every bad thing that I heard Extremely hard to get a hold of zero accountability nobody does their job and their incompetency put my family out two days on our Christmas vacation. I ended up having to pay $3000 of my own money to get my own vehicle out because nobody will do their job over there. Carlos Canello and Ramon VAZQUEZ key players neither one of them will answer their phone or their emails or their voicemail. The body shops just looked at and told me I told you so they ignore us way more than they ignore you every time we have a claim with them

    There are diffeent types of coverage Fred Loya offers they all fall all under the same…read morecoverage.(CHEAP and UNDER INSURED) If your'e in an accident and your vehicle is repairable they will say the repairs are under your deductible and deny your claim. If the vehicle is a total loss they will evaluate your car so low you end up with nothing. If your'e involved in an accident with this company and it's the other person's fault do yourself a favor go thru your own company have them recover your deductible. If they have cheated you out of a fair claim, file a complaint with your state's department of insurance. The Better Business Bureau and any other source of consumer protection source. If you're insured by this company I highly recomend you shop your insurance coverage with other carriers. You wil be surprised sometimes the cost difference is very small. Save yourself the frustration of finding out how bad this company is until you have an accident or a loss.

    Ray Gallina - autoinsurance - Updated June 2026

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