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    Ruoff Mortgage

    5.0 (1 review)
    Open 8:00 am - 5:00 pm

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    3 years ago

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    Huntington Mortgage Group

    Huntington Mortgage Group

    (8 reviews)

    Crosswoods

    NEVER GET A LOAN THROUGH HUNTINGTON PLEASE! Especially if it's Kirk Ruddle!…read more I applied for a loan after telling them that I worked in the cannabis industry, telling them that I've been working in the industry for 3 years. He gave me a pre-approval and It took him until the day of our inspection before he informed us that he couldn't work with us because of where I worked. Keep in mind that I already told him where I worked and that we were applying for a Conventional loan and not an FHA for this exact reason. Then when I asked him "Why are you only telling me this now?" His only response was "I just didn't notice". It's a level of incompetence that was not just shocking, but Infuriating. Do yourself a favor and look elsewhere.

    We have been paying on our Huntington Mortgage for over a decade now. We paid the August 2025…read morepayment on line like we always do on 28 July 2025. The payment was not applied to the Mortgage payment, it was applied to the principal instead. Huntington sent a notice on 19 August 2025 that we had not made our August payment. After hours of being sent around in circles and being told inaccurate information we were told that the payment was applied to the principal balance because we paid 4 days early. We were promised the payment would be applied correctly on 20 August 2025. We were then told on 22 August 2025 it would be corrected on 25 August 2025. Today is 26 August 2025 and the payment has not been corrected. We were told we needed to make a second payment for August and we are only days away from our September payment being due. Our online account access to pay our mortgage has been locked so now we must pay at the bank in person. The branch office does not have access to the mortgage account and will only accept an August and September payment at the same time. This is an error created and unresolved by Huntington National Bank. During the last five days we have been redirected to frivolous departments, lied to, and intentionally given incorrect information and promises of resolution to this issue with no action being taken by Huntington to rectify this issue. Hunting is not accepting responsibility for their error and instead of cooperating to resolve their error are demanding an extra payment and further delaying the correction of their error.

    CrossCountry Mortgage

    CrossCountry Mortgage

    (7 reviews)

    Northland

    If only you could rate zero stars…read more.. Multiple emails and a few letters sent to CEO are below, at least a dozen prior that went unanswered. NOT the way to run your business. Mr Leonhardt, Absolutely the most unreasonable, non communicative, complicated, ridiculous mortgage servicing I've ever experienced. The CCM website is overly complicated, unhelpful, and clearly must overwhelm 99% of your borrowers, Our experience over the last few months has made us so frustrated that we determined it would be easier and less painful to pay off the loan and no longer have anything to do with Cross country Mortgage. Unfortunately this is something that I have seen on the Internet by many borrowers who are completely frustrated with the largest, and clearly the worst mortgage servicer in the country. I hope you will take this as constructive criticism so that you can look deep into your company policy's, and just as importantly, your people. I've received an automated call for me to call CCM back, that was Saturday, I called back to find offices closed on Saturday, really? Mr Leonhardt, seriously? Would you please have a human being call me? I am a customer, not a number I'd expect that a professional company having received so many communication attempts would put forth some effort to reach out and discuss Mr. Leonhardt, I've been emailing and sending messages via your website CCM for several months now, I'm shocked that I've not heard one word of response, I'm sure you have records of any incoming messages on your website, of which I've sent no less than 4, please have someone check, also your "help" email also goes unanswered, I believe I've sent 5 or 6 to that CCM address. I'm a client, and quite frankly I'm insulted by the failure of your subordinates to communicate back to a customer communication. I hope you will have the courtesy of insuring I'm responded to since I've had to resort to imposing on your linkedin page, as well as your work email(s) Respectfully,

    Ugh. The escrow department can't do math. Twice I have complained about how they handle RESPA in…read moreregard to escrow cushions. They overcharge more than they undercharge and increased my mortgage payment by $630 that's pretty steep and unfair. When I call to speak to an agent, they have no idea what's going on and get offended if you ask too many questions, and hand the call off with no resolution. Going to refi out of this dumb institution with weak accounting and staff. The CEO needs a check.

    Concierge Mortgage

    Concierge Mortgage

    (2 reviews)

    We originally decided to go with Mortgage Concierge because they had the best rates. Kyle was our…read morefirst point of contact and from there the process went pretty smoothly. Jennifer and Joe were always helpful, courteous, and quick to answer our questions. There was an issue that we found out about a few days before closing. It turned out that Mortgage Concierge bought points in order to secure the rate. By that time, we were basically backed into a corner because it was too late to apply for a mortgage somewhere else. They called and said that they will refund us the amount since it was their mistake and that the check will be sent out 15 days after closing. They ended up taking longer than 15 days and we kept calling them but never received a response. In the end, Kyle got in touch with us and refunded us the amount. He explained that they were closed for weeks due to the holiday season and ended up wiring us the money so it was faster. Overall I'm really satisfied with them and would definitely go through them again

    I have closed 3 loans with Kyle and his team at MC. Two residential and one commercial. They have…read morethe best rates, and smoothest process for closing. Not sure what else you can ask for. The ability to do both commercial and residential was helpful as Ive found a lot of lenders don't do both (or a a minimum you deal with totally different people for each) - especially larger banks. My loan in 2010/2011 was especially difficult as I had recently started my own business and there was an IRS issue where a tax credit I had received was holding up all sorts of stuff. Kyle helped me get through it and closed - a few other lenders had said it was impossible.

    Ruoff Mortgage - mortgagelenders - Updated July 2026

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